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28/10/2026

💷 £8.5 billion.

That's how much was collected in Inheritance Tax last year* - a record high.
With significant changes planned from April 2027, including the inclusion of most pension funds within estates, understanding how these developments could affect your family's wealth has never been more important.

That's why we're hosting a series of Inheritance Tax and estate planning events this November, giving you the opportunity to choose the format that suits you best:

📍 Two in-person events, combining expert insights on Inheritance Tax and estate planning with a guided fine w**e tasting.

💻 One live webinar, covering the same key topics and practical planning considerations from the comfort of your home.

Across all three events, we'll discuss:
✅Upcoming Inheritance Tax changes, including most pensions from April 2027
✅How Inheritance Tax could affect your estate
✅The importance of Wills and Lasting Powers of Attorney
✅Practical strategies for preserving family wealth
✅The potential impact of future legislative and tax changes

Whether you're reviewing your own plans or helping to protect wealth for future generations, these sessions are designed to provide practical guidance and clarity on an increasingly important topic.

👉 Visit our events page to find out more and register for the event that's right for you: https://www.capstone-financial.co.uk/news/

*HMRC Inheritance Tax receipts for the 2025/26 tax year.

Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.

Capstone Financial is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Capstone Financial is the trading name of Capstone Financial Management Ltd.

SJP Approved 28/10/2026

26/10/2026

Yesterday was National Pension Tracing Day, highlighting the importance of locating old or lost pension pots. We want to encourage everyone to review their pension savings and make sure they aren't missing any valuable retirement funds.

Over the course of a career, it's common to build up pension savings with multiple employers. As a result, many people can lose track of older pension arrangements without even realising it.

Tracking down old pensions might help reunite you with money you have built up during your career, money which could help you to save for a more comfortable retirement.

Swipe through to find out your options for tracking down your pensions and download our guide to retirement to discover 5 more ways you can boost your retirement fund.

Download your free retirement guide here: https://www.capstone-financial.co.uk/capstone-retirement-guide/

Capstone Financial is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Capstone Financial is a trading name of Capstone Financial Management Ltd.

19/10/2026

🎉 We're delighted to have won the Professional Services Award at the Altrincham & Sale Chamber of Commerce Business Awards 2026! 🏆

It was a fantastic evening celebrating the success of so many outstanding local businesses, and we're incredibly proud to have been recognised in such a strong and competitive category.

This award is a reflection of the dedication, professionalism and hard work of our team, as well as the trust and support of our valued clients.

A huge thank you to the Altrincham & Sale Chamber of Commerce for hosting such a memorable event, to Employee Management Ltd for judging the category, and to everyone who has been part of our journey.

Congratulations to all the nominees, runners-up and winners. We're proud to be part of such a thriving local business community and delighted to be bringing this award home to Team Capstone! 🥂✨

📸 Martin Hambleton Photography

16/10/2026

🏆 We're thrilled to share that Capstone Financial has been shortlisted for the Professional Services Award at the Altrincham and Sale Chamber of Commerce Business Awards 2026!

It's a real honour to be recognised alongside so many outstanding local businesses and to have our commitment to clients, colleagues and the wider community acknowledged in this way.

This recognition reflects the dedication, professionalism and hard work of the entire Capstone team, who go above and beyond every day to deliver exceptional service and support to our clients.

Congratulations to all the businesses and individuals who have been shortlisted. We’re looking forward to celebrating with everyone this evening and wish all the finalists the very best of luck! 🎭✨

15/10/2026

Capstone Financial has been independently assessed and certified as meeting the requirements of the Cyber Essentials Plus scheme, covering our whole organisation.

As a financial planning business, protecting our clients' personal and financial information is one of our highest priorities. Trust is at the heart of everything we do, and achieving Cyber Essentials Plus demonstrates our commitment to maintaining robust cyber security standards across our business.

Cyber Essentials Plus is a government-backed certification that goes beyond self-assessment, requiring independent technical testing of an organisation's systems and processes to verify that key cyber security controls are working effectively.

For our clients, this provides added confidence that we are taking proactive steps to:

✅ Protect sensitive personal and financial data
✅ Reduce the risk of cyber threats and fraud
✅ Maintain secure systems and processes
✅ Support regulatory and industry best practice standards

This achievement reflects the hard work and dedication of our entire team in creating a secure environment for both our clients and our people.

08/10/2026

A fantastic day in Manchester yesterday for the St. James's Place Partnership Connect Conference.

Our team joined colleagues from across the Partnership for a packed programme of keynote presentations, breakout sessions and networking opportunities, providing plenty of fresh insights, thought-provoking discussions and valuable connections.

One of the highlights was seeing our COO, Sarah Healey, take to the stage alongside Andy Mills and Greg Middleton to discuss how AI and technology are helping businesses work smarter, drive greater efficiency and enhance the client experience.

Events like these are a great opportunity to share ideas, learn from others and stay ahead of the changes shaping our profession. A big thank you to everyone involved in delivering such an engaging and insightful day.

07/10/2026

🌍 Today is World Financial Planning Day, a day which aims to raise awareness of and highlight the importance of financial planning.

Having a financial plan can make a meaningful difference to how people feel about their finances.

Recent research shows that those with a plan are more than three times as likely to say their financial situation has improved over the past year and far less likely to say it has worsened.

A good plan isn’t about removing uncertainty altogether. It’s about providing clarity, direction and confidence, whatever the future brings.

Capstone Financial is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

02/10/2026

We're delighted to celebrate three well-deserved promotions at Capstone Financial. Congratulations to Libby, Liam and Holly on their exciting new roles! 🎉

Libby has been promoted to Senior Client Administrator, recognising the dedication, professionalism and attention to detail she brings to her role every day. Her unwavering support for both clients and colleagues has made her an invaluable member of the team.

Liam has stepped into the role of Head of Admin & Paraplanning, where he will lead our administration and paraplanning teams as we continue to enhance the service and support we provide to our clients and advisers.

Holly has been promoted to Marketing Director, reflecting her significant contribution to the business and her leadership of Capstone's marketing strategy, brand development and communications.

These promotions are a testament to the talent, commitment and hard work that Libby, Liam and Holly consistently demonstrate. We're incredibly proud to see them grow within the business and look forward to seeing all they achieve in the years ahead.

Congratulations all! 👏

01/10/2026

Last week, our Protection Manager, Chris Smith, alongside advisers Leanne Berry, Scott Howarth-Pash and Gary Morgan attended an Income Protection Action Week (IPAW) event hosted by Vitality UK at its Stockport head office.

IPAW is an annual industry initiative that shines a spotlight on the important role income protection can play in helping individuals and families maintain financial security if illness or injury prevents them from working.

The team joined fellow advisers from across the profession for an afternoon of learning, networking and idea sharing, including the final IPAW webinar, discussions on best practice, and practical ways to encourage more meaningful client conversations around protection.

One message stood out throughout the event: for many people, their income is their greatest financial asset, yet it can also be one of the most overlooked when it comes to protection planning.

Thank you to the Vitality team for hosting and facilitating such valuable discussions.

25/09/2026

Last week, Daniel Healey and Gary Morgan joined gunnercooke Partners at their annual Symposium in Oxford.

Partnering with Summit Chartered Accountants, we served hundreds of coffees from our coffee cart while catching up with partners from across the business. The conversations, insights and feedback were invaluable, and a reminder of the collaborative culture that continues to make gunnercooke such a unique firm.

From thought-provoking discussions on the future of professional services and AI to the spectacular black-tie dinner at the Oxford University Museum of Natural History, it was a fantastic event from start to finish.

A huge thank you to everyone who made us feel so welcome. We're proud to support gunnercooke Partners and are already looking forward to next year.

Address

Manchester

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+441616671482

Website

https://www.capstone-financial.co.uk/

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