True Self Wealth Ltd

True Self Wealth Ltd Inclusive Chartered Financial Planner. Supporting LGBTQ+, neurodivergent, polyamorous & all clients to feel safe, seen & in control of their finances.

Based in Manchester, advising UK-wide. www.trueselfwealth.co.uk *Remote service in operation
*I am willing to travel if I think I can help you
*Based in the Midlands and North of England for in-person meetings (subject to availability).

A note to future you ✍️With Christmas behind us, this feels like the right moment to catch a few thoughts while they’re ...
14/01/2026

A note to future you ✍️

With Christmas behind us, this feels like the right moment to catch a few thoughts while they’re still fresh.

Presents are lovely. Magical, even. But they lose a bit of that magic when they lead to January panic or quietly undo months of good saving habits. If you’re feeling a bit rough right now, this isn’t the moment for guilt. It’s the perfect moment to reset, gently, and set yourself up so next year feels different.

A few things that really help: setting a realistic budget per person, having a loose plan, and remembering that second-hand gifts absolutely count. The goal isn’t perfection. It’s a plan that isn’t driven by guilt, comparison, or last-minute scrolling. One that future you will quietly thank you for.

Knowing roughly what you’re buying and where from can take the edge off too. Even a little shopping around makes spending feel more intentional and far less frantic.

And yes, this is where I sound like a financial planner. But starting a small Christmas pot during the year, or spreading the cost of the big food shop, can make December feel much lighter when it arrives.

None of this is about dulling the joy.
It’s about keeping Christmas generous, fun, and sustainable… without needing a lie down in January 🎄✨

Something has been sitting with me today. When I first started transitioning, I used to make phone calls in the morning....
12/01/2026

Something has been sitting with me today.

When I first started transitioning, I used to make phone calls in the morning. Not because I’m a morning person, but because my voice was deeper then.

And the difference in how I was treated was undeniable.

When I sounded more masculine, things moved quickly. Requests were handled efficiently. There was confidence in the responses. Respect was assumed.
When people read me as female, that same ease wasn’t always there.

Seeing both sides of that coin stays with you. It’s confronting to experience, and at times it weighs a little heavy. Not because it’s shocking, but because it’s so normalised that many people never have to notice it.

So here’s my reflection for today.
As we move through the world, in our work, our conversations, our daily interactions, it’s worth pausing to ask whether we’re offering people the same level of respect that society so freely gives to some people automatically.

That awareness matters. In life, in business, and in how we show up for each other.

As we come to the end of the year, I’ve been reflecting on what matters most to me and to the people I’m fortunate to wo...
16/12/2025

As we come to the end of the year, I’ve been reflecting on what matters most to me and to the people I’m fortunate to work with. Connection, dignity and the sense of being truly seen are themes that come up often in my conversations with clients.

With that in mind, instead of sending Christmas cards this year I’ll be making a donation to Trans Support Hub. Their work provides practical help and a genuine sense of community for people navigating significant life transitions, and that feels deeply aligned with the values at the heart of True Self Wealth.

I hope the weeks ahead bring moments of rest, kindness and meaning for you and the people you care about.

I’m excited to share that I’ve recently joined Proud 2 b Parents as a Trustee.If I’m completely honest, I was a self-pro...
18/11/2025

I’m excited to share that I’ve recently joined Proud 2 b Parents as a Trustee.

If I’m completely honest, I was a self-professed reluctant step-parent at first. It took me some time to find my place and fully embrace the role. But becoming a step-parent opened my eyes to so much; the everyday realities of blended family life, the specific challenges faced by LGBTQ+ parents and carers, and how important it is to pay attention to the legal and financial implications of family-making (things like s***m donation, co-parenting arrangements, raising children together, and how all of that interacts with our values).

Proud 2 b Parents is an inclusive organisation for all routes to parenthood. They are run by and for LGBTQ+ parents, carers-to-be, and their children — based in Greater Manchester and the North West, though anyone is welcome if you’re willing to travel.

Here are a few things they do that I deeply value:

They host more than 90 meet-ups a year, plus social/WhatsApp groups and 1-on-1 support for families, including those just starting their journey.

They provide training and consultancy services to organisations so that healthcare, adoption/fostering, education and other sectors are more aware of LGBTQ+ family experiences.

They are committed to reducing isolation for LGBTQ+ parents and carers, increasing visibility and raising awareness of diverse family forms.

I’m honoured to play a role in supporting their mission, and I’m looking forward to working together to help families feel seen, supported and proud.

This will be our only speculation about the upcoming budget…If demand on milkshakes are reduced, we’re 90% sure Maccies ...
17/11/2025

This will be our only speculation about the upcoming budget…
If demand on milkshakes are reduced, we’re 90% sure Maccies milkshake machines STILL WON’T WORK!

I was recently talking about something that often gets overlooked in long-term relationships - the importance of having ...
10/11/2025

I was recently talking about something that often gets overlooked in long-term relationships - the importance of having a clear relationship agreement.

It’s easy to assume that because you’ve been together for years, your financial and legal arrangements will just fall into place. But the reality is, that’s not always the case. Verbal agreements, particularly between unmarried couples, aren’t legally binding.

A relationship agreement isn’t about mistrust - it’s about clarity, respect, and protecting both people as life evolves. It helps ensure that your shared values and intentions are reflected in practical, fair arrangements.

If you’re in a long-term partnership, it might be worth taking the time to put those understandings

A couple of weeks ago, we said goodbye to our beloved office meownager, Betty.She’s been by my side since the very begin...
09/11/2025

A couple of weeks ago, we said goodbye to our beloved office meownager, Betty.

She’s been by my side since the very beginning of True Self Wealth - keeping me company through late nights, supervising client calls, and reminding me to take breaks (usually when it suited her).

It’s taken me a little while to find the words, but I’m ready to say it now: I miss her deeply. She wasn’t just a pet, she was part of the fabric of this place - a gentle reminder that life is about more than spreadsheets and strategies. It’s about connection, presence, and love.

So here’s to Betty, our loyal companion, quiet mentor, and constant reminder of what truly matters.

Ever heard of the 60% tax trap? It’s one of those sneaky little quirks in the UK tax system that can seriously sting hig...
07/11/2025

Ever heard of the 60% tax trap? It’s one of those sneaky little quirks in the UK tax system that can seriously sting high earners, and most people don’t even know it exists until it’s too late.

If your income tips over £100,000, your personal allowance starts to disappear… and suddenly, you’re effectively paying 60% tax on that slice of earnings. Brutal, right?

The good news? With the right planning (and a chat before the end of the tax year 👀), there are smart ways to keep more of what you earn.

💬 If you’re close to that £100k mark or already over it, now’s the time to talk strategy - future you will thank you.

Looks like the real scares aren’t from the vampires and ghosts this year… they’re from our finances!If you voted for pla...
04/11/2025

Looks like the real scares aren’t from the vampires and ghosts this year… they’re from our finances!

If you voted for planning for the unexpected or opening your bank app after the weekend, you’re definitely not alone. Money can stir up a lot of emotions; uncertainty, worry, even guilt. But it doesn’t have to feel that way.

When you take a little time to look at where you stand and what truly matters to you, those “scary” things start to lose their power. Financial planning isn’t about restriction, it’s about creating confidence and choice.

If your finances have been feeling a bit spooky lately, maybe it’s time for a chat. Together we can turn those fears into clarity and calm.

Looks like the real scares aren’t from the vampires and ghosts this year… they’re from our finances!If you voted for pla...
31/10/2025

Looks like the real scares aren’t from the vampires and ghosts this year… they’re from our finances!

If you voted for planning for your financial future or opening your bank app after the weekend, you’re definitely not alone. Money can stir up a lot of emotion: uncertainty, worry, even guilt. But it doesn’t have to feel that way.

When you take a little time to look at where you stand and what truly matters to you, those “scary” things start to lose their power. Financial planning isn’t about restriction , it’s about creating confidence and choice.

If your finances have been feeling a bit spooky lately, maybe it’s time for a chat. Together we can turn those fears into clarity and calm.

🌟 Feeling Grateful and Honoured 🌟I’m incredibly proud (and a little humbled) to be recognised again as a Top Rated Finan...
29/10/2025

🌟 Feeling Grateful and Honoured 🌟

I’m incredibly proud (and a little humbled) to be recognised again as a Top Rated Financial Adviser on VouchedFor for 2026!

This recognition means the world because it’s based on feedback from the people who matter most - my clients. Each review represents a real relationship, a real story, and the shared work of aligning money with meaning.

At True Self Wealth, financial advice is never just about numbers. It’s about helping you connect your financial choices to what truly matters in your life; your values, your purpose, and the kind of future you want to create.

To everyone who has shared your journey with me, thank you for your trust and honesty. It’s a privilege to walk alongside you through life’s transitions and to help bring clarity, confidence, and alignment to your financial world.

Here’s to another year of meaningful conversations, conscious choices, and purpose-led planning.

I’ve recently updated my pronouns across my platforms - from he/they to he/him.Nothing about me has changed. I’m still n...
14/10/2025

I’ve recently updated my pronouns across my platforms - from he/they to he/him.

Nothing about me has changed. I’m still non-binary, still trans, and still very much of the opinion that gender is a weird concept that doesn’t always fit into neat little boxes.

But I’ve made the switch for a few reasons, most people recognise me as male so default to him. I’m ok with that.

There’s an added bonus, which is accessibility.

For some people, the idea of getting it wrong (or the fear of saying the wrong thing) can be a barrier to reaching out for help. If a small change makes it easier for someone to feel comfortable starting a conversation about their future, I’m happy to make that choice.

He/him feels fine. Most people use it for me by default anyway, and I’m comfortable being recognised as male first and foremost. That doesn’t mean I’m not still non-binary — just that I don’t always feel the need to explain the in-between bits unless it feels helpful.

So yes, my pronouns are now he/him. But more importantly: I’m still me.
Still inclusive. Still committed to creating space for others to show up as their full selves - in finance, and everywhere else.

If you’ve got questions, you’re welcome to ask. And if you’re just here for the financial advice, let’s get to work.

Address

4th Floor, 3 Hardman Square
Manchester
M33EB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 8pm
Wednesday 9am - 7pm
Thursday 9am - 8pm
Friday 9am - 4pm
Saturday 10am - 1pm

Telephone

+447469712299

Website

https://drive.google.com/file/d/1R64mvNCLyL8Gp5aUbjHe70ajabZ5eIqk/view?usp=drive_link

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