Kellands - Hale

Kellands - Hale We are award-winning Chartered Financial Planners providing financial solutions for our clients in t

New data indicates 15 million people are under saving for retirement. Entering work later only deepens the challenge. ...
02/09/2026

New data indicates 15 million people are under saving for retirement. Entering work later only deepens the challenge. https://sees.ovh/HBbaX

Retirement is a series of decisions. When should you retire? Should you phase out or stop completely? How should you use...
01/09/2026

Retirement is a series of decisions. When should you retire? Should you phase out or stop completely? How should you use your tax free lump sum? Defer your state pension? A financial planner can help you choose wisely. https://sees.ovh/DLCkY

Yes, pets can’t inherit money. Yes, PETs can reduce your future IHT bill. Estate planning is full of quirks — here are f...
28/08/2026

Yes, pets can’t inherit money. Yes, PETs can reduce your future IHT bill. Estate planning is full of quirks — here are four you might not know. https://sees.ovh/ReNqb

See your future before you reach it. Financial planning becomes clearer when you can see it. Cashflow modelling turns nu...
27/08/2026

See your future before you reach it. Financial planning becomes clearer when you can see it. Cashflow modelling turns numbers into real life scenarios — helping you make confident decisions today. https://sees.ovh/clmZP

Is cash costing you? Brits love cash. But with inflation rising, could it be holding back your long term wealth? Strikin...
26/08/2026

Is cash costing you? Brits love cash. But with inflation rising, could it be holding back your long term wealth? Striking the right balance matters. https://sees.ovh/yITvV

UK fund inflows hit a five year high, with retail investors pouring £3.8bn into UK funds in June — the strongest month s...
25/08/2026

UK fund inflows hit a five year high, with retail investors pouring £3.8bn into UK funds in June — the strongest month since 2021. Confidence is creeping back… but the big story is where the money’s going. https://sees.ovh/DkRAX

Bucket strategies in retirement can steady retirement income — but they’re not bulletproof. They reduce sequencing risk,...
24/08/2026

Bucket strategies in retirement can steady retirement income — but they’re not bulletproof. They reduce sequencing risk, but they also demand discipline, maintenance and a clear plan. https://sees.ovh/XCuTG

Property prices have dipped — and IHT refunds have doubled as more families reclaim tax paid on overvalued estates. If a...
21/08/2026

Property prices have dipped — and IHT refunds have doubled as more families reclaim tax paid on overvalued estates. If a home sold for less than its probate valuation, you may be due money back. https://sees.ovh/BvoMf

Lifetime gifting isn’t just generous — it’s strategic. Starting at 50 gives you decades to reduce your estate tax effici...
20/08/2026

Lifetime gifting isn’t just generous — it’s strategic. Starting at 50 gives you decades to reduce your estate tax efficiently. Read more to find out how . https://sees.ovh/TTNzb

Pensioner poverty is rising again — up from 15.7% to 18.6% over the past decade. Single retirees are driving the increas...
19/08/2026

Pensioner poverty is rising again — up from 15.7% to 18.6% over the past decade. Single retirees are driving the increase, and women are most exposed. https://sees.ovh/ChXwG

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Hale
WA159AD

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