CFG Wealth Management, LLC

09/08/2026

𝐈𝐧𝐜𝐨𝐦𝐞 𝐢𝐬 𝐭𝐡𝐞 𝐎𝐮𝐭𝐜𝐨𝐦𝐞

In this episode, we explore why having a large lump sum in retirement savings isn't enough on its own without a reliable, tax-efficient strategy to turn it into sustainable income. We compare two different approaches to managing a $2,000,000 nest egg, highlighting how sequence-of-returns risk and market downturns can quickly undermine a traditional 4% withdrawal rate. Finally, we share how combining guaranteed income sources with smart tax planning and lower withdrawal rates can protect your portfolio and provide lasting financial peace of mind.

Listen now:

https://financially-tuned.s3.us-east-2.amazonaws.com/public/UIU7m6wmMZqvw5MgfeynexoGmTRpAwejDKHTzg9m.mp3

08/29/2026

𝐓𝐡𝐞 𝐖𝐢𝐝𝐨𝐰𝐬 𝐓𝐚𝐱 𝐁𝐨𝐦𝐛 - 𝐖𝐡𝐲 𝐒𝐮𝐫𝐯𝐢𝐯𝐢𝐧𝐠 𝐒𝐩𝐨𝐮𝐬𝐞𝐬 𝐏𝐚𝐲 𝐌𝐨𝐫𝐞
In this episode, we break down why losing a spouse can unexpectedly trigger higher tax brackets, reduced standard deductions, and increased Medicare premiums for the surviving partner. We examine hidden financial traps, such as unchanged Required Minimum Distributions (RMDs) and capital gains pitfalls, that often catch widows and widowers off guard. Finally, we discuss proactive tax planning strategies couples can implement now to protect a surviving spouse's income and long-term financial security.

Listen now: https://financially-tuned.s3.us-east-2.amazonaws.com/public/sY5y0FvIXUCWloAnJf119721LeBWAaOD1yWsydhl.mp3

08/17/2026

𝐀𝐫𝐞 𝐘𝐨𝐮 𝐆𝐞𝐭𝐭𝐢𝐧𝐠 𝐓𝐡𝐞 𝐑𝐢𝐠𝐡𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐜𝐞 𝐟𝐨𝐫 𝐘𝐨𝐮𝐫 𝐒𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧?

In this episode, we dive into the crucial differences between simple investment management and true, comprehensive retirement planning. We examine key areas like income, tax strategies, healthcare costs, and estate planning to help you determine if your current financial plan is truly meeting your needs. Join us to learn how to ask the right questions so you can avoid costly oversight and secure the retirement you deserve.

Listen Here: https://financially-tuned.s3.us-east-2.amazonaws.com/public/3k6WPnPtHBqLUQt2aFnCWJ1r2lI9a6c9lL9h93js.mp3

08/10/2026

𝐖𝐢𝐝𝐨𝐰'𝐬 𝐓𝐚𝐱 𝐓𝐫𝐚𝐩

In this episode of Navigating Your Retirement, host Travis Chance breaks down the "Widow's Tax Trap" and how the loss of a spouse can unexpectedly impact a couple's long-term financial stability. He explains how transitioning from a "married filing jointly" status to a single filer can push a surviving spouse into a much higher tax bracket, even as household income decreases and living expenses stay the same. Travis highlights the importance of proactive financial planning and strategic moves, such as Roth conversions, to protect surviving spouses from unnecessary tax burdens.

Listen Now: https://financially-tuned.s3.us-east-2.amazonaws.com/public/9gZXURerz21h30zkA0w1YLQSoYlSYlrWERpz1kds.mp3

07/22/2026

📢 Ready to feel more confident about retirement?

Whether retirement is just around the corner or already underway, having a plan can make all the difference. Join us for our 𝐓𝐡𝐫𝐢𝐯𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐥𝐲 𝐢𝐧 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 course, where we'll discuss strategies to help you navigate retirement with greater confidence and peace of mind.

We have two options starting next week:

📍 Savannah Technical College – Pooler Campus
🗓️ Tuesdays, July 28 & August 4

📍 Ogeechee Technical College – Statesboro
🗓️ Thursdays, July 30 & August 6

If you are unable to attend either of these sessions, we have additional course dates and locations scheduled throughout the year, so visit our website to find one that fits your schedule.

✅ Learn more about all upcoming course dates and register:
🌐 https://chancefinancialgroup.com/retirement-events/

📞 Questions? Give our office a call at 877-269-0839.

Learn More About Our Classes Offered through continuing education programs at local colleges, Travis Chance of CFG Wealth Management, LLC teaches courses to the local 55+ community on topics like retirement readiness and thriving during retirement. https://www.youtube.com/watch?v=DFgtnyNjnzo Thrive....

07/17/2026

𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐓𝐡𝐞𝐧 𝐯𝐬. 𝐍𝐨𝐰: 𝐖𝐡𝐚𝐭 𝐇𝐚𝐩𝐩𝐞𝐧𝐞𝐝 𝐭𝐨 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭?

Retirement today looks entirely different than it did for previous generations, shifting from a simple milestone of pensions and gold watches to an active, decades-long chapter that you have to completely self-fund. This episode explores what changed, why traditional safety nets faded, and what it takes to build a secure future in the modern economic landscape. Tune in to discover the new rules of retirement and how to make them work in your favor.

Listen Now: https://financially-tuned.s3.us-east-2.amazonaws.com/public/3bYPMntTsgkAjMBJXlzv5aMhoJP68b7yy3ZNd86R.mp3

07/04/2026

Freedom is one of our nation’s greatest blessings… one that has been protected through the courage and sacrifice of countless men and women who came before us.

This Independence Day, as we celebrate our country’s 250th birthday, we pause to remember those who have served, honor those who continue to protect our freedoms, and celebrate the opportunities we are blessed to enjoy as Americans.

From all of us at CFG Wealth Management, we wish you and your family a safe and meaningful 4th of July.

Happy Independence Day! 🇺🇸

Plan Purposefully. Live Confidently. Leave a Legacy.

07/03/2026

𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐝𝐞𝐩𝐞𝐧𝐝𝐞𝐧𝐜𝐞 𝐚𝐧𝐝 𝐖𝐡𝐚𝐭 𝐃𝐨𝐞𝐬 𝐢𝐭 𝐑𝐞𝐚𝐥𝐥𝐲 𝐌𝐞𝐚𝐧?

Financial independence is one of the most talked-about goals in personal finance, but its true meaning goes far beyond just hitting a specific number in your bank account. This episode explores what real financial freedom looks like for different people. Tune in to discover how to define your own version of independence and build a concrete roadmap to achieve it.

🎧https://financially-tuned.s3.us-east-2.amazonaws.com/public/xHVAvHW4AlaHZ2Uo9Yjr64cCSL8S9ExDG5vBD9fe.mp3

06/08/2026

Dreaming about retirement is exciting. Planning for it is essential. Let’s make sure your financial future is ready when you are. Contact our office today by calling our office at 877-269-0839 or visit our website: www.chancefinancialgroup.com