Moisand Fitzgerald Tamayo, LLC

08/19/2026

Tune into this month's blog post for Dan Moisand's discussion of everything you need to know about Trump accounts.

A concise briefing on Trump account rules about contributions, investments, distributions, and taxation.

08/19/2026

Tommy Lucas, CFP® recently lent his expertise to an article for Yahoo Finance on the topic of Trump accounts and whether they are a good investment for your child.

Click the link below to read the full article!

08/14/2026

Click the link below to read Dan's recent contribution for Florida Today

TIPS protect against inflation, but tax burdens and market risks make a diversified portfolio a safer bet for your nest egg.

08/07/2026

Moisand Fitzgerald Tamayo has once again been recognized as one of Orlando's top performing businesses on the 2026 Orlando Business Journal Fast 50 List.

Click the link below to read more!

The 50 firms that make the list are ranked by their revenue growth from 2023-2025. See which firms made the cut.

07/30/2026

Dear Dan,

I was waiting at a bar for a dinner table and the guy I was chatting with was pretty upset about his tax bill. He said he expected a tax-free transaction, but when he took his 401(k) after being laid off, the company withheld a bunch for taxes. He then took a big tax hit even though he put what he received into an IRA. Is that possible? Can ex-employers just withhold money like that?

—Concerned bystander

Clink the link below for Dan's answer!

There are two main ways to move money from your workplace retirement plan when you leave your job. One can cost you.

07/24/2026

"Dan, I’m 70 and will never earn another paycheck. That is both wonderful and a little scary. I keep hearing that I should buy gold to protect my retirement portfolio. How much gold do I need to buy to do that?" — Tom in Palm Bay

Clink the link below to read Dan's response!

Gold may not be the reliable retirement hedge many investors believe it to be. Here's what you should know.

07/17/2026

From time to time, we like to bring members of our team together for a conversation. Today, members of our investment committee: D.J. Hunt, Ron Tamayo, and Ryan Osborne talk about current investment issues like inflation and the SpaceX IPO, what our investment committee does, and how we think about client portfolios.

Click the link below to read more, or watch the full video on YouTube.

Learn how our investment committee approaches inflation, investing, diversification, and market headlines like SpaceX through a long-term lens.

07/10/2026

Ryan Osborne, CFP®, CFA, EA has become a CFA charterholder. The CFA stands for Chartered Financial Analyst, a prestigious global designation issued by the CFA Institute. It signifies high competence in portfolio management, security analysis, and ethics, requiring passing three rigorous exams and meeting experience requirements. Testing includes 3 six-hour exams and has a reputation for difficulty. According to the CFA Institute, CFA exam pass rates typically hover between 35% and 50% for most sittings, with 10-year averages generally resting at 41% for Level I, 45% for Level II, and 50% for Level III. For the Level III exam in February 2026, 50 percent passed. Chris Wiese, CFA, Managing Director, Education, CFA Institute, said: “The CFA Program equips candidates with a deep foundation of investment knowledge and helps develop the sound professional judgement that is so critical in today’s increasingly complex markets.”

06/29/2026

Click the link below to read DJ Hunt's recent contribution to Rethinking65.

Social Security benefits are not tax free under OBBBA, but the law does offer an enhanced deduction to seniors.

06/20/2026

Q: Dan, now that the estate tax exemptions are permanent, do we need to keep our trust? — Steve in Satellite Beach

A: Steve, estate taxes are only one reason people set up trusts, so I wouldn't rush to scrap yours.

Click the link below to read Dan's full response!

Estate tax exemptions are now permanent but trusts offer benefits like asset control and creditor protection.