11/02/2026
💰 Could a Roth Conversion Save You Money in Retirement?
A Roth IRA conversion could be a smart year-end tax planning strategy! Here’s why:
✅ Tax-Free Growth – Qualified Roth IRA withdrawals are tax-free.
✅ No Lifetime RMDs – Roth IRAs aren’t subject to required minimum distributions during the owner’s lifetime.
✅ Tax Diversification – Gain more flexibility when managing taxable retirement income.
✅ Estate Planning Benefits – Potentially leave tax-free retirement assets to your beneficiaries.
⏰ DON’T MISS THE DECEMBER 31 DEADLINE!
To count toward the 2026 tax year, your Roth conversion must be completed by 12/31/2026!
A conversion generally creates taxable income, so proper planning is essential.
📞 Contact Brookstone Financial at 812-288-9000 to discuss whether a Roth conversion makes sense for your retirement strategy!
