RPCSI - Retirement Plan Concepts & Services, Inc.

05/26/2026

Today we pause to remember and honor the men and women who gave their lives in service to our country. We’re grateful for their sacrifice, and we hold their families in our thoughts.

05/22/2026

Did you know W-2 wages play a major role in how much S-corporation owners can contribute to their retirement plans? This month’s News You Can Use breaks down why compensation strategy matters, and how balancing tax efficiency with retirement goals can make a big difference.

➡️ Stay informed with practical insights from RPCSI. https://www.rpcsi.com/news-you-can-use-may-2026

05/21/2026

Turning 50 or older? You may be eligible to contribute more to your workplace retirement plan through catch-up contributions. It’s a smart way to strengthen your savings, whether you started later, took a break along the way, or simply want to make the most of the years ahead.

Learn More Here: https://www.rpcsi.com/post/catch-up-contributions-a-guide-to-saving-more

Catch-up contributions are one of the most valuable and often overlooked tools for building retirement wealth. Catch-up contributions offer a powerful second chance to boost your retirement savings when you need it most.

05/06/2026

Annual compliance includes three core reviews: nondiscrimination testing, top-heavy testing, and contribution limit monitoring.

Together, these checks help validate fairness, uncover payroll or census data issues, and allow time to correct problems before key deadlines.

For timely, high-quality plan administration and support, without last-minute compliance surprises, visit https://www.rpcsi.com/

04/30/2026

Passing one compliance check doesn’t guarantee you’ve stayed within IRS annual contribution limits. Bonuses, payroll changes, and late uploads can quickly push your plan over the line and create headaches at year-end. Trust RPCSI’s proactive monitoring to keep your plan compliant and contributions on track.

Know your limits, get compliance insights from RPCSI: https://www.rpcsi.com/post/unlock-secure-401-k-compliance-this-year

04/24/2026

Why does compliance testing matter? Top-heavy testing prevents your 401(k) plan from being overly concentrated among key employees or owners, which can trigger costly mandatory contributions for other employees. Accurate data and regular reviews with RPCSI help you spot risks early and keep your plan secure and compliant.

Ensure your plan isn’t top-heavy, partner with RPCSI: https://www.rpcsi.com/post/unlock-secure-401-k-compliance-this-year

04/23/2026

The latest from RPCSI’s "News You Can Use" breaks down 401(k) contribution limits, catch-up strategies for those 60+, and how owners of small businesses can reap bigger retirement plan tax deductions. Discover why safe harbor 401(k)s and cash balance plans are so attractive this year!

Check it out: https://www.rpcsi.com/news-you-can-use-april-2026

2026 contribution and benefit limits are here! Learn how to maximize your clients' retirement plans through contributions and cash balance plans. Learn More Today!

04/22/2026

401(k) compliance testing matters because it ensures that your plan benefits everyone fairly, not just owners and executives. Nondiscrimination testing checks if highly compensated employees (HCEs) are getting more advantages than non-HCEs, and if so, requires quick corrections to stay compliant.

Learn More About Nondiscrimination Testing Here: https://www.rpcsi.com/post/unlock-secure-401-k-compliance-this-year

04/14/2026

401(k) compliance testing doesn’t have to be overwhelming. Reviewing eligibility, contributions, and employee data throughout the year can keep your plan on track and reduce costly fixes at year-end.

Learn more:

Managing a 401(k) plan involves more than just facilitating employee savings; it requires careful attention to annual compliance testing. Navigating these requirements can raise questions and concerns, from understanding complex regulations to addressing unexpected test results.

04/10/2026

Managing your company’s retirement plan doesn’t have to be stressful.

RPCSI’s expert consultants handle plan design, compliance, administration, and employee communications, so you can focus on your business.

Visit https://www.rpcsi.com/ to learn more.