RPCSI - Retirement Plan Concepts & Services, Inc.

11/03/2026

Does your retirement plan need an update? Cycle 4 brings important document updates to keep 401(k) and other retirement plans aligned with current laws and IRS requirements.

Learn what to review, which deadlines to keep in mind, and how to prepare for upcoming changes.

Visit https://www.rpcsi.com/ to learn more about Cycle 4 and upcoming retirement plan deadlines.

10/31/2026

Happy Halloween from RPCSI!

Retirement plan deadlines can be tricky, but we're here to help make things a little less scary! 👻

Wishing everyone a fun, safe Halloween filled with plenty of treats.

10/27/2026

📅 With Cycle 4 underway, plan sponsors should know two key deadlines....

- December 31, 2026, for certain SECURE 2.0 amendments
- September 30, 2028, for Cycle 4 restatement adoption

Understanding which requirements apply to your plan can help you stay on track.

Explore the key deadlines: https://www.rpcsi.com/post/your-essential-guide-to-the-cycle-4-restatement

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10/23/2026

Cycle 4 restatements are here, and now is the time for plan sponsors to understand what the process means for their plan.

We’ve outlined the key requirements, important dates, and steps to help you prepare for the updated plan document.

Learn more about the Cycle 4 restatement: https://www.rpcsi.com/post/your-essential-guide-to-the-cycle-4-restatement

10/22/2026

Helping small business clients set up a retirement plan? Federal tax credits like the Startup Cost Credit, Employer Contribution Credit, and Auto-Enrollment Credit can save them thousands.

Read our October update to learn how to maximize value for your clients! https://www.rpcsi.com/news-you-can-use-october-2026

10/09/2026

Cycle 4 is here. Is your retirement plan ready?

The Cycle 4 restatement process is underway, and there are important steps for plan sponsors to understand.

Read our guide to learn what you need to know and how to prepare. https://www.rpcsi.com/post/your-essential-guide-to-the-cycle-4-restatement

Understanding what Cycle 4 means, how it differs from the SECURE 2.0 deadline, and what you can do now can help you stay organized and prepared.

09/07/2026

You work hard every day, so take this Labor Day as a reminder to slow down, recharge, and enjoy a well-deserved break. As you work to support your employees and their financial futures, remember that your own well-being deserves attention, too.

08/25/2026

This month’s News You Can Use: Learn what CPAs need to know about after-tax contributions and the Mega Backdoor Roth strategy.

Learn More: https://www.rpcsi.com/news-you-can-use-august-2026

07/17/2026

This month's News You Can Use covers what CPAs need to know about cash balance plans, including key deductions and funding considerations.

Read the full article here: https://www.rpcsi.com/news-you-can-use-july-2026

Cash balance plans require a few important rules to maximize their benefits. Learn how these rules can help you.

07/04/2026

From all of us at RPCSI, happy Fourth of July! Wishing you a safe, joy-filled Independence Day as we celebrate 250 years and look ahead to what’s next.