Cervello Financial Planning

03/06/2026

What does it really mean to live a wealthy life especially in your 50s, 60s, and beyond?

In this episode of What Happens Next, host Chris Daems sits down with author, coach, and minister David Scarlet for a powerful, deeply human conversation about true wealth, relationships, and meaningful living.

Together, Chris and David explore why money alone doesn't create happiness and why the quality of your relationships, your sense of purpose, and your connection to community matter far more as we move into the next chapter of life.

Drawing on decades of lived experience, coaching, and insight from studies like the Harvard Study of Wellbeing, David shares why relationships are directly linked to longevity, fulfillment, and emotional health.

https://whathappensnext.life/podcast/episode-78-what-true-wealth-really-means-in-your-50s-beyond/

02/06/2026

In this video Jake talks about how important it was to create a clear plan for his and his wife’s future, how Cervello’s cashflow forecasting gave them peace of mind about never running out of money, and why he believes their trustworthy, thoughtful approach and willingness to challenge assumptions makes working with them such a positive experience.

02/06/2026

What really happens when your career ends, and how do you prepare for the emotional, social, and health changes that come next?

In this episode of What Happens Next, host Chris Daems speaks with Claire Lyons Collins, occupational therapist and founder of WePivot, about navigating retirement transition, redundancy, identity change, and the next chapter of life with more confidence and intention.

Claire explains why retirement planning is about far more than money. While financial security matters, the conversation explores the often-overlooked areas that shape wellbeing after work: daily routine, social connection, physical and mental health, meaningful activity, agency, and purpose.

Chris and Claire discuss why people can “fall off a cliff edge” after leaving a long career, how work becomes part of our identity, why making friends later in life can feel surprisingly difficult, and how simple reflective exercises can help you reconnect with what truly matters. You’ll also hear practical ideas around occupational balance, building healthier habits, preparing emotionally for retirement, and creating a fulfilling life beyond your job title.

What really happens when your career ends, and how do you prepare for the emotional, social, and health changes that come next?In this episode of What Happen...

01/06/2026

Retirement should bring freedom, energy and a better quality of life, but stopping work can also remove the routines that quietly support your physical health.

In this episode of What Happens Next, Chris explores why retirement can affect movement, strength, sleep, social connection and long-term wellbeing.

He shares five simple experiments to help you protect your body in retirement, including walking daily, strength training, exercising with others, improving sleep and designing a healthier morning routine.

Retirement should bring freedom, energy and a better quality of life, but stopping work can also remove the routines that quietly support your physical healt...

27/05/2026

Why do so many successful men feel lost after retirement?

In this episode of What Happens Next, Chris Daems explores the hidden loneliness crisis affecting men in their 50s, 60s, and beyond.

After decades of focusing on career success, many men reach retirement only to discover that their social life was built almost entirely around work and when that disappears, so do many of their connections.

This video dives into the real reasons men struggle with loneliness after retirement, backed by research from leading studies on social isolation and wellbeing. Chris breaks down why men are particularly vulnerable, how workplace relationships differ from deeper friendships, and why this issue is rarely discussed in retirement planning or financial advice.

More importantly, Chris shares practical strategies to rebuild connection and purpose, including:

• How to recognise and overcome social isolation

• The importance of meaningful friendships in later life

• Simple ways to create new social environments and routines

• Why taking initiative is key to building lasting relationships

https://whathappensnext.life/podcast/episode-77-why-men-feel-lost-after-retirement-the-loneliness-crisis-no-one-talks-about/

26/05/2026

What does retirement really look like and are you truly ready for it?

In this episode of What Happens Next, host Chris Daems sits down with financial wellbeing expert Katie Vye to explore the emotional and financial realities of life after work.

If you’re in your 50s or 60s and questioning the traditional “learn, earn, retire” model, this conversation will challenge your thinking. They dive into why retirement isn’t just about money, it’s about purpose, identity, and relationships.

Katie shares powerful insights on how our relationship with money is shaped by emotion, why financial decisions are rarely logical, and how generational attitudes toward money are shifting.

Chris and Katie also unpack the hidden challenges of retirement, including loss of routine, social connection, and meaning, things many people underestimate when planning their future. Plus, they discuss practical steps to prepare, from understanding your finances to building a fulfilling life beyond work.

What does retirement really look like and are you truly ready for it?In this episode of What Happens Next, host Chris Daems sits down with financial wellbein...

25/05/2026

Most people spend years planning how to retire financially, but far less time thinking about what they are actually retiring to.

In this episode of What Happens Next, host Chris Daems shares six powerful questions to ask before retirement that go beyond pensions, spreadsheets, and retirement age.

Chris explores why identity, purpose, relationships, wellbeing, and daily structure matter just as much as financial independence.

From asking “Who am I when I’m not working?” to understanding what a good week really looks like, this video helps you think more deeply about retirement planning and the next chapter of life.

You’ll also learn why knowing your number is not just about having enough money, but understanding what the life you want to live will actually cost.

Chris also highlights the importance of talking with your partner, staying socially connected, and creating a meaningful life after work.

Most people spend years planning how to retire financially, but far less time thinking about what they are actually retiring to. In this episode of What Happ...

22/05/2026

📣 Exciting news - What Happens Next is almost here!

Chris is pleased to announce the launch of his new book, What Happens Next - a thoughtful and practical guide to navigating life in our 50s, 60s and beyond.

What we used to call “retirement” is now far more nuanced. This next stage of life deserves more thought, more intention and, most importantly, a better chapter.

📅 The book launches on Thursday 28th May, and you can be one of the first to get your hands on a copy.

🎟️ Attend the book launch here:
https://www.eventbrite.co.uk/e/what-happens-next-book-launch-tickets-1980866784877

📘 Unable to make the book launch? Pre-order your copy here:
https://www.amazon.co.uk/dp/B0H1YXFTCC

Here’s to building a better next chapter.

22/05/2026

What can a turbulent flight home from Egypt teach us about money, market volatility, and retirement planning? In this episode of What Happens Next, Chris Daems shares a personal story from a dramatic landing during Storm Dave and explains how that experience mirrors the emotions many people feel about their finances in later life.

As you move from earning and saving to spending your wealth in retirement, your relationship with money often changes. Chris explores the emotional shift from accumulation to decumulation, why market ups and downs can feel more intense in your 50s and 60s, and why reviewing your attitude to risk is so important during times of change.

Chris also highlights the value of calm, experienced professional guidance when markets feel uncertain. Just as passengers trust pilots in turbulence, investors can benefit from expert financial planning when navigating volatility, retirement decisions, and long-term financial independence.

If you’re thinking about retirement, risk, pensions, investing, or how to stay calm during market uncertainty, this episode is for you.

What can a turbulent flight home from Egypt teach us about money, market volatility, and retirement planning? In this episode of What Happens Next, Chris Dae...

20/05/2026

You've spent decades building your career. Raising your family. Climbing the ladder.

But here's the uncomfortable truth: the picture of retirement you've been sold doesn't work anymore.

Sitting on a bench watching the world go by for 30 years? That's not freedom. That's just... stopping.

And deep down, you already know this.

After 20 years helping people navigate this exact crossroads, I've written What Happens Next. Not another book about maximising your pension. A book about what actually matters when you're staring down the next three decades of your life.

It's about identity when your job title disappears. Purpose when the kids have left. Building something that matters when society tells you it's time to withdraw.

The book launches Thursday 28th May.

Pre-order: https://www.amazon.co.uk/dp/B0H1YXFTCC

Or join us at Locke Millennium Bridge (near St Pauls) that evening for the launch event (limited spaces): https://www.eventbrite.co.uk/e/what-happens-next-book-launch-tickets-1980866784877

This is for anyone who refuses to believe their best work is behind them.