C. Davidson Financial Planning

29/04/2026

From April 2027, most pensions will become part of people’s estates for IHT purposes.

Find out how a Trust could help protect your estate:

https://partnership.sjp.co.uk/article/detail/sjpp/can-a-trust-help-protect-your-estate.html

Taxation rules can change at any time and are dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.

C. Davidson Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/4/2026

Can a trust help protect your estate?

25/03/2026

Really proud to be named a VouchedFor 2026 Top Rated Adviser. This is based on feedback from my clients, so a genuine thank you to everyone who has supported me!

30/01/2026

Inheritance tax is one of the most misunderstood, and costly, areas of financial planning.

With changes on the horizon, now is the time to understand the common traps and how thoughtful estate planning can help you leave more to the people who matter most:

https://partnership.sjp.co.uk/article/detail/sjpp/how-to-avoid-inheritance-tax-traps.html

Taxation rules can change at any time and are dependent on individual circumstances.

C. Davidson Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/1/2026

15/01/2026

Financial advice isn’t just there for the big moments. It helps you feel steadier today and more confident about what’s ahead:

https://lnkd.in/eCTvnh5M

C. Davidson Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/1/2026

22/10/2025

🧐 With speculation mounting around the Autumn Budget, staying informed is key. Don't get caught up in the noise. Learn more here:

Budget 2025: Beware of the rumours

01/10/2025

Is inflation quietly shrinking your savings?

While savings accounts offer security, many are falling short of keeping up with inflation.

By contrast, investing offers the potential for long-term capital growth — helping your money not just keep pace with inflation, but potentially outgrow it.

💡 Example: £10,000 in an average savings account earning 2.27% during a year of 3.8% inflation is effectively losing spending power. Investing wisely could help close (or even reverse) that gap.

If you're looking to protect and grow your wealth, it may be time to explore the benefits of investing.

25/09/2025

Despite the economic and market challenges of the last few years, research conducted by Opinium on behalf of St. James's Place shows: 85% of people who take ongoing advice are on track or even ahead of their savings and investment goals.

Advice can help people plan, adapt, and stay focused, even when times are uncertain.

C. Davidson Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).



SJP Approved 19/09/2025

22/05/2025

Great retirements require long-term practical planning. In this article, we break retirement saving down, decade-by-decade.

When do I need to start saving for retirement?

27/03/2025

I am delighted to share that I have received over 60 five star client reviews and as a result earned Top Rated status, featuring in The Times and The Telegraph.

A big thanks to all my clients for putting their faith in me and for taking the time to complete reviews.

UK’s leading review site for Financial Advisers, Mortgage Advisers, Solicitors and Accountants. Search 1000s of vetted advisers and over 110,000 reviews from real clients. All advisers checked with the FCA, ACCA or SRA.

12/03/2025

New to family financial planning? Our ten point financial to-do list will set you on the right track.

New to family financial planning? Our ten point financial to-do list will set you on the right track.