Jen Beardsley. Financial Adviser

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Jen Beardsley. Financial Adviser

Partner | St. James's Place.

I provide comprehensive Financial Planning and Wealth Management services to Individuals, businesses and families, to help them achieve their financial goals, irrespective of their resources or stage of life.

10/06/2026

Women are playing an increasingly important role in shaping the financial future, yet confidence and engagement can still vary.

Research from SJP’s Behavioural Science Report, in partnership with Ipsos, shows the right support and communication can make a real difference in how women approach investing and long‑term planning.

This article introduces a new series by SJP, exploring key financial topics, with the aim of helping women feel more informed and empowered.

Take a look here: https://partnership.sjp.co.uk/article/detail/sjpp/women-and-wealth-navigating-the-financial-future.html

Jeny Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 8/6/2026

13/05/2026

The Bank of England has chosen to hold the base rate at 3.75%.

While rates have remained stable since December, inflation remains above target and rising energy costs are adding to uncertainty around future decisions.

This article summarises the latest update and the key factors influencing the outlook for interest rates in the year ahead.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/bank-holds-base-rate-as-balancing-act-gets-tougher.html

Jenyfer Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

05/05/2026

The start of a new tax year is a useful moment to take stock.

With tax thresholds frozen and living costs still elevated, making the most of available allowances has become increasingly important.

This article explores how priorities can change at different life stages and why regular reviews — whether early in a career or approaching retirement — can help financial plans stay aligned with long term goals.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/new-tax-year-maximising-opportunities-at-every-life-stage.html

Jen Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

22/04/2026

Many people are noticing changes in costs as global events affect the UK economy.

SJP’s article explains what’s happening and what it could mean for household budgets. ⬇️

https://partnership.sjp.co.uk/article/detail/sjpp/iran-conflict-what-rising-oil-prices-mean-for-uk-households.html

Jen Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

09/03/2026

Periods of geopolitical uncertainty can feel unsettling — but they don’t always change long‑term outcomes.

History shows markets can recover from major global events. A recent example is the invasion of Ukraine, after which many markets rebounded and moved close to all‑time highs.

This article shares a clear checklist to help investors decide whether uncertainty calls for action — or a focus on long‑term plans.

Read more: https://partnership.sjp.co.uk/article/detail/sjpp/keep-calm-and-carry-on-geopolitical-effects-on-markets-prove-temporary.html

Jeny Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

19/02/2026

Inheritance tax is one of the most misunderstood, and costly, areas of financial planning.

With changes on the horizon, now is the time to understand the common traps and how thoughtful estate planning can help you leave more to the people who matter most: https://partnership.sjp.co.uk/article/detail/sjpp/how-to-avoid-inheritance-tax-traps.html

Taxation rules can change at any time and are dependent on individual circumstances.

27/11/2025

The Chancellor has delivered her 2025 Budget. If you’re unsure what the changes could mean for your money, we're here to help.

12/11/2025

📊 As the Autumn Budget approaches, speculation around potential tax changes is intensifying. In SJP’s latest update, they explore the key themes emerging and why a cautious outlook may be wise. Read more: https://partnership.sjp.co.uk/article/detail/sjpp/budget-2025-beware-of-the-rumours.html

02/09/2025

Should you put all your eggs in one basket? 🪺

The US continues to dominate global equity markets. Driven by AI, a handful of technology companies have been fuelling performance. But should investors look beyond tech? Find out more: https://partnership.sjp.co.uk/article/detail/sjpp/in-the-age-of-us-and-tech-dominance-does-diversification-still-matter.html

27/08/2025

When it comes to investing, blocking out external noise is often the foundation of long-term success. But in time full of financial noise, it can be hard.

Learn more here: https://partnership.sjp.co.uk/article/detail/sjpp/investing-the-skill-in-doing-almost-nothing.html

Address

18-22 Melville Street
Edinburgh
EH37NS

Website

http://www.jenybeardsley.co.uk/

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