Jen Beardsley. Financial Adviser

Jen Beardsley. Financial Adviser Partner | St. James's Place.

I provide comprehensive Financial Planning and Wealth Management services to Individuals, businesses and families, to help them achieve their financial goals, irrespective of their resources or stage of life.

The Bank of England has chosen to hold the base rate at 3.75%.While rates have remained stable since December, inflation...
13/05/2026

The Bank of England has chosen to hold the base rate at 3.75%.

While rates have remained stable since December, inflation remains above target and rising energy costs are adding to uncertainty around future decisions.

This article summarises the latest update and the key factors influencing the outlook for interest rates in the year ahead.

đź”— Read more: https://partnership.sjp.co.uk/article/detail/sjpp/bank-holds-base-rate-as-balancing-act-gets-tougher.html

Jenyfer Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

The start of a new tax year is a useful moment to take stock.With tax thresholds frozen and living costs still elevated,...
05/05/2026

The start of a new tax year is a useful moment to take stock.

With tax thresholds frozen and living costs still elevated, making the most of available allowances has become increasingly important.

This article explores how priorities can change at different life stages and why regular reviews — whether early in a career or approaching retirement — can help financial plans stay aligned with long term goals.

đź”— Read more: https://partnership.sjp.co.uk/article/detail/sjpp/new-tax-year-maximising-opportunities-at-every-life-stage.html

Jen Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

Many people are noticing changes in costs as global events affect the UK economy.SJP’s article explains what’s happening...
22/04/2026

Many people are noticing changes in costs as global events affect the UK economy.

SJP’s article explains what’s happening and what it could mean for household budgets. ⬇️

https://partnership.sjp.co.uk/article/detail/sjpp/iran-conflict-what-rising-oil-prices-mean-for-uk-households.html

Jen Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

Periods of geopolitical uncertainty can feel unsettling — but they don’t always change long‑term outcomes.History shows ...
09/03/2026

Periods of geopolitical uncertainty can feel unsettling — but they don’t always change long‑term outcomes.

History shows markets can recover from major global events. A recent example is the invasion of Ukraine, after which many markets rebounded and moved close to all‑time highs.

This article shares a clear checklist to help investors decide whether uncertainty calls for action — or a focus on long‑term plans.

Read more: https://partnership.sjp.co.uk/article/detail/sjpp/keep-calm-and-carry-on-geopolitical-effects-on-markets-prove-temporary.html

Jeny Beardsley is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

The Chancellor has delivered her 2025 Budget. If you’re unsure what the changes could mean for your money, we're here to...
27/11/2025

The Chancellor has delivered her 2025 Budget. If you’re unsure what the changes could mean for your money, we're here to help.

The UK is facing a growing retirement savings gap, and for many, the future may be far less secure than expected. But th...
24/04/2025

The UK is facing a growing retirement savings gap, and for many, the future may be far less secure than expected.

But there’s good news: it’s not too late. Practical steps today can help you improve your retirement outlook and bring you closer to achieving your goals.

“Our research into the financial health of the nation highlights how the level of engagement with retirement savings remains way too low. Most people lack a clear understanding of how much they need to put aside to fund a reasonable standard of living in retirement with many severely underestimating the amount of money required.” Alex Loydon, Director of Advice Policy and Operations, St. James’s Place

Take a look at the research to find out more:
https://www.sjp.co.uk/individuals/how-can-we-help/tools-information/retirement-report-2025

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18-22 Melville Street
Edinburgh
EH37NS

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