Horizon Advisers

06/18/2026

💰 Earning more than ever but still feel like you're falling behind?

You're not alone.

In the latest episode of Horizon Advisers Unleashed, Ryan Kus and Andrew Hinrichs discuss why high income doesn't always lead to financial freedom—and how lifestyle inflation, taxes, and poor planning can quietly keep you stuck.

Learn the difference between making money and building wealth, and discover practical strategies to create more freedom and peace of mind.

🎧 Listen now!

If you're earning more money than ever before but still feel like y...

06/08/2026

🌟 Comprehensive Financial Planning for Your Future!

At Horizon Advisers, we go beyond managing investment portfolios 💼. Our team takes a proactive approach to your tax situation throughout the year, helps with estate planning 🏡, and ensures you're protected with the right insurance policies 🛡️. We also provide tailored income planning to give you clarity and confidence as you approach retirement.

Ready to build a financial plan that works for you? Let’s connect for a 15-minute conversation!https://calendly.com/horizonadvisers

06/05/2026

What if your biggest money decisions were shaped long before you earned your first paycheck?

The way you think about saving, spending, investing, and risk often starts with the financial lessons you learned growing up.

In our latest podcast conversation with Dr. Nick Phillips, we discuss how family origin influences our relationship with money—and why understanding those influences can be one of the most important steps toward financial growth.

🎙️ Ask yourself: What money beliefs did you inherit from your family?

LISTEN HERE: https://www.buzzsprout.com/1807191/episodes/19282639
WATCH HERE:
https://youtu.be/8alkf3Y8uJE?si=EeUg8xJ2F4fIO-qj

06/03/2026

💰 Why do some people save every dollar while others are comfortable taking financial risks?

The answer may have less to do with money itself and more to do with the environment you grew up in.

In our latest podcast episode, we sit down with Dr. Nick Phillips to discuss how family origin shapes our financial beliefs, habits, and decision-making. From the money lessons we learned as children to the financial behaviors we carry into adulthood, understanding these influences can help us build a healthier relationship with money.

🎙️ Listen as we explore:
✔️ How childhood experiences impact financial decisions
✔️ The money messages we inherit from family
✔️ Recognizing and overcoming limiting financial beliefs
✔️ Creating intentional financial habits for the future

What’s one money lesson you learned growing up that still influences you today?

Why do some people naturally save while others struggle to hold ont...

05/29/2026

Are You Saving Enough in Your 50s?

Your 50s are critical for retirement planning! 🕰️ Here's what to consider:

✅ Aim for 8x your annual income in savings (e.g., $800K if you earn $100K).
✅ Build an emergency fund of $20K–$30K.
✅ Start planning how to use your investments to sustain your dream lifestyle.

Shifting from saving to spending strategically can feel new—but we’re here to guide you! 💡 Let’s create a plan tailored to your goals.

05/28/2026

Everyone should have an emergency fund, but not everyone needs the same amount. To figure out how much you should save, total your average necessary expenses (rent, bills and groceries) and then multiply that number by three months.

05/26/2026

💡 Who does Horizon Advisers work with?
At Horizon Advisers, we partner with individuals, families, and businesses to navigate their financial journeys.

Here’s what we do best:

✅ Comprehensive financial planning for individuals and families, building long-term relationships to serve generations.
✅ Support for executives and entrepreneurs, tackling complex financial situations with expert guidance.
✅ Tailored employee benefit solutions for companies, from retirement plans to competitive insurance packages.

Whether you're just starting out, managing corporate responsibilities, or running a business, we provide the expertise and systems to meet your unique needs.

Looking for a trusted financial quarterback to help you assemble the right team? Let’s connect!

Schedule a 15-minute chat to see how we can assist you.https://calendly.com/horizonadvisers

05/25/2026