Cornerstone Financial Group

Cornerstone Financial Group A boutique financial firm specializing in crafting personalized financial plans. Cornerstone Financial Group is a boutique financial services firm.

We create unique, individual plans for our clients to address all of life's opportunities and challenges. We believe successful client relationships are built upon trust and personalized services. We focus on tax-advantaged income distribution strategies, Social Security maximization and preservation strategies for legacy planning. Our commitment to you includes risk-based asset allocation and des

ignation, insurance protection, beneficiary planning and qualified retirement plans. We also provide in-house Medicare planning for our clients.

06/18/2026

At Cornerstone Financial Group, we believe in the power of community and the importance of supporting the place we call home 💙🌿🏡

As proud members of the El Dorado Chamber of Commerce since January 2018 🤝✨, we’re grateful for the opportunity to connect and collaborate with local businesses and professionals—including attorneys ⚖️, CPAs 📊, insurance specialists 🛡️, and other trusted partners.

These relationships help us coordinate thoughtful, well-rounded approaches for the families and individuals we serve 🧭💼

We truly value being part of a network that shares ideas, strengthens local connections, and supports the continued vitality of El Dorado County 🌄💛


Cornerstone Financial Group’s support of this organization does not imply affiliation with or endorsement of all views, beliefs, or positions of the organization.

06/16/2026

✈️🌴 Turning a Paycheck into a “Playcheck” 🌴✈️

Retirement isn’t just about covering expenses — it’s also about creating the freedom to enjoy the moments you’ve worked so hard for. Whether that means traveling to Cabo, spending time with family, pursuing hobbies, or simply having more flexibility in your day-to-day life, planning for retirement often involves more than replacing a paycheck.

A thoughtful retirement strategy may help create income designed for both necessities and enjoyment, while balancing factors like inflation, healthcare costs, taxes, market conditions, and long-term goals.

Because retirement should be about more than just getting by — it should be about living well and making memories along the way. ☀️🍹

Interested in learning more about strategies that may help your money work for you in retirement? Reach out to our team to start the conversation and explore your options. (530) 672 - 1703

06/11/2026

💙🌟 At Cornerstone Financial Group, we believe in the importance of giving back to the communities where we live and work. We value efforts that support local families, strengthen community resources, and contribute to the overall well-being of El Dorado County. 🏡🤝

We’re pleased to highlight ASPIRE Kids 💛 — a local nonprofit organization that provides support for youth facing trauma or financial hardship through scholarships 🎨⚽, school resource closets 🎒, clothing assistance 👕, food support 🍎, and enrichment opportunities 🌈✨.

In 2025, ASPIRE Kids programs were accessed more than 3,000 times by children and families in our community 📊💙

Their work includes collaboration with school counselors and community partners to help expand access to resources and opportunities for local youth 🌱📚

We appreciate organizations like ASPIRE Kids that contribute to community support systems and help increase access to essential resources for children and families ☀️🤗

If you would like to learn more about their upcoming events or ways to get involved, we are happy to share information and connect you with available resources 📣💛


Cornerstone Financial Group’s support of this organization does not imply affiliation with or endorsement of all views, beliefs, or positions of the organization.

🩺✨ Medicare Advantage (Part C) can be an important part of your healthcare planning journey. Understanding how these pla...
06/09/2026

🩺✨ Medicare Advantage (Part C) can be an important part of your healthcare planning journey. Understanding how these plans work may help you evaluate coverage options and make more informed decisions about your Medicare choices.

📋 Medicare Advantage plans combine Medicare Part A and Part B benefits through private insurance companies approved by Medicare and may include additional features such as:

💊 Prescription drug coverage
👓 Vision benefits
🦷 Dental coverage
👂 Hearing benefits
🏋️ Wellness or fitness programs
🚐 Transportation assistance (available with certain plans)

Keep in mind: plan benefits, provider networks, costs, and coverage details vary by carrier, location, and plan year. 🔍

If you're exploring Medicare options, consider questions such as:
✔️ Are my doctors in-network?
✔️ Are my prescriptions included in the plan formulary?
✔️ What are the plan's out-of-pocket costs?
✔️ How does this coverage fit within my overall retirement strategy?

📅 While Medicare enrollment periods may not be active right now, reviewing your healthcare needs and coverage preferences throughout the year can provide additional time to evaluate your options before future enrollment windows. ⏳

Our latest blog discusses:
📖 How Medicare Advantage works
📝 Medicare enrollment windows
⚖️ Medicare Advantage vs. Medicare Supplement coverage
❓ Questions to consider before enrolling

☎️ Questions about Medicare options? Danielle McKenna, FPQP®, our licensed Medicare agent, is available to discuss coverage options available in your area and review your current plan considerations. CA License | NV License #3654433

📞 530-672-1703
📧 [email protected]

This post is for educational purposes only and should not be considered financial, insurance, medical, or legal advice. Benefits, costs, and availability vary by plan and location.

✨

06/04/2026

🏁 Community Involvement | Supporting Local Talent

We're proud to sponsor Landon Henrys — driver of the #93 Sprint Car and a young athlete with deep roots in the sport.

Landon recently marked 6 years since his very first race. In that time, he's built an impressive record, earned championships, and advanced through increasingly competitive classes.

We're grateful to be part of his journey and look forward to watching him continue to grow in the sport. 🙌


Cornerstone Financial Group’s support of this organization does not imply affiliation with or endorsement of all views, beliefs, or positions of the organization.

💡Thinking About Refinancing Your Mortgage? Here's What to Consider First 💡Interest rates shift. 📈 Monthly expenses chang...
06/02/2026

💡Thinking About Refinancing Your Mortgage? Here's What to Consider First 💡
Interest rates shift. 📈 Monthly expenses change. And for many homeowners, refinancing starts to sound like an attractive option.
But refinancing is more than just swapping interest rates — it's a financial decision that may affect your monthly cash flow, long-term borrowing costs, and even your retirement plans. A few things worth evaluating before moving forward:
🏠 Has your interest rate environment changed?
A rate reduction may impact your monthly payment or total interest over time — but savings are never guaranteed, and closing costs (often 2%–6% of the loan amount) need to be factored in.
📅 What's your break-even point?
If refinancing costs $4,000 and your estimated monthly savings are $200, it could take roughly 20 months to recover those costs. Planning to move before then? Refinancing may offer limited benefit. 🤔
📊 Are you nearing retirement?
For those approaching or already in retirement, it's worth considering how a refinance may affect cash flow needs, your repayment timeline, and your broader income strategy. 🌅
⚠️ Avoid these during the process:
Lenders review your finances closely — opening new accounts, financing large purchases, or taking on new debt before closing could affect your loan options. 🚫
✅ One of the ways we add value for our clients is by helping them see the full picture. A mortgage decision doesn't happen in isolation — it connects to your retirement income, monthly cash flow, and long-term goals. 🎯 That holistic perspective is central to every client relationship we build. 🤝

📋 This content is for general educational purposes only. Craig Watkins is not a mortgage professional and does not offer mortgage products or services. This does not constitute mortgage or individualized financial advice. Please consult a qualified mortgage professional for guidance specific to your situation.

Retirement may be one of life’s biggest transitions — and it can look different for everyone.For some, it could mean fin...
05/28/2026

Retirement may be one of life’s biggest transitions — and it can look different for everyone.

For some, it could mean finally taking that dream trip. ✈️
For others, it may mean spending more time with grandchildren, volunteering, learning new skills, or turning hobbies into passions. 🎣🎨🍷

The shift from receiving a paycheck to creating a retirement lifestyle often involves more than investment decisions alone. It may also include conversations around:
🧭 Lifestyle goals 💵 Income distribution strategies 🏥 Healthcare and Medicare planning 📊 Tax considerations 🏡 Legacy and family planning

At Cornerstone Financial Group, our Questpoint FORMula® framework focuses on helping clients evaluate multiple areas of their financial life as they prepare for retirement and the years ahead.

Retirement planning is a personal journey, and financial strategies should reflect each individual’s unique goals, priorities, and comfort with risk. 🌊

✨ Because retirement is not simply about stopping work — it’s about exploring what comes next. 📲 (530) 672 - 1703

From Paycheck to Playcheck ⚓💵➡️🌴Retirement is more than leaving a career behind — it’s an opportunity to focus on the ac...
05/26/2026

From Paycheck to Playcheck ⚓💵➡️🌴Retirement is more than leaving a career behind — it’s an opportunity to focus on the activities, people, and experiences that matter most to you. 🌅

The transition from earning a paycheck to relying on retirement income may raise important questions along the way:
📌 How should income sources be coordinated?
📌 What impact could taxes have in retirement?
📌 How do healthcare and Medicare fit into the picture?
📌 How can a financial plan adapt as life changes?

At Cornerstone Financial Group, our Questpoint FORMula® planning process focuses on several key areas of retirement planning, including wealth, risk, and cash management, tax-efficient planning, Medicare, legacy planning and more. 🧭

Retirement planning is not one-size-fits-all. A thoughtful strategy may help individuals align their financial resources with the lifestyle and priorities they hope to pursue in retirement. 🌊⛵

📞 Questions about retirement planning? Our team is here to help educate and guide you through the conversation. (530) 672 - 1703

In observance of Memorial Day, our office will be closed on Monday, May 25, 2026. We will reopen on Tuesday, May 26, 202...
05/25/2026

In observance of Memorial Day, our office will be closed on Monday, May 25, 2026. We will reopen on Tuesday, May 26, 2026.

We take this time to honor and remember the brave men and women who gave their lives in service to our country. Their sacrifice will never be forgotten. ❤️🤍💙

Wishing you a safe and meaningful holiday weekend. — Your Team at Cornerstone Financial Group

05/24/2026

The best marriages aren’t about keeping score — they’re about balance.

Sometimes it’s one person’s bucket list, sometimes it’s the other’s. What matters is building a life together and appreciating the journey along the way.

After going through challenges and coming out stronger, it makes the good seasons even more meaningful.

Address

4260 Mother Lode Drive
Shingle Springs, CA
95682

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 1:30am

Website

Alerts

Be the first to know and let us send you an email when Cornerstone Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category