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At The Guyton Group, our mission is to guide individuals, families, and business owners toward clarity, confidence, and peace of mind in every stage of life.

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Wishing our clients, friends, and their families a very Happy Halloween! Enjoy the festivities and have a wonderful even...
10/31/2026

Wishing our clients, friends, and their families a very Happy Halloween! Enjoy the festivities and have a wonderful evening. 🎃

Inflation accelerated in September, with the Consumer Price Index (CPI) rising 0.6% for the month and 3.7% over the past...
10/29/2026

Inflation accelerated in September, with the Consumer Price Index (CPI) rising 0.6% for the month and 3.7% over the past year, up from 3.4% in August.

Higher energy costs were the biggest driver, with gasoline prices surging 9.1% in September alone. However, inflationary pressures extended beyond energy, with increases in housing, vehicle prices, healthcare, and apparel. Core inflation, which excludes food and energy, rose to 2.6% annually, suggesting that price pressures remain persistent throughout the economy.

With inflation continuing to run above the Federal Reserve's 2% target, policymakers face renewed pressure to keep interest rates elevated or consider additional increases. Higher borrowing costs could affect everything from mortgages and consumer spending to business investment and financial markets.

Sources:
https://www.bls.gov/news.release/cpi.nr0.htm
https://www.cnbc.com/2026/10/14/cpi-inflation-report-september-2026.html

One of the first questions I ask every client who walks through my door is this: how long does your plan need to last?It...
10/27/2026

One of the first questions I ask every client who walks through my door is this: how long does your plan need to last?

It sounds simple. But when you factor in that one spouse in a couple today has a meaningful chance of living into their 90s, the answer changes everything — the income strategy, the investment approach, the insurance decisions, all of it.

Longevity isn't a problem to solve. It's a planning variable to respect.

If you're within ten years of retirement, this is the conversation worth having now.

It's important to note that most people don’t need to always beat the market to reach their goals.They just need a sound...
10/22/2026

It's important to note that most people don’t need to always beat the market to reach their goals.

They just need a sound plan, reasonable expectations, and the discipline to stick with it when headlines get loud.

Chasing superior results often means taking on more risk, more activity, and more opportunities to make costly mistakes. Steady, satisfactory results built on a plan that fits your life can quietly carry you a long way.

At the Guyton Group, the focus is on what you can control: your strategy, your costs, your taxes, and your behavior.
***

The U.S. labor market showed signs of slowing in September, with nonfarm payrolls increasing by just 29,000 jobs, well b...
10/20/2026

The U.S. labor market showed signs of slowing in September, with nonfarm payrolls increasing by just 29,000 jobs, well below economists’ forecast of 84,000.

The unemployment rate stood at 4.2%, with approximately 7.1 million people unemployed, remaining within its narrow 4.1%–4.3% range since March.

Job growth was concentrated in health care (+17,000), construction (+11,000) and manufacturing (+9,000), while government employment declined by 17,000.

Other indicators point to a relatively stable but increasingly challenging job market. However, wage growth weakened: average hourly earnings rose just 0.1% in September and 3.0% year over year, the lowest annual growth rate since May 2021.

Overall, the data suggest a low-hiring labor market, with limited job creation and moderating wage growth despite relatively little change in the headline unemployment rate.

Sources:
https://www.bls.gov/news.release/pdf/empsit.pdf
https://www.cnbc.com/2026/10/02/jobs-report-september-2026.html

10/20/2026

▶️ 𝗜𝘀 𝗬𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗥𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗬𝗼𝘂 𝘁𝗼 𝗟𝗲𝗮𝘃𝗲? | 𝗘𝘅𝗶𝘁 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝘄𝗻𝗲𝗿𝘀

It's officially 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗪𝗲𝗲𝗸.Back in 2008, the U.S. House of Representatives officially passe...
10/19/2026

It's officially 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗪𝗲𝗲𝗸.

Back in 2008, the U.S. House of Representatives officially passed a resolution (H.Res.1499) designating the third week of October for this exact cause.

Why? Congress recognized a major crisis: over 120 million Americans were living without an up-to-date estate plan to protect themselves and their families.

The government's goal wasn't just to hand out homework; it was to highlight estate planning as a vital component of your overall financial wellness.

An estate plan isn't a luxury tool for the ultra-wealthy. It is the legal framework that:

• 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝘀 𝘆𝗼𝘂𝗿 𝗮𝘀𝘀𝗲𝘁𝘀 from being distributed by rigid state laws.
• 𝗗𝗲𝘀𝗶𝗴𝗻𝗮𝘁𝗲𝘀 𝗴𝘂𝗮𝗿𝗱𝗶𝗮𝗻𝘀 for your minor children so the courts don't decide for you.
• 𝗔𝗽𝗽𝗼𝗶𝗻𝘁𝘀 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻-𝗺𝗮𝗸𝗲𝗿𝘀 for your health and finances if you ever face an unexpected medical emergency.

This week exists to grab your attention and remind you that planning your legacy is one of the most selfless things you can do for the people you love.
***

Bringing everything together in one clear plan creates focus - and that clarity builds confidence.That’s where we begin ...
10/15/2026

Bringing everything together in one clear plan creates focus - and that clarity builds confidence.

That’s where we begin with every new client: organization and understanding. Once you see the full picture, every next step becomes simpler.

If you’d like to take the first step toward a more organized financial life, schedule your introductory conversation here.

𝗝𝗼𝘀𝗲𝗽𝗵 𝗚𝘂𝘆𝘁𝗼𝗻
𝘛𝘩𝘦 𝘎𝘶𝘺𝘵𝘰𝘯 𝘎𝘳𝘰𝘶𝘱

A financial power of attorney is one of the most important documents in your estate plan. And one of the most commonly n...
10/13/2026

A financial power of attorney is one of the most important documents in your estate plan. And one of the most commonly neglected.

If yours is more than five years old, there's a real chance it may not be accepted by your financial institutions when your family needs it most. Laws change. Institutions update their requirements.

This is a five-minute review that could prevent a family crisis. If you're not sure when your documents were last updated, that's the first step.

U.S. stocks delivered mixed results in the third quarter of 2026, with the S&P 500 gaining approximately 2.0% and the Na...
10/12/2026

U.S. stocks delivered mixed results in the third quarter of 2026, with the S&P 500 gaining approximately 2.0% and the Nasdaq Composite rising about 2.5%, while the Dow Jones Industrial Average declined roughly 2.7%. Technology and AI-related stocks continued to provide support for the broader market, helping the S&P 500 and Nasdaq post their second consecutive quarterly gains.

Despite the positive performance in two of the three major indexes, investors navigated a challenging backdrop that included higher Treasury yields, rising oil prices, inflation concerns, and geopolitical uncertainty. Overall, Q3 produced more modest and uneven returns than the previous quarter as markets headed into the final three months of 2026.
***

Sources:
https://www.reuters.com/commentary/reuters-open-interest/global-markets-q3-roi-column-pix-graphics-2026-10-01/
https://www.wsj.com/finance/stocks/a-tech-fueled-stock-market-powers-through-but-limps-into-the-fourth-quarter-47eac700

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Suite #122/One New Hampshire Avenue
Portsmouth, NH
03801

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