Liberty Advisory Group

11/03/2026

What actually happens when the U.S. government shuts down?

This handy interactive explains which essential government services are affected by a shutdown.

11/02/2026

The Fed held interest rates steady in October, but not everyone agreed with the decision.

After raising rates in September, the Federal Reserve kept its benchmark interest rate at 3.75% to 4%. Two officials voted for another quarter-point increase.

What's behind the disagreement?

The economy continues to grow, consumer spending remains strong, and unemployment is relatively low. But inflation remains above the Fed's 2% target, with consumer prices rising 3.7% over the past year.

For consumers, the decision matters because the Fed's benchmark rate influences borrowing costs for credit cards, auto loans, and other types of debt. It can also affect interest earned on savings accounts.

Economists are now watching the Fed's December meeting for signs of another possible increase. For now, rates are holding steady, but the inflation debate is far from over.

The U.S. central bank left borrowing costs unchanged this month after hiking rates in September for the first time in three years.

11/02/2026

Stocks ended last week lower as disappointing Q3 corporate reports led to a tech-led selloff that deepened on Friday. The Standard & Poor’s 500 Index slipped 0.57 percent, while the Nasdaq Composite Index declined 2.00 percent. The...

11/02/2026

Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:

Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

11/01/2026

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot opportunities to do more with what you have.

Track your monthly income and expenses to get a clearer view of your cash flow.

10/31/2026

Are you or someone you know considering higher education? For many, understanding the Federal Student Grant Program may be essential for collegiate success.

In this article, explore the benefits of the Federal Student Grant Program.

10/30/2026

Currency has been around for a long time. Here's a quick history lesson.

10/29/2026

Long-term care costs can be significant—and many people underestimate them. Use this tool to get a sense of what care might cost and how to prepare.

Estimate potential long-term care costs and what coverage may help address them.

10/28/2026

Talking with your parents about their wishes as they get older isn’t always easy. ❤️
You may worry about making them uncomfortable, or they may not feel ready to discuss it. But understanding what matters to them can make a difference if your family ever faces difficult decisions.
💬 The conversation doesn’t have to cover everything at once. You might start with a couple of simple questions:
▪️“Have you thought about what you’d want if you ever needed help making decisions?”
▪️“Do you have important documents somewhere we could find them if needed?”
Over time, those conversations may cover medical preferences and documents like a will or power of attorney.
And if your parents aren’t ready to talk? That’s okay. Respecting their comfort and independence is part of the conversation, too.
This isn’t about taking over. It’s about listening, so their wishes are understood if they’re ever needed.

End-of-life planning can be difficult to discuss, but the right approach can make the conversation easier.

10/28/2026

A few strategies that may help you maximize your Social Security income.

There are other ways to maximize Social Security benefits, in addition to waiting to claim them.