Vigil Wealth Management

06/24/2026

Estate planning isn't just about quick fixes. Adding someone to a deed might bypass probate but can lead to significant tax issues. Without a step-up in basis, heirs may face a larger capital gains tax on appreciated property.

Intentions are great. Outcomes matter. Here's what to know.

06/17/2026

Retirement account choices impact taxes, trust decisions affect capital gains, and beneficiary selections influence income tax. Estate planning isn't about one move. It's about understanding how decisions connect to ensure an efficient financial picture.

Adding a child to the deed? Read this.

06/10/2026

Signing trust documents may feel like the end, but it's often just the start. Without placing the house deed and financial accounts into the trust, the plan might not avoid probate or work as intended. Estate planning succeeds when every detail is carefully executed.

It's a system that needs to connect.

06/04/2026

Checking Your Portfolio Isn't the Same as Reviewing It

Nearly half of investors check their portfolio at least once a day.1Many of them aren't reviewing anything.They're refreshing a number. Watching it move. Sometimes celebrating. Sometimes panicking. But not actually evaluating whether the portfolio is built for the life they're heading into.That's a....

06/03/2026

Review your retirement account beneficiaries to ensure your estate plan is current. Outdated forms can override your will, causing confusion for loved ones. A small oversight now may lead to major issues later.

A forgotten form can override your will.

05/28/2026

Longevity in Retirement & What You Should Know

How many years will your retirement last? What are the chances you’ll live past 90? Most of us answer those questions wrong because we don’t have strong longevity literacy.1 That means that about 81% of us1 aren’t working with a viable understanding of our own life expectancy. Let’s explore ...

05/26/2026

Compounding does not require perfect conditions to work. It only needs time and consistency. A look at one hundred dollars invested in 1928 highlights how different paths evolved. Learn more and take a look.

See what a century of investing history shows.

05/22/2026

When Even the Fed Disagrees

At first glance, the recent Federal Reserve decision didn’t look like much. Rates stayed the same. No surprise there.1 But under that headline, something more interesting was happening.

05/19/2026

The safest choice at the start does not always stay that way over time. Looking at nearly one hundred years of history shows how one hundred dollars performed across different approaches. Explore the insights and take a look.

History shows why comfort can come at a cost.

05/15/2026

A quick guide to key Social Security decisions.