Vault Wealth Management

04/09/2025

If you don’t have an estate strategy, here's some reasons why you should.

Do you have an estate strategy? You should.

04/04/2025

From evolving trade policy to further Artificial Intelligence news, Q1 wrapped up an interesting year for markets. Our April Quarterly Market Insights breaks down what moved markets and what investors are watching in 2025.

Stocks fell in the first quarter as investors contended with economic uncertainty, inflationary concerns, and evolving tariff talks.

04/02/2025

Wondering about your choices for putting aside money for retirement? Learn more about your options.

Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.

03/26/2025

What should you look for in a personal finance app?

An increasing number have been developed to help individuals with their personal finances.

03/19/2025

Data breaches are becoming increasingly common in today's digital world. Make sure you're prepared with this helpful checklist of steps to take if you've experienced a breach. Stay informed, change passwords, monitor credit accounts, and more.

This article provides a checklist of steps to take if you experience a data breach.

03/12/2025

You face sequence of returns risk. Know what it is?

You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.

03/07/2025

Stubborn inflation and mixed economic signals continue to shape markets. This month's Market Insights breaks down what drove performance and what investors are continuing to watch in 2025.

Stocks stumbled in February as stubborn inflation, mixed economic signals, and an evolving trade policy weighed on investors’ minds.

03/05/2025

Many people stop being "and-a-half" around age 12. But at age 50, "and-a-half" makes a comeback.

Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.

02/26/2025

Learn more about whether you need to pay estimated taxes.

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

02/19/2025

What did it take to become the richest man in Babylon?

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

02/15/2025

Some of the advantages to having a CFP® professional

This week, CFP Board released the findings of the inaugural Financial Planning Longitudinal Study, a decade-long, academic research initiative tracking, following and measuring financial and overall well-being outcomes of a diverse sample of American households. The results reveal that Americans who work with CERTIFIED FINANCIAL PLANNER® professionals achieve significantly better financial outcomes and enjoy greater personal well-being than others.

The study is led by a team of renowned researchers in the fields of financial planning and consumer finance. Key findings:

• 78% of clients advised by CFP® professionals maintain three-month emergency funds, compared to 68% of those with non-CFP® professionals and 53% of non-advised individuals.
• 57% have a will, compared to 49% of those with non-CFP® professional advisors and 25% of non-advised individuals.
• 42% of clients advised by CFP® professionals report fewer financial conflicts at home.


https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/consumer-surveys/financial-planning-longitudinal-study-2025.pdf

02/12/2025

Is your Medicare card missing or looking a little worse for wear? No problem! This article will help you replace your lost, stolen, or damaged card. Read more here:

Learn how to replace your lost, stolen, or damaged Medicare card in this helpful article.