David Haik - DMH Financial Solutions

06/18/2026

Many retirees underestimate how taxable retirement income can become. Learn how withdrawals, Social Security taxation, Medicare surcharges, and required distributions may create unexpected tax challenges in retirement.

06/18/2026

Many retirees are surprised to learn that Medicare does not cover most long-term custodial care expenses. Learn how long-term care costs, healthcare planning, and retirement income strategies may impact financial security later in life.

06/18/2026

Small changes can lead to big results. 💡✨

What if improving your routine didn’t mean doing more — just making smarter swaps? Trade screen time for movement, small excuses for small wins, and everyday habits for healthier choices that actually stick. Watch this video for simple inspiration to help reset your routine and build momentum, one habit at a time! 🚀

06/17/2026

Most people assume that a spouse's unused estate tax exemption passes to the surviving spouse automatically.

It doesn't.

Claiming it REQUIRES A FILING WITH THE IRS within 9 months of a spouse's death.

The IRS doesn't send a reminder. The deadline just passes.

A six-month extension is available, bringing the total window to 15 months. But the clock starts the day your spouse dies, not the day you think to ask about it.

This is exactly the kind of detail that gets lost in the fog of grief and estate administration.

It's also exactly the kind of thing we watch for on behalf of the families we work with. We also help families by working with their tax, legal, and accounting professionals to make certain that paperwork is completed in a timely manner.

06/17/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East.

06/16/2026

Healthcare costs in retirement can be higher and more complex than many retirees anticipate. Learn how Medicare premiums, out-of-pocket expenses, IRMAA surcharges, and long-term care considerations may affect retirement planning.

06/16/2026

If you have a laundry list of to-dos, you can quickly find yourself feeling overwhelmed with everything that has to get done. Have you heard of the two-minute rule?

Assess how long it should take to complete a task, and if it can be done in two minutes, get it done! Otherwise, create a list of other big to-dos and prioritize which you want to get done that day or another day.

You'd be surprised how much you can get done taking on tasks two minutes at a time!

06/15/2026

Father's Day is at the end of this week. Before the dinner and the gifts, there's something worth talking about.

Most men will show up for everyone around them without being asked. But when it comes to their own health, the appointments get pushed off longer than they should. 💚

The CDC reports that women are 33 percent more likely than men to visit the doctor and twice as likely to seek preventive care.

If there is a man in your life worth celebrating on Sunday, ask when he last had a checkup.

That conversation might matter more than any gift.

06/14/2026

Most people know June 14 as Flag Day. Fewer know why.

In 1777, the Second Continental Congress passed the Flag Resolution, officially establishing the Stars and Stripes as the flag of the United States.

13 stars. 13 stripes. One for each of the original colonies.

It took another 172 years before Flag Day became an official national observance.

Happy Flag Day.