United Financial Group LLC

06/18/2026

Life insurance can not only provide protection, but it can also potentially play a role in your retirement planning. Beyond the death benefit, certain policies can build cash value over time, offer tax-advantaged growth, and provide flexible access to funds that may support your income needs.

Contact us today to review how using life insurance strategically may fit into your overall financial strategy. 260-982-1090.

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

Life insurance isn’t just a death benefit. Experts say whole life & hybrid policies play a role in retirement planning, offering tax advantages & flexibility.

06/17/2026

With AI infiltrating not only the workspace but also our personal lives, it is more important than ever to stay vigilant. Recently, we have had an uptick in cold calling scams assisted by AI.

Check out an example of a cold calling scam in our latest blog article and newsletter, and learn more about how to avoid these situations:

April is Financial Literacy Month, let's revisit the basics of your financial plan. Here are 10 important things to know about retirement.

06/15/2026

We’re already halfway through the year… and now halfway through June. Time flies when you’re living out your retirement dreams, am I right!?

Not retired yet? This is your sign to check in. Are you still on track with your goals? Are your plans aligned with where you want to be?

If you need a second look or a mid-year review, we’re here to help. Contact us at 260-982-1090!

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

06/11/2026

The “trinket trend” is everywhere. From squishy toys and keychains to collectible plushies, it’s quickly becoming a cultural spending habit across all ages.

These small purchases may bring joy, comfort, and even community, but they can also add up quickly and contribute to unplanned spending.

At the end of the day, it’s all about balance. Contact us today to review where you stand within your budget, financial plan, and retirement goals. 260-982-1090.

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

Tiny trinkets can spark joy and connection — but they may come with tradeoffs.

06/08/2026

A new executive order aims to expand access to retirement savings for Americans who currently don’t have access to employer-sponsored plans.

The proposal would create a federal platform to help workers compare and enroll in IRAs, along with a potential government “Saver’s Match” for eligible income earners.

The real impact will depend on enrollment participation and contributions. But building retirement savings still involves strategy. Contact our team today for a review of your plan. 260-982-1090.

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

https://yhoo.it/4tW6SQV

06/04/2026

June is often one of many people’s favorite months to travel. It offers perfect weather nationwide, early summer energy, and comes just before peak crowds hit. Here are a few favorite destinations to put on your radar:

🌸 Mackinac Island, Michigan – A car-free island bursting with lilacs, bike trails, and historic forts.
🌊 Bodega Bay, California – Whale watching, wildflowers, and scenic Highway 1 views.
⛵ Put-in-Bay, Ohio – A lively Lake Erie island getaway with ferries, festivals, and waterfront bars.
🌴 Laguna Beach, California – Coastal hikes, art festivals, and oceanfront dining.
🌆 Chicago, Illinois – Rooftop patios, river cruises, and live music.

Check out the rest of the list here: https://bit.ly/4tY5k8Y

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

06/01/2026

June is recognized as Annuity Awareness Month. This is your time to take a closer look at how you’ll create income in retirement.

Traditional pensions are way less common and the responsibility of generating reliable income now falls on you! For some, annuities can play a role by providing a consistent income stream backed by the strength of an insurance company.

Everyone’s situation is unique, so let’s talk about what may fit into your income plan. Contact us at 260-982-1090!

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

05/27/2026

Happy National Senior Health & Fitness Day!💪 It’s never too late to move, groove, and feel your best! If you want help factoring in more fitness and new hobbies into your retirement plan, contact us for a review. 260-982-1090. Let’s keep thriving together!🏃‍♂️

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

05/26/2026

"Do I Have a Sustainable Withdrawal Strategy? How Will I Manage Healthcare Costs? Am I Maximizing My Income Sources?"

If you don’t know the answers to these questions, it may be time to take a closer look at your plan. Our team is here to help break down every step of your financial journey so you can move toward a more secure retirement. Understanding how your plan is built will give you confidence that you are working toward your dreams. Contact us today at 260-982-1090!

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

Retirees face unique challenges, such as managing fixed incomes, navigating healthcare costs, and ensuring their savings last for the long haul.

05/25/2026

Today is Memorial Day! Remembering all who have made the ultimate sacrifice.