10/20/2026
If you are thinking about hiring your first employee, this is for you.
It is easy to run the math like this:
🔹 “I can pay someone $20/hour.”
🔹 “I have enough work to keep them busy.”
🔹 “This will finally take something off my plate.”
But hiring costs more than the paycheck. 👀
You also need to plan for:
📌 Payroll taxes
📌 Workers’ comp
📌 Payroll software or a payroll service
📌 Time tracking
📌 Everify
📌 Required forms and onboarding
📌 Cash flow timing
That last one matters.
Payroll is due on schedule, even when customers pay late.
Before you make the offer, run the real number.
Not just what you want to pay them, but what it will actually cost the business to hire them well.
Here's what a recent payroll client said of their experience with us:
"When we hired our first two employees, we'd only ever paid subcontractors, and the move to payroll felt like a lot of moving parts.
Melissa laid out our payroll and time-tracking options side by side, walked us through registering with the Arizona Department of Revenue and DES, and checked in before our first payroll to make sure nothing was left hanging.
We went from 1099s to W-2 payroll in about three weeks without surprises. If you're a small business about to make your first hire,
talk to SIM first."
- Paul Cornejo, Managing Member, AOS Utility Services
Book your free 15-minute consultation at www.simfinaz.com and let’s talk through the numbers before you take the next step.
