Michel S Tenaglia, CFP - VIMA LLC

Michel S Tenaglia, CFP - VIMA LLC Thank you for stopping by. I hope you find the information helpful in your financial planning. VIMA LLC is a Registered Investment Advisor.

From emergency funds to lines of credit, here is a breakdown of the best and worst ways to access cash quickly.
06/03/2026

From emergency funds to lines of credit, here is a breakdown of the best and worst ways to access cash quickly.

The CARES Act makes it easier to gain access to retirement accounts in a pinch, but they're not likely to be your best source of emergency cash.

While some are just trying to make extra income flexibly, recent statistics reveal that for many Americans, side hustles...
05/31/2026

While some are just trying to make extra income flexibly, recent statistics reveal that for many Americans, side hustles are a necessity.

Side hustles are no longer optional for many of us. In fact, 53% of Americans with side hustles say they’d struggle to cover essential expenses without the extra income. In The Penny Hoarder’s 2026 survey, we dove into the side hustle culture and discovered most Americans are just trying to keep...

In previous decades, 65 was considered the standard retirement age. But nowadays, people have differing ideas of what th...
05/28/2026

In previous decades, 65 was considered the standard retirement age. But nowadays, people have differing ideas of what the "real" retirement age is in America.

Americans used to think of 65 as the expected retirement age. But those days are gone, and today's retirement math is increasingly fuzzy.

How can investing consistently over time help your portfolio manage market ups and downs? Find out in the latest newslet...
05/25/2026

How can investing consistently over time help your portfolio manage market ups and downs? Find out in the latest newsletter.

Plus how it compares to lump-sum investing.

Twice a month, newsletter subscribers receive quick personal finance tips and financial planning insights sent straight ...
05/22/2026

Twice a month, newsletter subscribers receive quick personal finance tips and financial planning insights sent straight to their inbox.

Sign up and stay tuned for this week's posts.

When you're trying to save, it can feel counterintuitive to spend money. These products prove that sometimes you have to...
05/20/2026

When you're trying to save, it can feel counterintuitive to spend money. These products prove that sometimes you have to spend a little to save a lot.

These 35 small investments really paid off.

Using your credit card for small, everyday purchases may have more benefits than you realize -- as long as you're able t...
05/17/2026

Using your credit card for small, everyday purchases may have more benefits than you realize -- as long as you're able to pay it off and stay out of debt.

In a tap-to-pay world, it’s so easy to use your debit card for tiny little purchases—including those morning coffees. But money experts say that it’s actually better to use your credit card even for small transactions. Read on to learn more.

The timing of your retirement benefits distribution depends on the type of plans you have and any qualifying events that...
05/14/2026

The timing of your retirement benefits distribution depends on the type of plans you have and any qualifying events that may have occurred.

When a retirement plan can distribute benefits, IRA distributions, normal retirement age, vested accrued benefit, termination of employment, required minimum distributions

Are you unsure about whether you should delay taking Social Security benefits? Read this.
05/11/2026

Are you unsure about whether you should delay taking Social Security benefits? Read this.

This newsletter can be a starting point as you make your decision.

It can be better to find out what shaped your date's financial habits rather than trying to find out how much money they...
05/08/2026

It can be better to find out what shaped your date's financial habits rather than trying to find out how much money they make.

"Start with these questions that invite real answers, stories, preferences, and patterns," says Douglas Boneparth, CFP, president and founder of Bone Fide Wealth.

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