Michel S Tenaglia, CFP - VIMA LLC

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Michel S Tenaglia, CFP - VIMA LLC

Thank you for stopping by. I hope you find the information helpful in your financial planning. VIMA LLC is a Registered Investment Advisor.

10/29/2026

Most investors don't think of themselves as emotional, but the numbers suggest otherwise. A new survey looks at how often fear of missing out drives decisions and what it can cost.

In a recent survey, retail investors who lost money in an emotional trading decision gave up an average of $1,606.

10/26/2026

Not every trend is worth chasing, especially when it comes to a long-term plan. This week's newsletter looks at the joy of missing out (JOMO) and why it can be a useful mindset.

Why sitting out the trend might belong in your plan.

10/23/2026

Retirement, estate planning, long-term strategy and the occasional reality check on market noise. Subscribe to the newsletter for a steady read twice a month.

10/21/2026

Open enrollment is underway, and a 2027 rule change could make some Medicare Advantage plans harder to get into. One expert explains why waiting until December may not pay off.

Medicare Advantage insurers may limit enrollment in certain plans by county in 2027. Jae Oh explains why beneficiaries should compare coverage early.

10/18/2026

Most married couples file jointly without a second thought. In a handful of situations, though, separate returns can make more sense. Here's when it's worth a closer look.

Filing taxes individually can be favorable in certain circumstances

10/15/2026

Even a solid financial picture can come with a side of worry. This article looks at where financial stress comes from, and practical ways to keep it from taking over.

Financial stress is a leading cause of stress in Americans. Learn how money stress can affect you and what you can do to effectively cope with it.

10/12/2026

A financial plan isn't meant to be set once and forgotten. This week's newsletter looks at the life events that make it worth pulling the plan back out for a fresh look.

Life changes, and your financial plan should change along with it.

10/09/2026

The Social Security wage base climbed again for 2026, and high earners are covering the difference. What that means for the size of a future benefit check may surprise you.

The taxable wage base increased by $8,400 in 2026. This raises much of the upper class' tax bill, but won't necessarily boost their Social Security checks.

10/07/2026

Half of parents with adult children gave them financial help in 2025, up from 45% two years earlier. What's driving the trend -- and what it means for long-term plans.

Half of parents with adult kiddos helped at least one of them financially in 2025, up from 45% in 2023, according to a Savings.com survey.

10/04/2026

About three out of four Americans don't have a will -- which means state law, not family wishes, decides what happens next. A few steps now can spare loved ones confusion later.

Get this estate planning document right — and spare your family confusion later

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Leonard, MI
48367

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