The Retirement Advantage, MI

03/26/2026

New research challenges old ideas of retirement.

03/19/2026

What is the point of retirement?

03/12/2026

Data shows retirement rarely follows a steady path.

03/05/2026

Retirement is for living, not just saving.

02/24/2026

Hello Friends, As a Certified Financial Fiduciary, it is important for me to protect my clients as much as possible from various risks to their retirement savings.

If you own securities like stocks, bonds, mutual funds and ETFs, you should know that the law allows those securities to be taken away from your ownership, in the next serious financial crisis. This has to do with the Depository Trust Corporation, known as the DTC. The DTC is custodian over trillions of dollars worth of securities held in brokerage accounts, mutual fund accounts, virtually every type of account that holds securities.

For a sneak peak of an upcoming Retirement Advantage Radio Show segment on this, you can listen now to my podcast where I discuss this. Here is the link: https://www.podbean.com/media/share/pb-rye37-1a55371

In addition to complete protection from market loss, the Safe Money strategies we use will fully protect you from this risk, one that most people are not even aware of.

Sincerely,

Bill Duggan, Certified Financial Fiduciary

The Depository Trust Corporation (DTC) could take away ownership of your securities

02/24/2026

The Depository Trust Corporation (DTC) could take away ownership of your securities

01/26/2026

I hope you are having a happy, healthy and prosperous new year.

With all the turmoil going on in America and the world, you can give all your anxiety over to the one who loves you deeply, Jesus Christ.

In John 16:33 we read: "I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I have overcome the world".

Are you worried about what the stock market might do and what could happen to your savings? Are you worried about outliving your money? Would more guaranteed lifetime income to add to your social security, pension and other mailbox money, be nice to have?

I have a very informative article for you. Be sure to watch the short video too. Click here: https://safemoney.com/annuities/fixed-index-annuity/

If you ever want to talk about your retirement savings concerns, I am here to listen and offer advice, drawn from almost 38 years of experience. Call anytime.

Sincerely,

Bill Duggan, Certified Financial Fiduciary

Considering a fixed index annuity? Get all the facts, including fixed index annuity pros and cons, and unique annuity benefits, to determine suitability.

12/24/2025

Here are 5 areas worth reviewing.

12/17/2025

Key things to consider during tax season.

12/10/2025

Simple moves to consider before you file.

12/03/2025

See what the latest tax law changes may mean for you.

12/02/2025

Today is Giving Tuesday. In my book Stewarding Your Retirement, I write about the Parable of the Talents in Matthew 25:14–30. God blesses us not just for our own provision, but so we can become a blessing to others.

My son, William “Will” Duggan, is the founder and CEO of Ananias International, a 501(c)(3) committed to serving persecuted Christians and praying for those who persecute them. Will works directly with persecuted believers on the ground.

In Pakistan, thousands of Christian families are trapped in brutal bonded slave labor at brick kiln factories. These factories are owned by Muslims, and the workers, who are Christians, are enslaved through generational debt. A man may have taken a loan 75 years ago, and today his grandchildren are still paying for it. Families are never allowed to leave the compound. They are born there, work there, and die there.

Children as young as two years old work in extreme heat, often over 100 degrees, for up to twelve hours a day. Mothers carry infants on one arm while working with the other. If they cannot afford food from the factory store, the owner loans them more money, deepening the cycle of slavery when the debt is passed down to the next generation.

By God’s grace, Ananias International has already rescued families from these brick kilns. Praise God.

Right now, Ananias International is also under construction on its first safe house for Christians in Pakistan, a place where:

Former bonded slave laborers can receive rehabilitation, care, and discipleship
Christians fleeing false blasphemy accusations can find immediate protection
Our trusted network on the ground can meet urgent medical, legal, and survival needs
And where the Gospel can be shared in places hostile to it

In addition to Pakistan, Ananias International is actively working with persecuted Christians in India and Nigeria, and advocating on behalf of the persecuted with policy makers in the United States Congress.

Lives are being saved. Chains are being broken. The Gospel is moving forward in some of the darkest places on earth.

Your Giving Tuesday gift helps make this possible. To give, please click here:https://mailchi.mp/ananiasinternational/giving-tuesday-a-christian-is-running-tonight

With gratitude and faith,

Bill Duggan