Hank Darnell, Proverbs Wealth Management

10/30/2026

Happy Halloween from the Darnell girls! 🎃

Although we celebrate with most activities on this bar graph, we try to be modest with our spending. We always purchase our costumes half-off. Want to know the secret?

Buy it once, and wear it twice.

10/29/2026

🍂 Fall fun of the week - Wordle 🍂

How many tries did it take to solve? Comment below!

Guess the hidden word in 6 tries. You can also share your own word!

10/26/2026

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money... just more time.

Which row did you land on—and did it surprise you?

Celebrating World Investor Week: October 6-11th

10/22/2026

🍂Fall fun of the week - Crossword Puzzle 🍂

Comment how many you could solve!

the process of coordinating your finances to meet future objectives; desired results, purpose, or end point; you score these in soccer; (two words) being able to pay for your life with little worry; a phase of life where you rely on personal savings,...

10/20/2026

✅Blindfold
✅Money
✅ Financial advisor
What could go wrong? 😂

How do you use your ties? Kidding, don't answer that...

10/19/2026

The early investor put in $100,000.
The late investor put in $300,000.

They ended up with nearly the same amount.

Let that sink in.

Starting early didn't just save money; it saved $200,000 in contributions. Same destination, a third of the effort. That's not a financial trick. That's time doing what money alone never can.

If you've been waiting for the "right time" to start investing, this chart is your sign. Save this post and share it with someone who needs to see it.

This is a hypothetical example and is not representative of any specific investment or combination of investments. Illustration assumes Early Investor contributes $10,000 annually to a tax-deferred retirement account for ten years, while Late Investor contributes $10,000 annually for thirty years. Both accounts earn a hypothetical 6 percent annual rate of return. Consider your ability to make contributions over time before committing to a long-term strategy.

Celebrating World Investor Week: October 6-11th

10/15/2026

🍂 Fall fun of the week - Word Scramble 🍂

All these words are on our website! Can you unscramble the financial terms?

Post the number you solved in the comments. I'll add the answer key there ✅

10/14/2026

Did you know that October is Cybersecurity Awareness Month? Keep reading! A common online security tool is now being used in a new type of scam.

Cybercriminals are increasingly using fake CAPTCHA prompts (the familiar “I’m not a robot” checks) to trick users into taking actions that can compromise their devices.

Instead of a simple verification, these prompts may ask users to click “Allow,” enable notifications, or follow additional steps that can lead to persistent pop-ups, phishing attempts, or unwanted software.

These scams often appear through ads, suspicious links, or redirected web pages, making them harder to spot at first glance.

Security experts note that legitimate CAPTCHA tests do not require enabling notifications, downloading files, or entering system commands — making those requests a potential red flag.

As these tactics evolve, staying cautious when interacting with unexpected prompts can help reduce exposure to online threats.



Source:

Cybercriminals are increasingly using fake CAPTCHA prompts to trick users into enabling malware and scam notifications Security experts warn the ta

10/12/2026

That yellow section? That's money you never saved, your money made it for you.

This is compound interest in action. Start with $1,000/year at a hypothetical 5 percent return, and by year 30, you've built nearly $70,000. But the real story is the yellow: Interest earning interest.

Year 1: almost no interest at all.
Year 30: your interest + the interest on your interest = more than your total contributions

Celebrating World Investor Week: October 6-11th

10/08/2026

🍂 Fall fun of the week - Wordle 🍂

Try to solve our custom wordle by clicking on this link, and then post the number of tries you played to solve:

Guess the hidden word in 6 tries. You can also share your own word!