Intelliplan Financial

10/15/2026

🚫 Retirement Myth: “Medicare will take care of all my healthcare costs in retirement.”

Not exactly... Medicare can help cover many healthcare expenses, but there are still important decisions and costs to plan for, including supplemental coverage and the years before Medicare eligibility.

The biggest mistake? Waiting until you’re eligible to start thinking about it.

You don’t want Medicare to be something that catches you off guard in retirement. Understanding your options ahead of time can help you account for healthcare costs as part of your overall retirement strategy.

At Intelliplan Financial, we look at the bigger picture and how healthcare decisions connect with your retirement income, taxes, investments, protection, and legacy goals.

If retirement is approaching, ask yourself:

👉 Do I know what healthcare could cost me?
👉 Have I planned for the years before Medicare?
👉 Do I know how Medicare fits into my overall retirement plan?

If you’re not sure, that’s a conversation worth having. Schedule a complimentary 20-minute conversation with our team to start planning with more clarity and fewer surprises: https://go.oncehub.com/schedulemyintro

10/13/2026

Before a big trip, you probably think about more than just the destination. You check the route, budget for the unexpected, and make sure you haven’t forgotten anything important.

Your retirement taxes deserve the same attention:

☐ How RMD's could affect your taxes
☐ How taxes could change for a surviving spouse
☐ What happens to inherited IRA's
☐ Opportunities to make your retirement income more tax-efficient

Just like a vacation, the time to work through the important details is before you leave - not after you're already on your way.

Taking a closer look at these tax considerations before retirement can help you better understand how taxes may affect your income and financial decisions down the road.

Read more about these often-overlooked tax planning considerations here:

https://youtu.be/hRlFb94jRjc “Am I paying too much in taxes?” You may be asking yourself that, and with retirement on the horizon, it’s more important than ever to do everything you can to assess and reduce your tax burden. While many pre-retirees like to focus on basic retirement account cont...

10/09/2026

Social Security? We should probably talk about it... 👀

When you claim, how much you receive, how it fits with your other income, and what happens for a spouse can all be important pieces of your retirement strategy.

“I’ll just take it when I’m eligible” might not be the whole plan. Sometimes the smartest move is simply knowing your options.

Have you thought about when you’ll claim? Send us a message if it’s still on your to-do list.

10/07/2026

You wouldn't fly with a dispatcher who only sometimes has to file an accurate flight plan. So why work with an advisor who's only sometimes required to put your interests first?

That's the real difference between a fiduciary standard and a suitability standard. A fiduciary is legally bound to act in your best interest in every recommendation. A suitability standard only requires that a recommendation be reasonable for you, even if a better option existed.

For pilots, that distinction matters. Variable income, per diem, different retirement plans by carrier, and demanding schedules can make financial planning more complicated than it looks.

So before choosing a financial advisor, here are 8 questions every pilot should ask: https://intelliplanfinancial.com/how-to-find-a-fiduciary-financial-advisor-near-you-8-questions-to-ask/

Key Takeaways: Understanding how your advisor is compensated and whether they're a fiduciary can help you evaluate whose interests they're required to serve Advisors who take a holistic approach, coordinate investments, taxes, estate planning, and insurance rather than focusing on portfolios alone A...

10/05/2026

Your legacy is more than a will.

Beneficiary forms, trusts, account titling, and tax strategy all play a role in what actually reaches your family. Reviewing these pieces together in coordination, rather than as individual pieces, helps to ensure nothing important slips through the cracks.

Ready to close the gaps? Schedule your free call below: https://go.oncehub.com/schedulemyintro

09/30/2026

Angle of Ascent: Retirement Planning for the Pilot Who Has Been Saving Up ✈️

Commercial airline pilots – You’ve built your savings, but the wrong withdrawal strategy could mean sending more of your hard-earned money to the IRS. Join Intelliplan Financial and a career pilot like you who will show you ways to turn decades of savings into a coordinated, tax-efficient income strategy.

Attendees get a FREE retirement planning checklist! 👇 Register today:

https://intelliplanfinancial.com/webinar-angle-of-ascent-retirement-planning-for-the-pilot-who-has-been-saving-up/

- Date: October 14, 2026

- Time: 12 PM ET

- Location: Online Webinar

09/28/2026

Quick question: could your retirement plan survive a market downturn in year one?

It's a scenario most people never think to plan for, but the timing of a market drop can matter just as much as the drop itself. Experiencing losses early in retirement, while also withdrawing income, can have a bigger long-term impact than the same drop later on.

Wondering how your plan will hold up in the situation of a market downtown? Schedule a complimentary conversation and we can review together: https://go.oncehub.com/schedulemyintro

09/25/2026

Fall is here! 🍂 What are you most excited for this season?

🎃 Pumpkin spice everything
🏈 Football Saturdays (and Sundays)
🔥 Bonfires and cozy nights outside

Comment your pick below! We'll go first, it's a tough call between all three!

09/24/2026

Life Insurance Awareness Month is coming to a close this September, but it's a topic that we think deserves attention every month and not just one.

A common misconception we hear is "I don't need life insurance, my kids are grown and the mortgage is paid off."

In reality, for people nearing retirement, life insurance can do far more than replace income. It can offset estate taxes, fund a business buy-sell agreement, cover long-term care costs, or provide tax-free access to cash value when you need flexibility.

We broke down these strategies and why this piece of the plan gets overlooked so often in our latest article:

https://youtu.be/kjh2Pt3sqqU Are you looking for a way to secure your financial future, protect your loved ones, and potentially build wealth? If so, consider how life insurance can be a powerful tool in your holistic financial plan. Life insurance has been used by savvy investors for years as a key...

09/22/2026

Healthcare can be one of the biggest expenses in retirement, and it's rarely fully covered.

Between premiums, out-of-pocket costs, and the possibility of long-term care, healthcare deserves its own line item in your retirement plan, not an afterthought. The earlier you plan for it, the more prepared you'll be to cover those costs.

Let's make sure your plan accounts for this piece too. Schedule a complimentary conversation: https://go.oncehub.com/schedulemyintro