Community Solutions Financial

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Community Solutions Financial Full Service Financial & Business Advisory firm focused on helping Middle Income America accumulate, protect and transfer wealth.

10/31/2026

Estate readiness isn't about fear. It's a kindness you do for the people you love, while everything is calm and clear.

Four quiet steps:
• A will or trust in place, and up to date.
• Beneficiaries current on every account.
• Powers of attorney signed.
• One folder your family can find.

Three ways to start:
1. The Estate Readiness Guide — $47.
2. A full estate plan — $1,995. Through October 31, open to all estate leads at $999.
3. A discounted consultation — $49.99 for 30 minutes / $99.99 for 60 minutes.

Start here: https://www.mywealthbuildingblocks.com

Education only — not tax or legal advice.

10/31/2026

As Pink October closes: thank you to every survivor, fighter, caregiver, and family in this community. đź’—

We spent the month on the economics of a diagnosis — $21 billion in patient-borne costs, debt that finds even the insured, the second bill nobody budgets for. Not to frighten anyone. Because preparation is a form of care, and the families who fare best financially in a crisis are almost always the ones who had a quiet conversation about it in a calm month.

If this month raised a question for your family, the door is open — start privately, in 2 minutes, with no agent call: https://csf-life-insurance.netlify.app/quiz.html?utm_campaign=go-pink-oct26&utm_source=facebook&utm_medium=social

Breast cancer touches women most — but cancer touches every family. We're here for all of them.

Family, the tax law changed this year — and most of what it changed can still be acted on, but only until December 31.So...
10/31/2026

Family, the tax law changed this year — and most of what it changed can still be acted on, but only until December 31.

So we did the homework for you. Our new guide, 2026 Tax Planning for Small Business Owners, takes the whole new rulebook and lays it out the way owners actually ask about it: by the shape of your business — sole proprietor, S corporation, C corporation — plus what changed on your personal return.

The short version: the SALT cap is $40,400 now. Four brand-new deductions exist — for four years only. A few popular credits are simply gone. It's all in the guide, in plain English, and it's free.

Grab it through the link in bio. The year is still open. Let's close it right.

— Kinji Ridley, Community Solutions Financial

General education about 2026 federal tax rules — not advice for your specific situation.

10/29/2026

Living benefits (accelerated benefit riders) — the feature most policyholders don't know exists. Accelerating pays a portion of the death benefit early on a qualifying diagnosis/event and reduces the remaining benefit; rider terms, amounts, and any tax treatment vary by contract, and final decisions are always the carrier's. CSF routes living-benefits interest to products built for it — start with the 2-minute private check in the link. No one will call you. 💗

This one isn't about us. It's about her.October is National Women's Small Business Month, and we want to use our page fo...
10/29/2026

This one isn't about us. It's about her.

October is National Women's Small Business Month, and we want to use our page for what it's for: tag a woman-owned business you admire in the comments, and tell us what she does.

The salon that never misses. The bakery that carries the block. The practice, the studio, the firm — if she's building it, name it here so this community can find her.

We keep the books behind a lot of strong businesses. We know what the building costs. Go give somebody her flowers.

10/28/2026

If we could leave one idea with every family this month, it's this: **plan for both bills.**

Bill one is medical — health insurance, savings for the deductible, knowing your plan's out-of-pocket maximum (for 2026, federal rules set it as high as $10,600 for an individual on ACA-compliant plans — before premiums).

Bill two is everything else — the income that pauses, the mortgage that doesn't, the travel, the help. Living-benefit riders exist specifically for bill two.

Two bills. Two plans. That's readiness. đź’—
https://csf-life-insurance.netlify.app/quiz.html?utm_campaign=go-pink-oct26&utm_source=facebook&utm_medium=social — 2 minutes, private, no calls.

73.For most retirees, that's the age the IRS stops asking and starts telling. Required minimum distributions begin — whe...
10/28/2026

73.

For most retirees, that's the age the IRS stops asking and starts telling. Required minimum distributions begin — whether you need the money or not.

And those withdrawals don't just get taxed. They can raise the tax on your Social Security and push up the cost of your Medicare.

I'm Kinji Ridley — accountant and tax practitioner in Collingdale, PA. In November I'm opening The Retirement Tax Classroom: a free, live class on how retirement income is actually taxed, and the three decisions that change the bill.

No products pitched. Education only. Follow this page — registration opens soon.

Education only — not individualized tax, legal, or investment advice.

Your 2026 tax bill is still negotiable. Until December 31.Almost every legal way to lower a tax bill has the same condit...
10/28/2026

Your 2026 tax bill is still negotiable. Until December 31.

Almost every legal way to lower a tax bill has the same condition: it has to happen inside the tax year. In January, we don't plan your taxes anymore. We just report what already happened.

There are 64 days left in this tax year.

All week I'm pulling back the curtain on year-end planning — what can still be moved, what can't, and the checklist I use to tell the difference. Something opens here on November 1. Follow along.

— Kinji Ridley, Community Solutions Financial

Education only — not individualized tax, legal, or investment advice.

October is National Women's Small Business Month.More than 12 million women-owned businesses are running in this country...
10/27/2026

October is National Women's Small Business Month.

More than 12 million women-owned businesses are running in this country — shops, practices, studios, firms. Women own 42% of the businesses in the United States, and they generate $1.9 trillion a year.

Behind every one of those businesses is a set of books, a tax plan, and a hundred decisions nobody sees. We see them. And we're proud to stand behind the women making them.

To every woman building something of her own: this month, we recognize the work.

Address

217 Clifton Avenue, Suite 5
Collingdale, PA
19023

Opening Hours

Monday 3pm - 9pm
Tuesday 3pm - 7pm
Wednesday 3pm - 6pm
Thursday 3pm - 6pm

Telephone

+14849004005

Website

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