CKS Summit Group

10/29/2026

Is a Roth IRA Conversion Right for Your Retirement Strategy?

A Roth conversion could offer valuable tax advantages in retirement, but is paying taxes today worth the potential benefits tomorrow?

The answer depends on your income, tax bracket, retirement timeline, and long-term financial goals.

Our 𝐅𝐑𝐄𝐄 𝐑𝐨𝐭𝐡 𝐈𝐑𝐀 𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐨𝐫 can help you explore the potential tax impact of a conversion and make more informed decisions about your retirement strategy.

Take the guesswork out of your retirement planning.

🔗 Explore our Roth IRA Calculator and other free financial planning tools: tr.ee/AjkIBs

𝘊𝘢𝘭𝘤𝘶𝘭𝘢𝘵𝘰𝘳𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘦𝘴𝘵𝘪𝘮𝘢𝘵𝘦𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘱𝘳𝘦𝘥𝘪𝘤𝘵 𝘧𝘶𝘵𝘶𝘳𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘦𝘳𝘧𝘰𝘳𝘮𝘢𝘯𝘤𝘦 𝘰𝘳 𝘳𝘦𝘱𝘭𝘢𝘤𝘦 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘻𝘦𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦.

10/27/2026

As 2026 comes to a close, some of the most important financial planning opportunities are approaching their deadlines.

From required minimum distributions and Roth conversions to tax strategies and charitable giving, the decisions you make before December 31 could have a lasting impact on your retirement and long-term wealth.

At CKS Summit Group, we believe proactive planning is key to protecting what you've built and preparing for what's ahead.

𝐃𝐨𝐧'𝐭 𝐥𝐞𝐭 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭 𝐲𝐞𝐚𝐫-𝐞𝐧𝐝 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐩𝐚𝐬𝐬 𝐲𝐨𝐮 𝐛𝐲.

Read our latest blog to discover key financial decisions worth reviewing before the year ends.

Missing these windows can mean lost tax-saving opportunities, unexpected penalties, or financial decisions that become more difficult to address later.

10/22/2026

Having an estate plan is a great first step. But is it still working for you?

Families grow. Tax laws change. Wealth evolves. A plan that made sense when it was drafted may not reflect your life today.

In honor of Estate Planning Awareness Week, it’s a good time to ask: when did you last review yours?

At CKS Summit Group, we work with high-net-worth families to coordinate their financial strategy with their estate plan, alongside their attorneys and tax professionals.

Learn more at summitgp.com.

10/20/2026

For many families, estate planning begins and ends with a will. For high-net-worth families, it is rarely the whole picture.

Outdated beneficiary designations, assets that were never retitled, limited liquidity, or a business with no succession plan can quietly undermine an estate plan, and small gaps like these can compound over time.

In honor of Estate Planning Awareness Week, our latest blog looks at how a coordinated approach can help ensure your wealth passes to the people and causes you care about, in the way you intend.

Read the full blog.

For high-net-worth individuals and families, a will is an important starting point, but it is rarely the whole picture.

10/16/2026

Long-term care is one of the most important — and often overlooked — parts of retirement planning.

With Americans living longer and care costs continuing to rise, many families find themselves navigating unexpected financial and emotional challenges when a loved one requires assistance later in life.

The reality is that long-term care planning is not just about protecting your own future. It’s also about helping reduce the burden that may otherwise fall on children, spouses, or other family members.

In our latest blog, we explore:
• Rising long-term care costs in 2026
• The growing impact on family caregivers
• Common misconceptions about Medicare coverage
• Planning strategies that may help create more flexibility and options later in life

Read more.

As Americans live longer, families are increasingly facing a difficult reality: long-term care is no longer a rare possibility; it’s a common part of retirement and aging.

10/14/2026

Financial Planning Month is a good time to ask whether your retirement strategy still fits your life today. For high-net-worth families, income, taxes, investments, liquidity, and estate goals all need to work together.

In our latest blog, we walk through seven questions worth asking.

Find out the seven questions you should be asking in our latest blog here.

Financial Planning Month can be a useful reminder to step back and ask whether your overall strategy is still aligned with the retirement you want.

10/12/2026

National Savings Day is a good reminder that saving is about more than the size of the number. 💡

It's about the habits and decisions behind it. Contributing consistently, revisiting your goals, and being intentional with where your money goes can add up over time.

For high-net-worth families, the same principle applies. Small, well-coordinated decisions around savings, taxes, and investments can help support your long-term goals.

What's one savings habit you're proud of? Share it in the comments. 👇

To learn more about building a personalized financial strategy, visit summitgp.com today.

10/09/2026

Did you know seniors lose billions each year to financial fraud?

From phishing emails to investment scams, retirees are prime targets for criminals looking to steal hard-earned savings. But there are steps you can take to protect your future.

Read our blog to learn practical strategies to safeguard your retirement from fraud.

While you may have worked hard to build a strong financial foundation, seniors are increasingly targeted by scammers and fraudsters looking to exploit that success.

10/07/2026

Is the 4% retirement rule still the right approach?

New research is challenging one of the retirement industry's most familiar rules of thumb, suggesting a more flexible 3% withdrawal strategy could reduce portfolio failure rates for retirees with longer time horizons.

The research raises an important question: Should retirement income strategies be more flexible as circumstances change?

For retirees and pre-retirees, the right withdrawal strategy depends on more than a single percentage. Your portfolio, spending needs, time horizon, market conditions, and long-term goals all matter.

Learn more about the research and what it could mean for retirement income planning. Visit summitgp.com today.

10/05/2026

Building wealth is only part of the equation. Over time, inflation, taxes, fees, concentrated positions, liquidity constraints, and inefficient strategies can quietly affect a portfolio’s long-term potential.

For high-net-worth families, protecting wealth means looking beyond investment returns and regularly evaluating how the entire financial strategy is working together.

Read our latest blog to explore some of the often-overlooked factors that can gradually erode wealth and why proactive planning matters. Learn more.

For high-net-worth families, where portfolios may span multiple account types, investments, properties, businesses, and estate structures, identifying these sources of erosion can be an important part of long-term financial planning.