Manny Nino: Mortgage Consultant

02/13/2019

☎️586-945-5203
or apply online at www.fsb.bank/manny

Send a message to learn more

05/29/2018

Right now your home probably has more equity than other time in the recent past! Take advantage of YOUR equity with a Cash Out Refinance. Use the funds to pay off other debts, do home improvements, etc. Call me today for a free consultation. 586-945-5203

nmls 830317

05/07/2018

04/26/2018

Home is where one starts from -T.S. Eliot

No matter what ‘home’ means to you, there is surely something uniquely different about the place you call home.

Let’s get you started on the path to home ownership with our innovative mortgage solutions.

04/26/2018

Hello Everyone,

Kindly allow me to reintroduce myself to you.

My name is Manny Nino and I am a mortgage professional at Baffo Mortgage Consultants of First State Bank.

I have built up core competencies in the mortgage industry spanning a course of seven years. I am particularly interested in mortgage origination and mortgage management.

I enjoy spending time with my family; that is my wife, our three daughters, three dogs and a cat.

I am also an avid golfer, so stop by and say hello if you ever see me on the course!

Please feel free to contact me directly if you have any questions about starting a mortgage or your existing mortgage.

04/25/2018

20% might be an ideal down payment for a mortgage in traditional economics; however, not all mortgage products require that much money as a down payment.

Would you like someone to contact you to provide more information about our NO/LOW down payment mortgage options? Let us know in the comments below.

We would be happy to help you!

04/25/2018

The Mortgage Process Explained

04/23/2018

I want to introduce you to Joseph Choiniere

Joseph is one of our newest mortgage consultants. He admits that he is new to the mortgage industry, but he is surrounded by a team with more than 40 years of collective experience.

Interestingly, Joe is coming to the team with 8 years of experience in sales and another 10 years of experience in the service industry.

In addition, Joe is a licensed real estate agent and his expertise gives him an experiential understanding of the hurdles homeowners need to jump to secure a mortgage and buy a house.

When Joseph is not working, he is actively involved with community building activities or spending time with his wife, friend, families and their dogs.

Joe loves to see the best in all situations. He loves hunting during winter and he is an avid boater in the summer.

If you would like to get in touch with Joe please let me know and I would be glad to accommodate.

04/20/2018

Hello friends, meet my colleague, the incredible Ryan Smylnycky.

Ryan is a mortgage consultant with a difference because of the exceptional strength of his people skills and his ability to see things from the client's perspective. Ryan has a thorough understanding of the local mortgage market, having lived in Clinton Township for more than 28 years and being actively involved in the local mortgage industry for more than 6 years.

In his personal time, Ryan loves spending time his dog Sly and his friends. He is often torn between listening to country music or making the most of the deer hunting season.

Let me know if you would like to get in touch with Ryan!

04/19/2018

Refinancing a mortgage is a great way to save money—even for homeowners with less than perfect credit.

Contact us today to find out if mortgage refinancing might be a good fit for you.

04/19/2018

I would like you to meet our team leader - Matt Baffo

Matt Baffo is one of the great people that I have the privilege of working for at Baffo Mortgage Consultant of First State Bank.

Matt Baffo is a proven and trusted mortgage banking professional with more than 14 years of experience helping thousands of homeowners get the right mortgage that fits their needs. He has unrivaled competence in helping people secure conventional loans, FHA/VA, construction financing, jumbo loans, portfolio loan options, bridge loans and investment properties.

Matt is consistent in offering straightforward and up-front professional guidance on mortgages – that’s why he has a long list of accolades and awards for many years running.

Last year, he won industry recognition for his exemplary work in the 2016 Michigan Mortgage Lender’s Association 40 under 40 Award. Two years ago, he got a 2015 “Macomb Now Magazine” Summer of 2015, 4 under 40 Top Professionals award.

When he is not helping people work out their mortgages, he is often busy spending time in community service and helping others – he currently sits on the board of four local organizations. He also has active memberships in different organizations across a multifaceted cross-section of Michigan.

Let me know if you want to meet Matt!

04/18/2018

A mortgage is likely to be the largest and longest loan of your life. You can get it right from the start by working with a mortgage lender that has your best interest at heart.