MPA Financial Services

MPA Financial Services Helping Cincinnati families navigate retirement & life transitions (widowhood, divorce, blended families). Mason Alexander, CFP®

I build sustainable retirement income plans and help avoid costly tax, investment & beneficiary mistakes. MPA Financial Services is here to help you prepare for your upcoming retirement by defining your income and life goals. We will work with you to create a plan that is tailored to your individual needs and preferences. Our goal is to help you reach financial independence and enjoy a comfortable

retirement. Please note our other location at: 212 East Third Street, Suite 100
Cincinnati, OH 45202

"Wait. My ex would get my 401(k)?"Sometimes, yes. 😬The beneficiary forms on file for your retirement accounts, insurance...
06/25/2026

"Wait. My ex would get my 401(k)?"

Sometimes, yes. 😬

The beneficiary forms on file for your retirement accounts, insurance policies, and other accounts are legally binding—and they almost always override whatever your final will says.

A former spouse still listed on a retirement account can inherit it. Someone written out of your will entirely can still receive an insurance payout. Assets intended for your children may pass to someone else because a form was never updated.

Who is on the bank account title with Mom? The answer may matter more than what her will says.

Are your accounts not up to date? Text me at 513-434-1930.

“I thought we were retiring next year.”“I never said that.”Oh boy.That conversation changes plans quickly. One spouse ma...
06/24/2026

“I thought we were retiring next year.”

“I never said that.”

Oh boy.

That conversation changes plans quickly. One spouse may have been counting down the years. The other may still enjoy working, worry about healthcare, or simply not feel ready to leave their career behind.

Your numbers may say retirement is possible. But the family conversation may not be finished. Now what?

Planning your retirement party is not just about whether your 401(k) balance hits your target milestone. It is also about whether both people are picturing the same next stage of life.

Where will you live? How will you spend your time? What is your best and worst case scenario in ten years? Those questions are much easier to resolve before the retirement date is already circled on the calendar.

If you're having this conversation at home, it may be time for a conversation with your planner, too.

Text me at 513-434-1930.

Happy Monday!
06/22/2026

Happy Monday!

06/18/2026

Today I'm starting a new series on Questions I Hear When Clients Reach Age 62.

We begin with one of the most common:

"How do I know when I have saved enough to retire?"

Many people are surprised to learn there is no magic retirement number. Two people can retire with the same account balance and have completely different outcomes.

In this video, I discuss some of the factors that help answer the question.

Roth Conversions are one of the hottest topic among American retirees. Read about the one factor that many people forget...
06/17/2026

Roth Conversions are one of the hottest topic among American retirees. Read about the one factor that many people forget when considering a conversion.

Happy Monday! 🐶
06/15/2026

Happy Monday! 🐶

06/12/2026

One of the harder parts of retirement for many people has nothing to do with investment returns.

It’s spending money after a lifetime of saving it. 💶

For decades, most people are taught to pay off debt, contribute to retirement accounts, and think long term. Then retirement arrives and suddenly the conversation shifts.

Now the question becomes:
What is this money actually for? 🤔

That shift can feel strange at first, even for people who are financially prepared.

Some retirees adjust quickly. Others need time to feel comfortable spending on travel, hobbies, or simply enjoying a different pace of life.

Retirement is not only a financial transition. For many people, it is an emotional one too.

True or false: Setting up a trust means your estate will avoid probate.To quote Dwight Schrute: "False." And it's one of...
06/11/2026

True or false: Setting up a trust means your estate will avoid probate.

To quote Dwight Schrute: "False." And it's one of the most common estate planning misunderstandings. ⚖️

A trust doesn't protect anything the day you sign it. The trust must be funded, meaning assets need to be transferred into it.

▪️ Real estate titling may need to be addressed.

▪️ Bank and investment accounts may need to be retitled in the name of the trust.

▪️ Insurance policies may need to be updated if the trust will be involved.

Overlooking these steps can leave the trust as a legal paperweight. 😎

Your estate may still go through probate. Creditors may still have access. The protections you prepared for may not apply.

The paperwork gets done, life moves on, and the trust gets tossed in a drawer.

Don't let that happen to yours.

What would you do with a windfall? Vacation? 🏖️ Yacht? ⛴️ 😎Maybe you have a business sale or an inheritance. Most people...
06/10/2026

What would you do with a windfall? Vacation? 🏖️ Yacht? ⛴️ 😎

Maybe you have a business sale or an inheritance. Most people assume they'd handle it well.
But sudden money follows patterns. And the patterns aren't always positive!

Psychologists call it sudden wealth syndrome: the anxiety, decision paralysis, and relationship pressure that arrive alongside a large sum. It shows up whether the windfall was a complete surprise or something you spent years building toward.

The 3 most common mistakes I see:

📊 Attempting to make investing and tax decisions without professional guidance

⚖️ Freezing and making no decisions at all (most common!)

📋 Missing the critical deadlines in year one

All three can be managed, but only if you get ahead of the emotions before the decisions start piling up.

The most important thing you can do in the first 90 days? Maybe nothing. Just take a breath.
Tell very few people. Then contact your financial planner or tax professional who can offer insights and guidance.

There is rarely a cost to waiting. There is frequently a cost to moving too quickly.

06/08/2026

The first few months of retirement will possibly feel different than you expect! At first, there is relief. Your schedule changes, no more bosses (!!), and toss your alarm clock in the garbage. 🗑️

But eventually, the novelty wears off. Some retirees quickly settle into a new routine. Others realize they miss parts of working more than expected.

What's important is that there is no single way to begin your next chapter in life.

Address

4240 Airport Road Suite 204
Cincinnati, OH
45226

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+15132547319

Website

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