Incline Wealth Advisors

09/19/2025

For months we’ve been talking about the possibility of rate cuts — and as of Wednesday, they are here.I’m grateful for the opportunity to once again be featured on WCPO’s Don’t Waste Your Money segment with Taylor Nimmo to share what this could mean for consumers. Lower borrowing costs, reduced savings yields, and potential shifts in the housing market are all on the table.The key takeaway: start preparing now by reviewing your credit, building savings, and keeping a close eye on mortgage rates. WCPO 9

01/09/2024

I am thrilled to announce that Eric Toepfer, CFP® has joined Incline Wealth Advisors as a Wealth Advisor.

Eric brings a vast amount of experience in investment management and financial planning to his clients and clients of the firm. He will be helping his clients meet their financial goals and priorities to achieve financial freedom. Eric is excited to be working as a fiduciary for his clients and will always act in their best interest.

Please join me in welcoming Eric Toepfer to the firm, and feel free to reach out for any financial needs you may have.

Meet the Full Team Here: https://incline-wealth.com/about-2/

06/02/2023

Good Financial Reads: Learn how to prepare for a small business loan, value your business, fund long-term care, and manage your mindset for success.

05/31/2023

May Newsletter -

Since the collapse of Silicon Valley Bank back in March, people have been concerned about the safety of their cash. Read along as we briefly discuss what happened and ways you can protect your account from a bank run. https://incline-wealth.com/2023/05/bank-collapse/

04/28/2023

April Newsletter -

Since the pandemic many people have begun working from home and have a home office.  If you are one of those people who work from home, you could be eligible for a home office deduction on your taxes. Listen along to learn more about how you can take advantage of this deduction when filing your ta...

03/29/2023

March Newsletter -

If you receive a financial windfall, it may be hard, deciding where to put that money. Whether you sell your business receive an inheritance or a bonus, determining how to allocate that can be difficult.

02/27/2023

February Newsletter -

In this episode, I talked with Dr. Lindsey Willoughby. Lindsey is the owner of East Orchard Dentistry, a Dental Practice in Northern Kentucky. Lindsey acquired East Orchard Dentistry back in September of 2020 and has done a fantastic job, providing great service to her clients ever since. During our...

02/07/2023

JOIN US - Webinar this Thursday, February 7th -

Join us Thursday February 9th at Noon as we discuss the Business Owner’s Guide to Wealth. This webinar will cover topics related to the following:

01/27/2023

January Newsletter -

Congress has passed the second version of the SECURE Act which stands for Setting Every Community Up for Retirement Enhancement.

12/22/2022

December Year-End Newsletter -

Inflation has been making every area of our lives more expensive as the costs of the goods and services we use every day have skyrocketed. The Federal Reserve is attempting to lower inflation by using the bluntest tool in its arsenal – raising the key short-term interest rate.

11/03/2022

Do you need a trust?

Trusts are often talked about and seldom understood.

11/01/2022

Inflation leading to higher tax brackets

Inflation has been making every area of our lives more expensive as the costs of the goods and services we use every day have skyrocketed. The Federal Reserve is attempting to lower inflation by using the bluntest tool in its arsenal – raising the key short-term interest rate.

This has meant that as prices have continued to increase, they are being followed by higher costs for debt. If you're carrying a credit card balance, you've likely noticed the difference. And hopefully, you have a fixed-rate mortgage.

But there may be a small silver lining. The IRS pegs tax brackets, tax deductions, 401(k), and other tax-efficient vehicle contribution amounts to inflation. A careful review of your financial picture, combined with some proactive tax planning, may save you money and set you up for increased savings growth in the years to come.

Tax Brackets Are Moving North
Tax brackets are increased due to inflation to ensure that tax brackets reflect people's real income. Inflation means credits, deductions, and exemptions are worth less, which translates to an increase in taxes paid. Raising the amount of the income range in each bracket shelters more income from higher rates.
The amount of the increase is usually so small that it doesn’t affect most people’s tax brackets, but this year the brackets jumped a lot.

10%: $1-11,000 for singles and $0-$22,000 for couples
12%: $11,001-$44,725 for singles and $22,001-$89,450 for couples
22%: $44,726-$95,375 for singles and $89,451-$190,750 for couples
24%: $95,376- $182,100 for singles and at $190,751-$364,200 for couples
32%: $182,101-$231,250 for singles, and $364,201- $462,500 for couples

There are also other impacts to Standard Deduction and Social Security. Click the link in comments for the full article.