Florence Smith, CFP, MBA, Financial Advisor with Raymond James

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Chapel Hill, NC
Florence Smith, CFP, MBA, Financial Advisor with Raymond James

I specialize in providing comprehensive financial planning and investment management.

10/27/2026

While the name may sound counterintuitive, intentionally defective grantor trusts can be effective preservation and tax-efficiency tools. Here, we cover their basics:

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09/30/2026

Supporting a nonprofit can extend beyond writing a check. Learn how serving on a board can help you shape strategy, strengthen governance and create a lasting impact for the organizations you value most:

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09/29/2026

Explore our primer for helping newcomers to the big leagues navigate the slings and arrows that come along with outrageous fortune:

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09/29/2026

Building long-term financial security often starts with consistent habits. Explore practical ways to make the most of your retirement accounts and keep your savings goals on track:

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09/18/2026

When borrowing is part of the plan: How lending can help high-net-worth individuals meet short-term moments while preserving long-term goals. Learn more:

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09/17/2026

Medicare decisions can have a meaningful impact on retirement expenses. With Medicare's Annual Enrollment Period approaching, now is a great time to review your healthcare coverage and understand your options for the year ahead. Consider connecting with Chapter, a Medicare advisory service provider, to review your current coverage and confirm it continues to align with your healthcare needs. Get started by reviewing the Chapter one-pager.

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08/26/2026

Legacy isn't just about the assets you leave behind. It's about the impact you leave on the people who matter most.

You may spend years building wealth, but have you considered how that wealth will be transferred, who it will benefit, and whether it reflects your long-term goals?

Thoughtful planning can help ensure your assets support the people, causes, and values that are most important to you while creating greater clarity for future generations.

Let's start a conversation about what legacy means to you.

08/26/2026

Private credit direct lending investments may bridge the reward gap for income-seeking investors with slightly more tolerance for risk. Learn more:

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08/25/2026

This week's report, written by Ted Ruddock, Managing Director and Co-Head of Fixed Income Private Wealth, shares how changing supply and demand dynamics, elevated municipal yields, and upcoming Federal Reserve decisions are creating attractive opportunities for investors seeking tax-efficient income.

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08/24/2026

Did you know you can use life insurance in strategic business planning? Here are some use cases for savvy entrepreneurs:

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Address

101 Glen Lennox Drive Suite 260
Chapel Hill, NC
27517

Website

https://www.raymondjames.com/chapelhill-branch/about-us/our-team/bio?_=Florence.Smith, https://www.letsmakeaplan.org/fin

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