YDream Financial Services Inc.

YDream Financial Services Inc. Your unbiased, trusted fee-only fiduciary Certified Financial Planner here to help you reach your dreams and enjoy financial peace of mind. Geek at heart.

What’s Going on in the Markets-May 31, 2026It’s the end of May, and stock markets continue to demonstrate remarkable str...
06/01/2026

What’s Going on in the Markets-May 31, 2026

It’s the end of May, and stock markets continue to demonstrate remarkable strength. The S&P 500 and Nasdaq indexes both reached record highs on the last trading day of the month (Friday), capping off a powerful May in which major indices gained between 2.5% and 11%. Notably, only Bitcoin and gold declined during the month, and year-to-date, Bitcoin remains the only major asset class down double digits, while bonds are modestly negative....

It’s the end of May, and stock markets continue to demonstrate remarkable strength. The S&P 500 and Nasdaq indexes both reached record highs on the last trading day of the month (Friday), cappi…

What’s Going on in the Markets May 17, 2026Editor's Note: This is a reposting of a video that mysteriously disappeared f...
05/31/2026

What’s Going on in the Markets May 17, 2026

Editor's Note: This is a reposting of a video that mysteriously disappeared from May 17 2026. What’s really driving this stock market surge, and can it keep going? View my short video here. In this week’s update, I break down the powerful rally we’ve seen since the March 30th lows, with the S&P 500 up 18% and the NASDAQ soaring 28% in just a month and a half....

Editor’s Note: This is a reposting of a video that mysteriously disappeared from May 17 2026. What’s really driving this stock market surge, and can it keep going? View my short video he…

Scam Alert: Don’t Answer the Call or TextApple is warning iPhone users about highly convincing fake calls and texts that...
04/12/2026

Scam Alert: Don’t Answer the Call or Text

Apple is warning iPhone users about highly convincing fake calls and texts that try to steal your passwords, codes, and money using Apple Pay. Stay vigilant....

Apple is warning iPhone users about highly convincing fake calls and texts that try to steal your passwords, codes, and money using Apple Pay. Stay vigilant.

Scam Alert: Don't Answer the Call or Text -
04/12/2026

Scam Alert: Don't Answer the Call or Text -

Fraudsters are texting fake “Apple Pay fraud alerts” to trick people into authorizing their own transfers—making it almost impossible to recover any lost money.

Why You Shouldn’t Trust the Postmark Anymore -
03/25/2026

Why You Shouldn’t Trust the Postmark Anymore -

Starting December 24, 2025, the U.S. Postal Service (USPS) quietly changed how postmarks are applied, and it could mean the difference between an on‑time filing and a late-penalty charge.

Why You Shouldn’t Trust the Postmark Anymoreby
03/24/2026

Why You Shouldn’t Trust the Postmark Anymore

by

A Tax Filing Update You Need to Know: If you still mail tax returns, payments or important IRS forms, this one’s for you.

No Paper, Only Plastic or Digital: Welcome to Tax Filing Season 2026by
03/21/2026

No Paper, Only Plastic or Digital: Welcome to Tax Filing Season 2026

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2025 Tax Season Changes includes New Deductions, Bigger Credits, and the End of Paper Payments and Refund Checks

No Paper, Only Plastic or Digital: Welcome to Tax Filing Season 2026I can’t believe it’s already here again—tax season. ...
03/01/2026

No Paper, Only Plastic or Digital: Welcome to Tax Filing Season 2026

I can’t believe it’s already here again—tax season. Didn’t we just finish filing 2024 returns and 2025 tax planning? Since time marches on, the IRS began accepting and processing 2025 tax-year returns on Monday, January 26, 2026. What’s new The One Big Beautiful Bill Act, signed into law in July 2025, made several changes taxpayers may want to be aware of when preparing their returns, including these:...

I can’t believe it’s already here again—tax season. Didn’t we just finish filing 2024 returns and 2025 tax planning? Since time marches on, the IRS began accepting and processing 2025 tax-year retu…

Mandatory Roth Catch-Up Contributions Begin in 2026 -
02/22/2026

Mandatory Roth Catch-Up Contributions Begin in 2026 -

For nearly a quarter century, employers have offered their retirement savings plan participants age 50 and older a valuable opportunity: the chance to make additional catch-up contributions to their plans.¹

Mandatory Roth Catch-Up Contributions Begin in 2026 by
02/16/2026

Mandatory Roth Catch-Up Contributions Begin in 2026 by

High earners will lose pre‑tax 401(k) catch‑up contributions and must make Roth contributions instead. Here's what you need to know before your paycheck potentially shrinks starting in 2026.

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47969 Inveraray Road
Canton, MI
48188

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