Maria E Tibudan, CPA PC

Maria E Tibudan, CPA PC No annoying advisory and financial lingo. Just straight, authoritative and friendly advice. Visit us: www.metcpa.net
Or give us a call: (248) 822-8168

We are a full- service CPA firm located in Troy, MI. We offer broad range of accounting, business consulting and tax services for business owners, individuals, executives and service professionals. We strive to get you the quality work and personal attention you deserve. We take pride in every detail of work we deliver to our clients, one engagement at a time. Call us for a complementary initial c

onsultation and see how we can help you! We are your trusted and reliable partner in making your business grow. Call (844) 278-8598 or (248) 822-8168

Tax Season is here!
02/02/2026

Tax Season is here!

02/02/2026

Miss filing taxes in recent years?
Feel stuck on where to begin?
The first step isnโ€™t โ€œfix everything.โ€
Itโ€™s "๐˜ด๐˜ต๐˜ข๐˜ณ๐˜ต ๐˜ด๐˜ฐ๐˜ฎ๐˜ฆ๐˜ธ๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ."
Hereโ€™s the order I walk clients through:
1๏ธโƒฃ ๐—š๐—ฎ๐˜๐—ต๐—ฒ๐—ฟ ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—ฎ๐—ป. Pull together W-2s, 1099s, bank statements... or request your IRS wage & income transcripts (I can help with that).
2๏ธโƒฃ ๐—™๐—ถ๐—น๐—ฒ ๐—ณ๐—ฟ๐—ผ๐—บ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐˜€๐˜ ๐—ฟ๐—ฒ๐—ฐ๐—ฒ๐—ป๐˜ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ฏ๐—ฎ๐—ฐ๐—ธ๐˜„๐—ฎ๐—ฟ๐—ฑ. The IRS usually focuses on the last six years... and filing newer returns first stops penalties faster.
3๏ธโƒฃ ๐——๐—ผ๐—ปโ€™๐˜ ๐—ณ๐—ถ๐—น๐—ฒ ๐—ฏ๐—น๐—ถ๐—ป๐—ฑ๐—น๐˜†. If you owe, thereโ€™s a right way and a right order to do it. Sometimes we file all at once, sometimes in stages. It depends on your case.
Getting current is about progress, not perfection.
๐Ÿ’ฌ ๐˜๐˜ง ๐˜บ๐˜ฐ๐˜ถโ€™๐˜ณ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ๐˜บ ๐˜ต๐˜ฐ ๐˜ต๐˜ข๐˜ฌ๐˜ฆ ๐˜ต๐˜ฉ๐˜ข๐˜ต ๐˜ง๐˜ช๐˜ณ๐˜ด๐˜ต ๐˜ด๐˜ต๐˜ฆ๐˜ฑ, ๐˜‹๐˜” ๐˜ถ๐˜ด. ๐˜ž๐˜ฆโ€™๐˜ญ๐˜ญ ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฑ ๐˜บ๐˜ฐ๐˜ถ ๐˜ฎ๐˜ข๐˜ฌ๐˜ฆ ๐˜ข ๐˜ฑ๐˜ญ๐˜ข๐˜ฏ ๐˜ต๐˜ฉ๐˜ข๐˜ต ๐˜จ๐˜ฆ๐˜ต๐˜ด ๐˜บ๐˜ฐ๐˜ถ ๐˜ฃ๐˜ข๐˜ค๐˜ฌ ๐˜ฐ๐˜ฏ ๐˜ต๐˜ณ๐˜ข๐˜ค๐˜ฌ.

A few questions we've been asked over the years when it comes to strategies for customer retention (and our answers to t...
11/12/2025

A few questions we've been asked over the years when it comes to strategies for customer retention (and our answers to them):

"๐™ƒ๐™ค๐™ฌ ๐™ค๐™›๐™ฉ๐™š๐™ฃ ๐™จ๐™๐™ค๐™ช๐™ก๐™™ ๐™„ ๐™›๐™ค๐™ก๐™ก๐™ค๐™ฌ ๐™ช๐™ฅ ๐™ฌ๐™ž๐™ฉ๐™ ๐™ข๐™ฎ ๐™˜๐™ช๐™จ๐™ฉ๐™ค๐™ข๐™š๐™ง๐™จ?โ€
Within a couple of days of delivery or service is best. After that, consider periodic check-ins (monthly, quarterly) depending on your industry.

โ€œ๐™ƒ๐™ค๐™ฌ ๐™จ๐™๐™ค๐™ช๐™ก๐™™ ๐™„ ๐™๐™–๐™ฃ๐™™๐™ก๐™š ๐™– ๐™ฃ๐™š๐™œ๐™–๐™ฉ๐™ž๐™ซ๐™š ๐™ค๐™ฃ๐™ก๐™ž๐™ฃ๐™š ๐™ง๐™š๐™ซ๐™ž๐™š๐™ฌ?โ€
Respond quickly, stay professional, and avoid defensiveness. Thank the reviewer for their feedback. Apologize if necessary, and explain how youโ€™ll address the issue.

โ€œ๐™ƒ๐™ค๐™ฌ ๐™˜๐™–๐™ฃ ๐™„ ๐™ ๐™š๐™š๐™ฅ ๐™˜๐™ช๐™จ๐™ฉ๐™ค๐™ข๐™š๐™ง๐™จ ๐™š๐™ฃ๐™œ๐™–๐™œ๐™š๐™™ ๐™—๐™š๐™ฉ๐™ฌ๐™š๐™š๐™ฃ ๐™ฅ๐™ช๐™ง๐™˜๐™๐™–๐™จ๐™š๐™จ?โ€
Share useful tips, updates, or resources through email or social media. Show up in their world in a way that adds value (not just to sell).

โ€œ๐™’๐™๐™–๐™ฉโ€™๐™จ ๐™ฉ๐™๐™š ๐™—๐™ž๐™œ๐™œ๐™š๐™จ๐™ฉ ๐™ข๐™ž๐™จ๐™ฉ๐™–๐™ ๐™š ๐™—๐™ช๐™จ๐™ž๐™ฃ๐™š๐™จ๐™จ ๐™ค๐™ฌ๐™ฃ๐™š๐™ง๐™จ ๐™ข๐™–๐™ ๐™š ๐™ฌ๐™ž๐™ฉ๐™ ๐™ง๐™š๐™ฉ๐™š๐™ฃ๐™ฉ๐™ž๐™ค๐™ฃ?โ€
Inconsistency. They follow up a few times, then get busy and stop. Retention works best when itโ€™s built into your systems, not left to chance.

Have more questions?
Drop them in the comments below.

Not every veteranโ€™s story looks the same.Some came home and started businesses. Some went back to school. Some still car...
11/11/2025

Not every veteranโ€™s story looks the same.

Some came home and started businesses. Some went back to school. Some still carry experiences the rest of us canโ€™t see.

But all answered a call to serve, and that choice shaped the country we get to live and work in today.

On Veterans Day, we pause to recognize that our everyday freedoms (to build, plan, speak, and disagree openly) exist because others stood in hard places to protect them.

To every veteran, and to the families whoโ€™ve carried that service in their own way: ๐—ง๐—›๐—”๐—ก๐—ž ๐—ฌ๐—ข๐—จ.

11/10/2025

If an IRS audit landed on your desk today, how confident are you that your records would hold up?

If you're not, know that confidence with this simply comes from clarity. A few smart systems now can make any audit feel manageable.

Start here:
๐Ÿงพ Keep digital copies of every receipt (legible, dated, and labeled)
๐Ÿš— Track mileage as you go, not later. โ€œRecreated logsโ€ are easy to disallow.
๐Ÿฝ Note who you met with and why on each meal receipt.

These small habits build big peace of mind later, and theyโ€™ll stand up if the IRS puts you on their audit list.

Every business owner gets surprised by something, and usually not what they expected.Some surprises are good, some are e...
11/07/2025

Every business owner gets surprised by something, and usually not what they expected.

Some surprises are good, some are expensive, and some change how you think about growth.

Whatโ€™s been the biggest surprise in your business journey so far?

11/06/2025

What do you think peopleโ€™s biggest financial worry is heading into 2026?
A) Rising cost of living
B) Job or income stability
C) Having enough saved for emergencies
D) Paying off tax debt
E) Retiring comfortably

(Bonus: What are you hearing most people in your circle talk about right now?)

11/05/2025

We work with people every day who are facing tax debt or barely keeping up with their monthly bills. Most didnโ€™t get there because they were careless. They just didnโ€™t have enough to cover everything.

But the hard reality is, when you have no cushion, every surprise bill or slow month sets you back ๐™–๐™œ๐™–๐™ž๐™ฃ. Thatโ€™s how people stay stuck in the same tax debt cycle.

So here's what we suggest.
โ€ข Start smaller than you think you need to.
โ€ข Look at where your money is actually going.
โ€ข Cut one thing that doesnโ€™t move you forward.
โ€ข Save that small amount automatically.

Youโ€™re not trying to build wealth right now. Youโ€™re buying stability.

A few dollars saved today can be the difference between paying your next tax bill and falling behind again.

Why Cash Flow Management Is Important At Year-End in Your Bloomfield Hills Business
11/04/2025

Why Cash Flow Management Is Important At Year-End in Your Bloomfield Hills Business

Learn why cash flow management is important at year-end to turn paper profit into real, available cash and maximize your 2026 growth potential.

11/04/2025

Is the economy going "K-shaped"?
https://www.cnbc.com/2025/10/23/k-shaped-spending-sectors-showing-bifurcation.html

If it is and...

1. You're a high-net-worth individual or successful business owner:
This K-shape trend reinforces the need for sophisticated, proactive tax planning to manage growing assets and potential policy changes.

2. You're in the middle to lower economic class struggling with inflation and spending pressures, every tax deduction and credit matters more than ever.

๐—ช๐—ต๐—ถ๐—ฐ๐—ต๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐˜€๐—ถ๐—ฑ๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ "๐—ž" ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐—ผ๐—ป, ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜๐—ฎ๐˜… ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—บ๐˜‚๐˜€๐˜ ๐—ฎ๐—ฑ๐—ฎ๐—ฝ๐˜ ๐˜๐—ผ ๐˜๐—ต๐—ถ๐˜€ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ถ๐—ป๐—ด ๐—น๐—ฎ๐—ป๐—ฑ๐˜€๐—ฐ๐—ฎ๐—ฝ๐—ฒ.

Let's review your 2025 year-end strategy and begin planning your 2026 outlook now.

Reducing your nonprofitโ€™s IRS audit risk requires you to move past reaction mode into always-ready mode.That means build...
11/03/2025

Reducing your nonprofitโ€™s IRS audit risk requires you to move past reaction mode into always-ready mode.

That means building compliance into your daily operations.
โœณ๏ธ File returns on time
โœณ๏ธ Document every board decision
โœณ๏ธ Keep receipts organized
โœณ๏ธ Separate personal and organizational funds completely

Ask yourself this...
๐—œ๐—ณ ๐˜๐—ต๐—ฒ ๐—œ๐—ฅ๐—ฆ ๐˜€๐—ต๐—ผ๐˜„๐—ฒ๐—ฑ ๐˜‚๐—ฝ ๐˜๐—ผ๐—บ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—ฎ๐—ป๐—ฑ ๐—ฎ๐˜€๐—ธ๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฟ๐—ฒ๐—ฐ๐—ผ๐—ฟ๐—ฑ๐˜€, ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ณ๐—ฒ๐—ฒ๐—น ๐—ฐ๐—ผ๐—ป๐—ณ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜ ๐—ต๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ๐—บ ๐—ผ๐˜ƒ๐—ฒ๐—ฟ?

If not, itโ€™s time to strengthen your systems.
Not because you expect an audit, but because good records protect the mission youโ€™ve worked so hard to build.

We can help your non-profit create that kind of structure so you can stay focused on impact, not paperwork.

Itโ€™s the right question to ask. Most audit issues donโ€™t come from doing something wrong. They come from not being able t...
10/31/2025

Itโ€™s the right question to ask.

Most audit issues donโ€™t come from doing something wrong.

They come from not being able to show what was done right.

The IRS wants more than a pile of receipts or a few bank statements.

They look for clear, consistent documentation that connects every business expense to a legitimate purpose.

Thatโ€™s where we use what we call the Proof of 3 framework:
1๏ธโƒฃ ๐—ฃ๐—ฟ๐—ผ๐—ผ๐—ณ ๐—ผ๐—ณ ๐—ฃ๐˜‚๐—ฟ๐—ฐ๐—ต๐—ฎ๐˜€๐—ฒ: What was bought and from whom
2๏ธโƒฃ ๐—ฃ๐—ฟ๐—ผ๐—ผ๐—ณ ๐—ผ๐—ณ ๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜: When and how it was paid
3๏ธโƒฃ ๐—ฃ๐—ฟ๐—ผ๐—ผ๐—ณ ๐—ผ๐—ณ ๐—ฃ๐˜‚๐—ฟ๐—ฝ๐—ผ๐˜€๐—ฒ: Why it was business-related

Not every expense needs all three pieces, but together they form the gold standard for audit defense.

When your records can tell that story, youโ€™re in control... not scrambling for paperwork later.

Address

7 W Square Lake Road
Bloomfield Hills, MI
48302

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(248) 822-8168

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