Harford Financial Group

06/03/2026

We were grateful for the opportunity to support the meaningful work of The Evan M. Snyder Foundation. It's mission to uplift young adults who embody Evan’s spirit of hard work, ambition, and school pride is truly inspiring.

06/03/2026

Cyber attacks are a growing online threat, but the good news is that you can insure your business!

90% of small businesses in the U.S. don't protect their data from cyber attacks. Is your business at risk?

06/02/2026

When a federal employee or retiree passes away, surviving spouses are often left navigating a complex system of benefits, paperwork, and important financial decisions during an already difficult time.

In this week's blog, Bryan Angelilli outlines the key steps to take to help families understand how to secure survivor benefits, maintain health insurance coverage, and avoid common delays in the process.

Read the full blog here: https://www.harfordfinancialgroup.com/blog/what-to-do-when-a-federal-employee-or-retiree-dies-a-step-by-step-guide-fo

05/28/2026

A little humble brag for one of our long-time clients, and sister-in-law of our advisor, Ed Simon, who continues to do amazing things for our community.

We are so excited to see her nominated to serve on the Harford County Public Schools Board of Education. Congratulations on this well-deserved recognition and opportunity to make an even greater impact! Read a little bit more about BangTam Miller below.

Mrs. Miller is a small business owner and the founder of the 755 Alliance nonprofit organization. In 2015, she received the Local Management Board’s Champion of Children Award, and was recently named Harford County’s Most Beautiful People Ripple Effect Award, the Baltimore Sun’s 25 Women to Watch, and a finalist for the Athena Organizational Leadership Award for her selfless volunteer work.

📸provided from HCPS website.

05/27/2026

It isn't whether you should have auto insurance - it's what kind you should have.

What kind of auto insurance should you have? Do you know?

05/27/2026

Federal Reserve officials appear increasingly focused on how persistent inflation could shape future interest rate decisions.

Minutes from the most recent Fed meeting show that many officials supported keeping rates steady, while also noting that higher rates could become appropriate if inflation remains above the central bank’s 2% target.

The meeting also reflected a notable level of disagreement. The committee voted to hold its benchmark rate at 3.5% to 3.75%, but four members dissented — the highest number of dissents since 1992.

A key issue was whether the Fed’s statement should continue to suggest that a rate cut remained the more likely next move. Several officials preferred more flexible language, given ongoing inflation pressures.

For households and businesses, these discussions matter because interest rate decisions can influence borrowing costs, savings yields, mortgage rates, credit card rates, and broader economic conditions.

A majority of officials anticipated that interest rate increases would be necessary if the Iran war continued to aggravate inflation.

05/25/2026

Office Closure Reminder: Today, Monday, May 25th, our office is closed in observance of Memorial Day.

05/20/2026

Celebrating our Grads!

Our interns Ryan and Drew are graduating from Towson this month.

We are so excited for their continued success.

05/20/2026

Most retirees think the biggest risk is the market.

However, in Michael’s latest blog, he writes about the sequence-of-returns risk and about creating a more sustainable retirement strategy.

Read it here: https://www.harfordfinancialgroup.com/blog/the-biggest-risk-in-retirement-isnt-what-you-think

05/20/2026

Protecting you or your company from a civil claim may require an insurance coverage you have never heard of.

E&O insurance is specifically designed to protect you, or your company, from the risk of a client’s dissatisfaction.