John Micavich Financial Planner

John Micavich Financial Planner . Preparing for that next step in life isn’t always easy.

I offer total financial needs analysis through a network of experienced professionals with expertise in: • Advisory services • Retirement analysis and programs • Estate strategies • Employee benefit and retention services • Business continuation strategies • Trust services I offer a broad portfolio of individual life, disability income, long-term care insurance protection, asset accumulation strat

egies, and financial products and services for families, businesses, and institutions. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future. • I am a registered representative of and offer securities, and investment advisory and financial planning services through MML Investors Services, LLC., member SIPC. Supervisory address: 101 Federal St, Suite 800, Boston, MA 02110 617.439.4389 • I am licensed to sell insurance in: NH, MA, and ME and securities in: NH, MA, ME, SC, and FL. I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business.

Finding the right path to building your net worth can feel overwhelming. Between saving, investing, managing debt, and p...
09/01/2026

Finding the right path to building your net worth can feel overwhelming. Between saving, investing, managing debt, and planning for the future, it’s not always clear what deserves your attention first. Let’s sit down and discuss what you’re doing well, where there may be opportunities to improve, and how to align your financial decisions with the goals that matter most to you.

08/31/2026

U.S. equities edged higher last week on strong AI-driven tech earnings, though gains were limited by hawkish Fed commentary. Persistent inflation kept investors focused on the outlook for interest rates, leading to mixed Treasury performance. Meanwhile, lower oil prices helped ease some inflation concerns. Check out this week’s market perspective to learn more.

For many owners, the business becomes the center of everything. But the strongest outcomes tend to come when you step ba...
08/27/2026

For many owners, the business becomes the center of everything. But the strongest outcomes tend to come when you step back and look at the full picture of your business, your personal finances, and where you want both to take you over time.

Turning 18 is a big milestone. It also brings important changes many families don’t realize — like parents losing access...
08/27/2026

Turning 18 is a big milestone. It also brings important changes many families don’t realize — like parents losing access to medical and financial information. This article walks through a few important forms to consider and why they matter. And if you’d like help taking the next step, I can connect you with trusted legal professionals in our community.

https://bit.ly/4gmZcCN

Does this number surprise you? Drop a 👍 if you’ve started planning or a 💭 if you haven’t yet. Let’s talk about it.
08/27/2026

Does this number surprise you? Drop a 👍 if you’ve started planning or a 💭 if you haven’t yet. Let’s talk about it.

AM Best, S&P, and Moody’s ratings are key elements when determining the strength of an insurer. Let’s talk about who the...
08/27/2026

AM Best, S&P, and Moody’s ratings are key elements when determining the strength of an insurer. Let’s talk about who these organizations are and what their ratings mean for
your retirement planning.

When it comes to long-term investing, make sure you have a blueprint that helps you invest toward your goals but allows ...
08/25/2026

When it comes to long-term investing, make sure you have a blueprint that helps you invest toward your goals but allows for flexibility as things change. Investing is a lifelong process. Taking a thoughtful, disciplined approach can help ensure your decisions remain aligned with your values and your goals.

08/25/2026

Last week, U.S. markets weakened as higher Treasury yields and borrowing costs weighed on investor sentiment, especially among growth-oriented areas of the market. Inflation concerns linked to energy prices and geopolitical tensions pushed bond yields higher. Economic data was mixed, with softer consumer spending balanced by stronger business activity. Read this week’s market perspective to learn more.

When a business is part of the picture, trust planning can help balance family needs with long‑term continuity goals. Co...
08/24/2026

When a business is part of the picture, trust planning can help balance family needs with long‑term continuity goals. Coordinating with legal and tax advisors can help create a structure that supports both.

Let’s connect and discuss first steps.

Variable annuities can be a great option for those looking to bolster their retirement income needs but don’t want to gi...
08/21/2026

Variable annuities can be a great option for those looking to bolster their retirement income needs but don’t want to give up on the potential for growth. Does your retirement plan align with your future retirement income needs?

Address

43 Constitution Drive Suite 201
Bedford, NH
03110

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