Jackson Sams Wealth Strategies

06/03/2026

Did you hear about Aretha Franklin’s handwritten will? How did Frank Sinatra keep his family from contesting his \$100m estate? The examples of famous celebrities underline the need for a clear estate strategy.

The examples of famous celebrities underline the need for a clear estate strategy.

06/02/2026

Love, identity, and authenticity deserve to be celebrated—today and every day. 🌈

This Pride Month, we recognize and honor the LGBTQ+ community for the strength, courage, and joy they bring to every space they’re part of.

06/01/2026

Paying your mortgage every two weeks instead of monthly could knock years off your loan. See the numbers and decide if bi-weekly payments make sense for you.

See how switching to bi-weekly mortgage payments could reduce interest and shorten your loan.

06/01/2026

June is Alzheimer's and Brain Awareness Month. How much do YOU know about Alzheimer's disease and other forms of dementia? Let's work together to support those affected by these conditions and focus on finding a cure.

05/29/2026

Even if you’re young and single, you should still consider protecting yourself with insurance.

Even if you’re young and single, you should still consider protecting yourself.

05/28/2026

Summer is right around the corner and it is the season most likely to quietly derail your finances.

Vacations, dining out, kids home from school, spontaneous weekend plans, the expenses feel small in the moment, but they stack up fast.

A few mindset shifts that make a real difference:

1. Budget for “fun” explicitly.
If you don’t give leisure spending its own line, it will borrow from savings, bills, or next month’s budget.

2. Audit your subscriptions before peak season.
Summer often brings short-term services like streaming platforms, travel apps, activity passes. Set a reminder to cancel what you no longer use.

3. Separate wants from urgency.
Summer creates a sense of “now or never”, the trip, the event, the experience. Pause and ask: Is this a genuine priority, or just the season talking?

4. Keep your savings rate non-negotiable.
Treat your monthly savings transfer like a bill. It gets paid first. Everything else adjusts around it.

Summer is meant to be enjoyed, so enjoy it. However, the goal isn’t restriction, it’s intention.

Spend on what genuinely matters to you, and you’ll reach September without regret or financial whiplash.

What’s your go-to strategy for keeping finances on track during summer? I’d love to hear it.

05/27/2026

Where there's a will there's a way. Don't leave your estate unattended—update your documents.

Sound estate management includes creating financial and healthcare documents. Here's an inside look.

05/27/2026

Your child’s student loan debt is now your retirement risk.

If you took out Parent PLUS loans for your kids or co-signed private ones, the rules just changed. And the window to act is tight.

By July 1, 2026, Parent PLUS borrowers who want a path to income-driven repayment will need to consolidate first. Miss that window and your options narrow considerably. New Parent PLUS loans issued after that date won’t qualify for the new Repayment Assistance Plan at all.

Here’s what I keep seeing in client conversations: People in their late 50’s and 60’s carrying $80,000, sometimes $150,000 or more in education debt for adult children. They’re five to ten years from the retirement they pictured. The loan payment is the line item that makes the math stop working.

This is fixable. But it requires pulling the loans into focus the way you’d look at any other piece of your plan, with the numbers in front of you, not in your head.

If this debt is sitting in your peripheral vision, bring it forward before summer. The window matters more than the worry.

05/25/2026

Selling an asset? Before you do, get a sense of what the federal capital gains tax could look like. Enter your numbers and see a quick estimate.

Estimate your potential federal capital gains tax liability on the sale of an asset.

05/25/2026

Child life insurance acts as an investment for giving your child a strong financial start in life. The cash value that accumulates in the policy can be tapped to fund major life milestones, like getting their first car, paying for college or even a down payment on a house later on. The beauty of child life insurance lies in its flexibility—the cash value can be utilized at the discretion of the policy owner for any purpose you wish.