Lindsay Kaminski of Gateway Financial Partners

05/28/2026

Many retirees hit a wall when they transition from saving to spending. Without a clear plan, that nest egg can start feeling smaller than expected.

https://www.forbes.com/sites/stevevernon/2024/01/23/how-to-prevent-a-retirement-bummer/?ss=retirement&sh=6e5177d87406

Today’s pre-retirees face a tough retirement reality and will need to do their homework to live well in retirement.

05/21/2026

One of the biggest shifts in retirement is moving away from a consistent paycheck.

Instead, income may come from multiple sources, each with its own timing and structure.

Social Security might arrive monthly, while withdrawals from retirement accounts may be taken as needed. Investment income can vary depending on market conditions.

Mapping out how these pieces come together on a monthly basis can help make retirement feel more tangible.

05/13/2026

Strong retirement plans are often built on consistent habits, not one-time decisions.

A few that tend to come up often:

• Monitoring spending patterns
• Revisiting your plan regularly
• Adjusting based on life changes
• Staying aware of how income and expenses evolve

Kiplinger has more!

https://www.kiplinger.com/retirement/retirement-planning/habits-to-ensure-effective-retirement-planning?

These habits, gleaned from the results of a survey of financially savvy adults, can help increase your confidence and guide your planning as you head toward retirement.

05/10/2026

Wishing all moms and mother figures a day filled with appreciation, love, and a little well-deserved rest.

05/04/2026

Retirement rarely follows a straight line.

Markets move. Expenses change. Health, family, and priorities can all shift over time.

That’s why planning tends to be ongoing. It often includes:
• Reviewing income sources like Social Security, accounts, or pensions
• Adjusting withdrawal strategies based on market conditions
• Reassessing spending needs year to year

The plan itself may evolve, but having a process in place can help you adapt as things change.

04/23/2026

Late enrollment penalties? Higher premiums? Coverage gaps? These are just some of the risks retirees face when they don’t plan ahead.

https://www.kiplinger.com/retirement/dont-let-a-medicare-mistake-haunt-your-retirement

It’s vital to carefully consider your options so that you get the appropriate coverage for your specific needs.

04/20/2026

Timing plays a bigger role than many people expect.

A few examples:

• When Social Security is claimed
• When withdrawals begin
• When investment allocations are adjusted

Each decision can affect income, taxes, and how long assets are used over time.

04/14/2026

It’s easy to think retirement planning starts and ends with investments.

But most people find that the real questions come later.

How will income be structured?
What will healthcare look like?
How will expenses be managed month to month?

That’s where the broader plan starts to take shape.

04/05/2026

Wishing you a joyful and peaceful Easter!

03/26/2026

One of the most common retirement questions is:

How much can I withdraw from my portfolio each year?

Many people have heard of the “4% rule,” but modern retirement research often looks at withdrawal strategies with more.

Morningstar has more!

flexibility.https://www.morningstar.com/retirement/how-retirees-can-determine-safe-withdrawal-rate-2025?