09/01/2026
What if I told you that one decision you make before retirement could affect your income for the next 20-30 years?
-Not your investments.
-Not the stock market.
-Not interest rates.
Your pension election.
I've met many employees who spent years focusing on savings but only a few hours reviewing one of the biggest retirement decisions they'll ever make.
Before you file your retirement paperwork, ask yourself:
✅ Do I understand all my pension options?
✅ Do I know how each option affects my spouse?
✅ Have I coordinated my pension with Social Security?
✅ Do I know what my retirement income will actually look like?
Most people have a pension estimate.
Far fewer have a retirement income plan.
