17/06/2026
76% of NZ small businesses have little to no cash reserves. 😬
Not a lot of breathing room if something unexpected comes up.
The good news is, building a buffer doesn’t have to mean finding a big lump sum. Small, consistent habits can make a real difference over time.
We’ve shared some practical starting points in our latest blog 👉 https://praxisca.nz/what-are-cash-reserves-and-why-does-your-small-business-need-them/