What are the opening hours?

Monday 9:30am - 6:30pm Tuesday 9:30am - 6:30pm Wednesday 9:30am - 6:30pm Thursday 9:30am - 6:30pm Friday 9:30am - 3:30pm

TPD Wealth Management Ltd

Home
United Kingdom
Stockport
TPD Wealth Management Ltd

Directions Website Contact the business

Whatever the future brings, we'll strive to produce tailored solutions as individual as you are.

We offer free of charge Pension Reviews to help people potentially boost their income in retirement. This will look at the effect of pension charges on your funds, and see if you can benefit from transferring to a more competitively charged pension.

02/11/2026

Brits are more risk-averse when considering investing than other nations.

According to Manchester Metropolitan University, excluding workplace pensions, only 23% of people in the UK invest in the stock market, compared with nearly two-thirds in the US.

To discover some of the reasons why cash might feel safer and the potential impact of overlooking investing, read our latest blog, linked below.

https://tpdwealth.co.uk/the-psychology-behind-favouring-cash-instead-of-investing/

30/10/2026

Rising property prices have left many aspiring homeowners struggling to get on the property ladder.

If you’re in this situation, you might consider taking out a so-called “ultra-long mortgage” that you repay over 30 to 40 years.

To find out more about ultra-long mortgages and weigh the pros and cons of whether they might be right for you, click the link below.

Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it.

https://tpdwealth.co.uk/do-ultra-long-mortgages-provide-a-solution-for-struggling-first-time-buyers/

28/10/2026

Are you missing out on chances to reduce your Inheritance Tax bill?

A recent report covered by Today's Wills and Probate discovered that a person beginning estate planning at 50 and making use of multiple strategies, such as exemptions, reliefs, and business relief investments, could, on average, pass on £397,000 more to loved ones than those who delayed estate planning until they were 70.

If you want to learn more about some of the strategies that can mitigate a potential Inheritance Tax bill, click the link below.

https://tpdwealth.co.uk/the-12-3-billion-cost-of-delaying-estate-planning/

26/10/2026

3 ways business owners could plan for the unexpected:

1. Have an emergency fund you can use to pay for short-term outgoings
2. Take out appropriate financial protection
3. Register a Lasting Power of Attorney

Read our blog, linked below, to find out more about how you could protect your business.

https://tpdwealth.co.uk/3-ways-business-owners-could-plan-for-the-unexpected/

23/10/2026

Could Capital Gains Tax take more of your wealth than you expect?

According to the Office for Budget Responsibility, HMRC is forecast to collect £29.8 billion in Capital Gains Tax by 2030/31, more than double the £13.7 billion collected in 2024/25.

With the Annual Exempt Amount now just £3,000 and tax rates higher than they were a few years ago, more people could find themselves with a bill when disposing of investments, property, or other assets.

Read our latest blog, linked below, to discover 5 ways you might reduce a future Capital Gains Tax liability.

https://tpdwealth.co.uk/explained-capital-gains-tax-and-how-you-could-reduce-your-liability/

21/10/2026

3 psychological reasons you might prefer cash to investments:

1. Market movements can make investing feel uncertain
2. The fear of losing money could mean you favour cash
3. Cash is tangible, which may make it feel safer

Read our blog, linked below, to learn more about why cash might feel safer, and the potential impact of overlooking investing.

https://tpdwealth.co.uk/the-psychology-behind-favouring-cash-instead-of-investing/

19/10/2026

Could a longer mortgage term make buying your first home more affordable?

According to FTAdviser, 66% of mortgage holders under the age of 30 now have mortgage terms of between 30 and 40 years.

Spreading repayments over a longer period could reduce your monthly outgoings, which may help with affordability.

However, the total amount of interest you pay over the full mortgage term could be significantly higher.

Read our latest blog, linked below, to learn more about the pros and cons of ultra-long mortgages.

Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it.

https://tpdwealth.co.uk/do-ultra-long-mortgages-provide-a-solution-for-struggling-first-time-buyers/

16/10/2026

5 useful tips for avoiding headline-driven decisions ahead of the Budget:

1. Limit your exposure to the news and social media
2. Remember that speculation isn’t the same as policy
3. Keep in mind that not all potential changes will be relevant to you
4. There’s often a transition period before new policy is introduced
5. Build in a delay before you act on decisions

Read our blog, linked below, to find out more.

https://tpdwealth.co.uk/6-useful-tips-for-avoiding-headline-driven-decisions-ahead-of-the-budget/

14/10/2026

5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax:

1. Will your estate be liable for Inheritance Tax?
2. Would the withdrawal be subject to Income Tax?
3. How do you intend to use the money?
4. How might a large withdrawal affect your long-term income?
5. Are there other strategies you could use to reduce Inheritance Tax on your pension?

Read our blog, linked below, to learn more.

https://tpdwealth.co.uk/5-questions-to-answer-before-you-withdraw-a-pension-lump-sum-to-reduce-inheritance-tax/

12/10/2026

We often get asked: if you've got a little spare money at the end of every month, what's the best way to use it?

A common choice is to use the extra cash to overpay your mortgage. However, this money could also be used for other things, such as saving or investing. So which is the right option for you?

There isn't a universal answer, but if you're weighing up your decision, read our blog, linked below, to discover the pros and cons of overpaying your mortgage.

https://tpdwealth.co.uk/is-overpaying-your-mortgage-the-right-financial-move/

Address

30 Great Underbank
Stockport
SK11NB

Opening Hours

Monday	9:30am - 6:30pm
Tuesday	9:30am - 6:30pm
Wednesday	9:30am - 6:30pm
Thursday	9:30am - 6:30pm
Friday	9:30am - 3:30pm

Website

http://www.tpdwealth.co.uk/

Alerts

Be the first to know and let us send you an email when TPD Wealth Management Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.