Gallimore Wealth Management LLP

12/02/2026

Is your money working as hard as you do? 💼💪
Good financial habits, like making the most of your annual tax reliefs and allowances help ensure your effort brings greater reward.

As we approach tax year-end, now is the perfect time to check in on your financial fitness.

Join us on Thursday 12 February 2026, 12:30–13:30, for our live webinar:
✨ Ready for Tax Year-End?

Hosted by Iain McLeod, with expert insights from:
🔹 Niki Patel – Tax and Trust Specialist
🔹 Claire Trott – Retirement & Holistic Planning Specialist

You’ll learn:
✔️ How to complete your year-end tax checklist with confidence
✔️ Tax-saving opportunities tailored to you
✔️ How to maximise reliefs and allowances
✔️ Key inheritance tax considerations
✔️ Practical steps to strengthen your financial wellbeing
Start building strong financial habits today, your future self will thank you.

👉 Save your spot now: Register here https://sjp-co-uk.zoom.us/webinar/register/4917611376598/WN_2iWAG4LFSBSoxtfXwCZTnA

Taxation rules can change at any time and are dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 19/12/2025

27/11/2025

Budget rundown - the ins and outs of the red box
🗓 Friday 28 November
🕧 12:30 – 13:30
💻 Zoom Webinar https://tinyurl.com/bd4vscxc
🎯 Open to all

The Chancellor’s Budget, announced on 26 November will be a major economic event for the UK and could bring significant changes to tax, pensions, savings, and estate planning.

To help you understand what the changes mean for you, join our live expert webinar within 48 hours of the announcements.

Our panel of specialists will break down the key announcements and share practical guidance on how to respond effectively.

What we’ll cover:

The broad economic implications

Potential tax threshold changes and implications

Pensions and allowance updates

ISA and savings incentives

Inheritance Tax and trust planning considerations

Support for families, high earners, and business owners

Immediate actions to consider following the Budget

Speakers:

Hetal Mehta, Chief Economist

Claire Trott, Head of Advice

Niki Patel, Tax & Trusts Specialist

Hosted by:

Iain McLeod, Head of Private Clients

You’ll also have the opportunity to submit your questions live to our expert panel.

Stay informed and confident as you plan for the year ahead, we look forward to welcoming you.

10/04/2025

Getting advice from people you trust can help you navigate all elements of life. A St. James's Place client explains how she discovered the benefits of a financial adviser’s support after splitting from her husband.

Discover the empowerment of financial advice: https://www.gallimorewealthmanagement.co.uk/sjp-client-stories


Gallimore Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 04/07/2024

07/04/2025

Unforeseen consequences: How far reaching will US tariffs be?

At a glance:
• The recent tariff news wasn’t wholly unexpected, but the scale and breadth of the moves caught markets by surprise.
• Tariffs will see costs passed on to consumers, and will impact interest rates decisions.
• In times of uncertainty, it’s important not to make short-term decisions.
The moves by the US to implement tariffs on trading partners is likely to have many unforeseen impacts, according to investment experts at SJP.

Unforeseen consequences: How far reaching will US tariffs be?

06/04/2025

Retirement planning has come out on top as the nation’s top advice priority in the next 6 months. 📑

It’s great to see that it’s at the top of the list for many people as it often gets forgotten about. And, research from the latest chapter of SJP’s Real Life Advice Report shows that, regardless of wealth and financial assets, people would find retirement planning advice more beneficial than anything else. That’s the same for those with under £20,000 of financial assets as it is for those with over £250,000!

Read the full chapter here: https://www.gallimorewealthmanagement.co.uk/article/detail/sjpp/financial-advice-changes-lives-sjps-rea-life-advice-report-finds.html

And tell me, what’s your advice priority?

The Real Life Advice Report, commissioned by St. James’s Place and carried out by Opinium, surveyed just under 12,000 UK adults nationwide in two polls between May and August 2024. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.

02/04/2025

Building trust with your financial adviser goes beyond managing numbers—it’s about creating a partnership that provides guidance throughout your life’s biggest moments.

Chapter 3 of The Real Life Advice Report, commissioned by St. James’s Place, and carried out by Opinium reveals how deep, long-term relationships with advisers help clients navigate key financial decisions and plan for the future: [Insert your Partner Insights link]

Gallimore Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/10/24

30/03/2025

Half of us will be considered vulnerable in our lifetime, according to the FCA, with the biggest drivers being:

1. Bereavement

2. Low knowledge or confidence in managing finances

3. Severe or long-term illness

4. Relationship breakdown

Chapter 4 of The Real Life Advice Report, commissioned by St. James’s Place, and carried out by Opinium, explores consumer awareness of the additional support available and their likelihood to discuss additional support needs with their financial adviser: https://www.gallimorewealthmanagement.co.uk/article/detail/sjpp/taboos-around-vulnerability-hold-half-of-us-back-from-asking-for-support-when-we-need-it-most.html

Take a look and let me know your thoughts?

23/03/2025

The St. James’s Place Real Life Advice Report carried out by Opinium surveyed just under 12,000 individuals across the UK between May and August 2024 to understand how financial advice and guidance of all forms impacts individuals and families across the UK.

The first chapter, released today, provides a snapshot of the real-life impact of financial advice & guidance in the UK, some highlights of which are shared here.

But importantly: when taken, financial advice or guidance creates positive impact across all walks of life, no matter where people live, their gender or age: [LINK: Insights)

Gallimore Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/09/24

19/03/2025

💔Breaking up with bad financial habits can set you up for a better future. Here’s some habits to start changing:

🛍️Impulse purchases – clever marketing tactics can make us buy things we didn’t set out to purchase, and if you’re impulse buying regularly this will soon add up. Break the habit by writing a list, sticking to it and resisting temptation of discounts or offers.

🚫Not sticking to a budget… or not even having one! A budget will help you plan your spending on regular expenses, including your saving or other needs/goals. Break the habit by finding a budgeting plan that is realistic and works for you. Keep track by using a spreadsheet, notebook, or online banking app.

💀Neglecting your savings – saving might not be your priority right now, and that’s okay, but the longer you leave it, the less time you have for your money to grow. Break the habit by contributing little and often. Set up an automatic transfer if you need to!

🚗Letting your insurance policies and subscriptions renew unchecked – providers don’t always make it obvious that a better offer is available to you. Have another look at subscription plans or insurance policy quotes to re-evaluate the best option for you.

😖Putting off things that are more complex to you – The UK has a complicated tax system, so it’s okay not to understand all of it. But make an effort to understand taxes that apply to you so that your money works more tax-efficiently. Consider speaking to a financial adviser to guide you through this.

🛣️Not having a financial plan based on your goals – it’s good to have direction, and even better to have a route to get there. Work out what your goals are, when you want to achieve them by, and how much money that will take. Then build a plan, bespoke to you and your circumstances, to get there.

16/03/2025

We are delighted to share that all 3 of our Advisers have been named in the VouchedFor 2025 Top Rated Adviser Guide, published in The Times.

This was only possible due to our amazing clients who kindly left reviews about their experiences working with us, thank you so much!
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