Machrie Financial Planning and Coaching

17/06/2026

Many people spend decades preparing financially for “someday,” only to discover they’ve neglected the health and energy needed to enjoy it. True wealth is not just about growing your portfolio—it’s about creating a life where your financial and physical wellbeing can thrive together.

https://www.machrie.co.za/the-high-price-of-someday/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

There is a very common narrative that high-achievers tend to buy into. It is the idea of the deferred life. We work relentlessly in our thirties, forties, and fifties, pouring all of our surplus time and energy into building our careers and our portfolios. We tell ourselves that we are making sacrif...

15/06/2026

15/06/2026

Feeling out of control with your finances often starts with reacting instead of planning. Discover how defining your priorities, directing your money with purpose, and building financial resilience can help you shift from anxiety to intention.

https://www.machrie.co.za/the-shift-from-reactive-to-intentional-wealth/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

There is a distinct feeling that comes from being out of control with your finances. It is a quiet, low-grade anxiety that hums in the background of your life. When your finances are unguided, you spend your time reacting. You react to the unexpected bill, you react to the late fee, and you react to...

11/06/2026

The Rule of 72 is one of the simplest ways to understand the power of compound growth. Discover how a simple calculation can shift your focus from chasing quick wins to trusting the long-term journey of wealth creation.

https://www.machrie.co.za/the-rule-of-72/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

The financial world is full of complex algorithms, dense spreadsheets, and jargon designed to make investing look like a highly complicated science. You could find yourself thinking that you need an advanced degree just to understand what your money is doing. But occasionally, a piece of math comes....

13/05/2026

The quality of your financial plan depends on the quality of the questions you ask. True planning starts when we move beyond numbers and uncover what genuinely matters to the life you want to build.

https://www.machrie.co.za/asking-better-questions/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

When we sit down to discuss finances, the natural instinct—is to get straight to work. We want to be productive. Because of this, the conversation almost always begins with a variation of the same well-intentioned question: “How can I help you today?” or “What are your financial goals?” Th...

08/05/2026

Markets may feel irrational, but trying to outsmart them often leads to costly mistakes. Long-term success comes from tuning out the noise, managing your impulses, and trusting a plan built to endure.

https://www.machrie.co.za/surviving-the-noise/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

Have you ever looked at the financial news and felt that the world has lost its collective mind? Markets often plunge on seemingly good news and soar on terrible news. A company with no revenue can be valued at billions, while a solid, profitable business is ignored. The short-term behaviour of the....

06/05/2026

You may have medical cover, but hidden gaps could still put your financial future at risk. True protection means ensuring a health crisis doesn’t force you to sacrifice the wealth you’ve worked so hard to build.

https://www.machrie.co.za/the-hidden-gaps-in-your-safety-net/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

We spend a lot of time engineering our financial futures. We carefully allocate our assets, monitor our compounding, and build portfolios designed to withstand economic storms. But one of the most profound risks to a long-term financial plan has nothing to do with the stock market. It has to do with...

04/05/2026

“Enough” isn’t a number you reach — it’s a definition you choose. When success is tied to values instead of a moving target, financial planning becomes less about chasing more and more about living well.

https://www.machrie.co.za/why-enough-is-not-a-number/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

There is a subtle psychological trap that catches almost every successful person we meet. It is rarely discussed in financial textbooks, but it causes more anxiety than a market crash. It is the phenomenon of the moving finish line. It usually starts early in our careers. We tell ourselves, “I wil...

30/04/2026

Retirement isn’t just about leaving work — it’s about stepping into a life with purpose, structure, and connection. The real success lies in knowing what you’re retiring to, not just what you’re leaving behind.

https://www.machrie.co.za/retiring-to-something/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

Have you ever thought about retiring TO something, not just from something? We spend our entire working lives focused on the mechanics of retirement. We build the plans, optimise the tax structures, and monitor the compounding. We plan meticulously for the day the regular salary stops. But we rarely...