28/10/2026
Start building your retirement before you retire.
A happy retirement takes planning, and not only of the money. Finding new structure, people and purpose can take time and a bit of trial and error, so the earlier you start, the better.
A few ways to begin while you're still working:
• Try a weekly commitment now: a course, a volunteering shift or a set training day.
• Say yes to the mentoring role or committee seat. These roles usually come through people you already know, and they're easier to line up before you leave.
• Pick up the language, instrument or sport you've been putting off, ideally with other people.
The money is what we're asked about most, but our aim is a happy and successful move into retirement. At your next review, tell us how you plan to spend your time.