Hennie Venter Family & Business Wealth

Hennie Venter Family & Business Wealth Structuring your company for tax efficiency and asset protection. Planning for business succession and continuity. Protecting income and shareholder value

Aligning your personal estate and business plan. Through our Business Legacy Blueprint we help business owners with:

- Structuring your company for tax efficiency and asset protection
- Planning for business succession and continuity
- Aligning your personal estate and business plan
- Unlocking offshore and local investment opportunities
- Protecting income and shareholder value with smart risk cover

08/07/2026

We are living in a surveillance age and especially in South Africa, the outcomes of surveillance are crucial, but the accompanying accountability not less so.

Cameras, drones, AI. They all generate data. It is the most valuable commodity of our time

The technology exists, for very lawful and legitimate purposes, but the governing law is trying to catch up. Somewhere in the middle of all these operations, businesses, communities and ordinary people are trying to work out what responsible use looks like.

Enter Civitas.

On this page I will address and unpack uncomfortable questions, popular myths and hopefully make the law feel a little more understandable.

Welcome to Civitas.

It's all about the balancing act.

07/07/2026

"Do I actually need a trust?" It's one of the most common questions I'm asked, and the answer usually surprises people. The truth is.

23/06/2026

Do you know what your business is worth?

Many SMMEs only think about business value when they want funding, a partner, or a buyer. But by then, it may be too late to fix the gaps that reduce value.

Knowing your business value helps solve key problems such as:

1. Funding uncertainty
Funders want to understand whether your business is stable, profitable, and scalable. A valuation helps show the strength of your business.

2. Poor negotiation position
When you do not know your value, you may accept poor funding terms, underprice your business, or give away too much equity.

3. Unclear growth priorities
A valuation shows what drives your business value β€” revenue, profit margins, customer base, systems, contracts, assets, and cash flow.

4. Weak succession or exit planning
Whether you want to sell, bring in a partner, or hand over the business one day, you need to know what the business is worth and what must improve.

5. Lack of performance visibility
Business value gives you a bigger picture than monthly sales. It helps you track whether the business is becoming stronger over time.

6. Partnership readiness
Potential partners want to see a business that understands its numbers and can clearly explain its commercial value.

Bottom line:
A business that knows its value can make better decisions, negotiate with confidence, and prepare for funding, growth, partnerships, or exit.

Inzuzo Analytics helps SMMEs understand their business value and identify the actions needed to grow it.

πŸ“§ [email protected]
🌐 www.inzuzo-a.com
πŸ“ž 076 662 8130

23/06/2026

Your customers are already telling you what they want β€” your data can help you see it.

This coffee shop used sales trends and customer feedback to spot an opportunity, launch a new product, and grow revenue.

Don’t guess your next move. Use data to build products your customers actually want.

Turn your data into growth today.

Contact Inzuzo Analytics for practical business insights that improve products, profitability, and decision-making.

🌐 www.inzuzo-a.com
πŸ“§ [email protected]
πŸ“ž 076 662 8130

23/06/2026

12/05/2026

This coming Thursday we have Hennie Venter as our Keynote Speaker. Hennie is our long term Financial Advisor.
Hennie is looking for the following people in the room:
Accountants
Family Lawyers
Corporate Lawyers
Conveyancers
Estate Agents
Marketing Managers
Social Media Managers
Business Coaches
Business Consultants

If you would like to join us, reach out to us and we will send you all the details.

21/04/2026

Why South Africa's Hottest-Selling Chinese Vehicles Keep Reaching for a 1.5-Litre Engine⁣
⁣
Walk into any dealership selling Chinese cars in South Africa right now - and there are rather a lot of them - and you'll notice something peculiar. ⁣
⁣
The BYD Shark 6: 1.5-litre turbo. The Changan UNI-S: 1.5-litre turbo. The Haval Jolion: 1.5-litre turbo. The Chery Tiggo 4 Pro: 1.5-litre. The Omoda C5: 1.5-litre. The Jaecoo J7: also, rather inevitably, a 1.5-litre. It's as if Beijing issued a memo: thou shalt not exceed 1,499cc. They haven't, technically. But the result is remarkably similar.⁣
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So why this specific, seemingly arbitrary engine displacement? The answer, delightfully, involves accountants more than engineers.⁣
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South Africa levies a 25% import duty on all light passenger vehicles, which is already enough to make your eyes water over your morning coffee. But sitting on top of that is an ad valorem excise duty - essentially a luxury tax - that escalates sharply with the vehicle's retail price. This tax is calculated using the formula: {(0.00003 Γ— A) – 0.75}%, where "A" is the recommended retail price less 20%. ⁣
⁣
In plain English: the more expensive the car, the more savage the tax bill. The R250,000 threshold above which this luxury tax kicks in hasn't been adjusted for inflation, meaning even relatively modest family cars now attract it. SARS, it seems, has decided that a Chery Tiggo is basically a Bentley.⁣
⁣
The implication is elegant in its simplicity. Keep the car affordable - under R500,000, ideally - and you dramatically reduce the ad valorem burden on the buyer. The most reliable way to keep a car affordable is to fit it with an engine that doesn't cost a fortune to produce. Enter the 1.5-litre turbocharged four-cylinder: the automotive equivalent of a Swiss Army knife. Small, efficient, surprisingly capable, and extraordinarily cheap to manufacture at scale.⁣
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Here's where it gets interesting. Chinese manufacturers haven't stumbled onto the 1.5T formula by accident - they've industrialized it with the kind of cold, systematic efficiency that should make European boardrooms deeply uncomfortable. Between 2010 and 2022, the Chinese central government spent over 152 billion yuan (approximately R380 billion) in subsidies supporting the broader automotive and new energy vehicle sector. ⁣
⁣
While much of that investment targeted electric vehicles, the knock-on effect was a manufacturing ecosystem of terrifying efficiency - factories producing engines, transmissions, and entire vehicles at costs that Toyota, Volkswagen, and Hyundai simply cannot match while keeping the lights on in Stuttgart or Ulsan.⁣
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The result is predictably spectacular. For around R400,000, South Africans could suddenly own a car loaded with leather seats, a large touchscreen, ambient lighting, a sunroof, and a suite of safety features including lane-keep assist and 360-degree cameras - things previously reserved for cars costing twice as much. The 1.5-litre engine isn't a compromise. It's the financial weapon that makes the entire value proposition work.⁣
⁣
To be fair to the engineers, a modern turbocharged 1.5-litre is genuinely decent. The Haval Jolion Pro pushes 105kW and 210Nm through its unit - figures that would have seemed entirely respectable from a 2.0-litre naturally aspirated engine a decade ago. The Omoda C5 extracts 115kW from the same basic recipe. Chery even deploys the 1.5-litre platform as the backbone of a plug-in hybrid system producing a combined 165kW and 310Nm. The little engine that could, apparently, can quite a lot when you bolt a turbocharger to it and tell it to get on with things.⁣
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There's another fiscal bonus hidden in that small displacement. South Africa levies a COβ‚‚ emissions tax on new vehicles, currently sitting at R146 per gram per kilometre above the threshold. A small turbocharged engine, by its nature, tends to produce fewer emissions than a larger naturally aspirated unit turning out similar power. The 1.5T therefore serves double fiscal duty: reducing the purchase price and trimming the emissions penalty simultaneously. Two birds, one very small, very efficient stone.⁣
⁣
The proliferation of 1.5-litre engines in Chinese vehicles isn't some grand engineering philosophy born in a wind tunnel. It's the product of brutally rational economics: a cheap-to-build engine, fitted to a cheap-to-manufacture car, priced to minimize South Africa's punishing import duties and escalating luxury tax, and backed by a government that spent years subsidizing the entire supply chain into terrifying competitiveness. Chery alone grew by 1,435% in South African sales between 2023 and 2024. ⁣
⁣
The Chinese didn't reinvent the car. They just did the maths. And the maths, as it turns out, always leads to 1.5 litres.

11/04/2026

Making her debut Feature Presentation next week we have Candice Janse Van Rensburg from Kaleidoscope of Colour.
Her topic this coming week: Who says maintenance is a Man's world? 😊

If you would like to join us or know someone who might benefit from her talk, please join us.

Date: 16 April 2026
Time: 07:00 - 09:00
Venue: Blue Valley Golf Estate

Seating fee: R 190 pp

08/04/2026

This coming Thursday, Samantha Berning is our Keynote Speaker. Samantha is the Accountant in our chapter and would love to assist your small business in staying SARS compliant.

If you or anyone you know would benefit from this, please join us this Thursday.

Date: 09 April 2026
Time: 07:00 - 09:00
Venue: Blue Valley Golf Estate
Seating fee: R 190 pp

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144 Viljoen Street
Pretoria
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