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PSG is a leading independent financial services company. We strive to offer our clients appropriate

At PSG we place a strong emphasis on personal service and on building lifetime relationships with our clients. We believe that the better you plan the better your future will be. Our expert financial planners, portfolio managers, short-term insurance brokers and stockbrokers offer a unique one-stop integrated service, providing a diverse range of needs and offering appropriate financial and related products.

02/11/2026

⏱️ 𝗠𝗼𝗻𝗱𝗮𝘆 𝗠𝗶𝗻𝗱𝘀𝗲𝘁 𝘄𝗶𝘁𝗵 𝗠𝗮𝗴𝗴𝗶𝗲

𝗜𝘀 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗿𝗼𝘂𝘁𝗲 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗼𝗻 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗿𝗮𝗰𝗸?
As a family, we recently started using the app to keep track of one another. It gives us comfort knowing where our loved ones are, whether they arrived safely, and that we can look out for each other along the way.

💡 It made me realise how similar this is to financial planning.
We all have destinations we want to reach:
✅ becoming debt-free,
✅ educating our children,
✅ building wealth,
✅ retiring comfortably, or
✅ simply knowing that our family will be financially secure if something unexpected happens.

🗺️ But having a destination is not enough. You also need to know whether you are still on track.
That is where a financial adviser plays an important role. Much like the Life360 app helps our family see where we are on our journey, a financial adviser regularly reviews your financial position, measures your progress against your goals and helps you adjust when life takes you off course.

𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝗹𝗶𝗳𝗲 𝗰𝗵𝗮𝗻𝗴𝗲𝘀.
𝗠𝗮𝗿𝗸𝗲𝘁𝘀 𝗰𝗵𝗮𝗻𝗴𝗲.
𝗖𝗮𝗿𝗲𝗲𝗿𝘀 𝗰𝗵𝗮𝗻𝗴𝗲.
𝗙𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝗰𝗵𝗮𝗻𝗴𝗲.
𝗔𝗻𝗱 𝘀𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀 𝘁𝗵𝗲 𝗿𝗼𝘂𝘁𝗲 𝘄𝗲 𝗼𝗿𝗶𝗴𝗶𝗻𝗮𝗹𝗹𝘆 𝗽𝗹𝗮𝗻𝗻𝗲𝗱 𝗶𝘀 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁.

Good financial planning is not just about choosing investments. It is about knowing where you are, where you want to go, and having someone alongside you making sure you stay on track.

𝗜𝗳 𝘆𝗼𝘂 𝘄𝗼𝘂𝗹𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗸𝗻𝗼𝘄 𝘄𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻 𝗶𝘀 𝘀𝘁𝗶𝗹𝗹 𝗼𝗻 𝘁𝗿𝗮𝗰𝗸, 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝘂𝘀 𝗮𝘁 𝗿𝗲𝘁𝗶𝗿𝗲@𝗽𝘀𝗴.𝗰𝗼.𝘇𝗮.

👉 Your journey. Your goals. Your family's future. Let's make sure you're on the right track.

Magdeleen Cornelissen CFP
𝐁𝐂𝐨𝐦 𝐇𝐨𝐧𝐬
𝐏𝐆𝐃𝐢𝐩 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠; 𝐀𝐝𝐯𝐃𝐢𝐩 𝐄𝐬𝐭𝐚𝐭𝐞 𝐚𝐧𝐝 𝐓𝐫𝐮𝐬𝐭 𝐀𝐝𝐦𝐢𝐧𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧

27/10/2026

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀 | 𝟮𝟳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲

International rating agency Moody’s reacted positively to Finance Minister Enoch Godongwana’s medium-term budget last week, calling the update “credit-positive”.

Moody’s noted that South Africa’s debt peaked during the past fiscal year, but it sees debt to be set on a “clear, albeit gradual” decline.

Despite rising oil prices, Moody’s stated that the medium-term budget policy statement was positive for South Africa’s credit profile.

Who does not welcome some positive news?!

Another important announcement is that a revised framework allows South African fund managers to hold 100% of portfolios in foreign assets.

If you want to know what this revision could mean for your future investment portfolio, reach out to our team of at PSG Menlyn.

Our team always considers your unique circumstances and goals to ensure we craft a tailor-made financial plan for you.

There is no better time to reach out to us than today.
📞: 012 368 1778
📧: [email protected] or [email protected]

20/10/2026

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀 𝟮𝟬 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲

The eyes will be on Parliament tomorrow as the Minister of Finance, Enoch Godongwana, delivers his Medium-Term Budget Policy Statement (MTBPS).
Economists hope that one of the key takeaways from 21 October’s MTBPS will be the announcement of a fiscal anchor to guide government on how much it can spend and how much debt it can take on.
South Africa’s debt-to-GDP ratio currently stands at 75+%.
Why are these “guardrails/guidelines” important?
Among other things, it may help keep debt in check because of out-of-control spending. And, with the next credit reviews by international credit rating agencies scheduled for the next couple of months, some economists are cautiously optimistic that a fiscal anchor can signal a potential credit rating upgrade in 2027.

❓ 𝗞𝗲𝘆 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻
𝗪𝗵𝗮𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗴𝘂𝗮𝗿𝗱𝗿𝗮𝗶𝗹𝘀 𝗱𝗼 𝘆𝗼𝘂 𝘂𝘀𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼?

By discussing financial guardrails with one of your trusted PSG Menlyn , we can help you replace the guesswork with a clear “rulebook”, ensuring that you do not make emotional decisions during market crashes or rallies.
📞 : 012 368 1778
📧 : [email protected] or [email protected]

12/10/2026

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀 | 𝟭𝟮 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲

📈 📉 Markets will always move; volatility is not a question of if; it is a question of when.

🧩 What carries you through times like these is not luck; it is the plan you built around your goals and the structure behind it. A well-structured plan has adequate liquidity from day one, so you are never forced to redeem at the worst possible moment.

When markets fall, the most valuable thing is not a hot share tip; it is the expert guidance of your financial adviser. Someone who looks at the whole picture when fear and emotion get the better of you.

𝗗𝗼 𝗻𝗼𝘁 𝗮𝗹𝗹𝗼𝘄 𝗲𝗺𝗼𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗳𝗲𝗮𝗿 𝘁𝗼 𝗺𝗮𝗸𝗲 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂.
𝗧𝗿𝘂𝘀𝘁 𝘁𝗵𝗲 𝗽𝗹𝗮𝗻.
𝗧𝗿𝘂𝘀𝘁 𝘁𝗵𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀.
𝗧𝗿𝘂𝘀𝘁 𝘁𝗵𝗲 𝘁𝗲𝗮𝗺 of at PSG Menlyn for a plan that works for your unique circumstances.

Make that call; send that e-mail. Let’s devise your plan together.
📞 : 012 368 1778
📧 : [email protected] or [email protected]

07/10/2026

𝗪𝗵𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝗮𝗯𝗼𝘂𝘁 𝗳𝗿𝗲𝗲𝗱𝗼𝗺

When most people think of financial planning, they think about budgets, retirement funds and investments. However, financial planning isn't really about money.
It's about creating more freedom and more choices in your life.
Whether you want to travel, buy your first property, start a business, support your family or achieve financial independence, your money should help you get there.

📍 𝗧𝗵𝗶𝗻𝗸 𝗼𝗳 𝗶𝘁 𝗹𝗶𝗸𝗲 𝗚𝗼𝗼𝗴𝗹𝗲 𝗠𝗮𝗽𝘀.
Before choosing the best route, you first need to decide where you're going. The same applies to your finances.

That's why investing alone isn't a financial plan.
A good investment can help you grow your wealth, but a financial plan helps ensure your savings, investments, debt management, protection needs and long-term goals are all working together towards the future you want.

𝗣𝗲𝗿𝗵𝗮𝗽𝘀 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗿𝗶𝘀𝗸 𝗶𝘀 𝗻𝗼𝘁 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝗱𝗲𝘀𝘁𝗶𝗻𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗮𝗹𝗹.
𝗪𝗵𝗲𝗻 𝘄𝗲'𝗿𝗲 𝗻𝗼𝘁 𝗶𝗻𝘁𝗲𝗻𝘁𝗶𝗼𝗻𝗮𝗹 𝗮𝗯𝗼𝘂𝘁 𝘄𝗵𝗮𝘁 𝘄𝗲 𝘄𝗮𝗻𝘁 𝗼𝘂𝗿 𝗹𝗶𝘃𝗲𝘀 𝘁𝗼 𝗹𝗼𝗼𝗸 𝗹𝗶𝗸𝗲, 𝗶𝘁'𝘀 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗳𝗼𝗹𝗹𝗼𝘄 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝗲𝗹𝘀𝗲'𝘀 𝗺𝗮𝗽.

Social media constantly shows us what success is supposed to look like, and before long, we can find ourselves measuring our lives against goals that don't truly matter to us.
Your financial plan should reflect your goals, your priorities and your definition of success.

𝗧𝗵𝗲 𝗴𝗼𝗼𝗱 𝗻𝗲𝘄𝘀? 𝗬𝗼𝘂 𝗱𝗼𝗻'𝘁 𝗻𝗲𝗲𝗱 𝗮 𝗹𝗮𝗿𝗴𝗲 𝗮𝗺𝗼𝘂𝗻𝘁 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆 𝘁𝗼 𝗴𝗲𝘁 𝘀𝘁𝗮𝗿𝘁𝗲𝗱.
Small, consistent decisions today can create meaningful opportunities tomorrow.

💡 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀𝗻'𝘁 𝗮𝗯𝗼𝘂𝘁 𝗵𝗮𝘃𝗶𝗻𝗴 𝗺𝗼𝗿𝗲 𝗺𝗼𝗻𝗲𝘆. 𝗜𝘁'𝘀 𝗮𝗯𝗼𝘂𝘁 𝗵𝗮𝘃𝗶𝗻𝗴 𝗺𝗼𝗿𝗲 𝗰𝗵𝗼𝗶𝗰𝗲𝘀.

To start your journey or to ensure that your financial planning is on the right track, reach out to our PSG Menlyn team:
📞: 012 368 1778
📧 : [email protected] or [email protected]

05/10/2026

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀: 𝟱 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲

As geopolitical tensions continue to cause havoc in the Middle East, South Africans are preparing themselves for the most expensive tank of petrol yet when they fill up from Wednesday. The 12% increase in the fuel price will be the highest on record.

🛢️ Warnings have also been issued that oil reserves cushioning the world from supply shocks are running low, adding another risk to markets unless the Strait of Hormuz reopens and confidence returns.

⛽ As high oil prices affect economies worldwide, plans are on the cards to release up to 100 million barrels of emergency oil and diesel stocks, which will hopefully ease high fuel prices in the future.

While the headlines are unsettling and we cannot control global events, you can rely on the at PSG Menlyn to provide objective clarity when the world feels unpredictable.

📅 Let us connect this week to review your portfolio and strategy to bring some calm into your financial outlook.
📞: 012 368 1778
📧 : [email protected] or [email protected]

02/10/2026

𝗦𝗲𝗻𝗶𝗼𝗿𝘀𝗠𝗼𝗻𝘁𝗵 𝗿𝗲𝗺𝗶𝗻𝗱𝗲𝗿: 𝗦𝘁𝗮𝗿𝘁 𝘆𝗼𝘂𝗻𝗴, 𝗶𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲 𝘀𝘁𝗿𝗼𝗻𝗴

October is , an important reminder for the younger generation.

📌 Retirement rewards those who prepare for it long before it arrives.
📌 If you want to enjoy your senior years in decades to come, start planning today.

Our PSG Menlyn team can help you look forward to a comfortable retirement.

Are you ready for the conversation?
📧 : [email protected]
📞: 012 368 1778

24/09/2026

𝗚𝗼 𝗞𝗼𝗯𝗶𝗲! 𝗧𝗵𝗲 𝗖𝗵𝗮𝗻𝗴𝗲 𝗮 𝗟𝗶𝗳𝗲 𝗧𝗼𝘂𝗿 𝗱𝗲 𝗧𝘂𝗿𝘁𝗹𝗲 𝗖𝘆𝗰𝗹𝗲 𝗧𝗼𝘂𝗿 𝟮𝟬𝟮𝟲

🇿🇦 Heritage is about more than celebrating where we come from; it also reminds us that our actions, past and present, contribute to the future we are creating for generations to come.

This Heritage weekend, the Change A Life Cycle Tour cyclists are embarking on the Change a Life Tour de Turtle Cycle Tour 2026 in Bazaruto, Mozambique.

🌈 💙 These cyclists are driven by their passion for their sport and cycling for a greater cause, because they know that their efforts have a meaningful impact on youth development and crime prevention projects.

🚴‍♀️ Kobie-Marie Kritzinger, one of our own PSG Menlyn team members, is again participating in this amazing cycle tour.

🙌 Kobie, best wishes for the ride ahead. We love your commitment to creating positive change while inspiring others. We are cheering you on every pedal stroke of the way.

Note: Photo from the 2025 Change a Life Cycle Tour

23/09/2026

🇿🇦 𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴 𝗛𝗲𝗿𝗶𝘁𝗮𝗴𝗲 𝗗𝗮𝘆: 𝗨𝗻𝗶𝘁𝘆 𝗶𝗻 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆

This is one of my favourite photos – a moment shared between Simphiwe P. Dlamini and me, Magdeleen Cornelissen. At first glance, one might assume that because we come from different backgrounds, we do not share the same heritage. Yet, through friendship and the values we share, I have come to realise that our similarities are a source of strength.
✅ We believe in the same principles.
✅ We honour our families.
✅ We love our country.
✅ We enjoy the simple joy of a braai.
And above all, we share a passion for – a calling that binds us together in purpose and vision.

𝗛𝗲𝗿𝗶𝘁𝗮𝗴𝗲 𝗶𝘀 𝗻𝗼𝘁 𝗼𝗻𝗹𝘆 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗲 𝘁𝗿𝗮𝗱𝗶𝘁𝗶𝗼𝗻𝘀 𝘄𝗲 𝗶𝗻𝗵𝗲𝗿𝗶𝘁 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗽𝗮𝘀𝘁, 𝗯𝘂𝘁 𝗮𝗹𝘀𝗼 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗲 𝗹𝗲𝗴𝗮𝗰𝘆 𝘄𝗲 𝗰𝗿𝗲𝗮𝘁𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲. Together, we are building a heritage for our children rooted in respect, unity and shared responsibility.
On this Heritage Day, I am proud to celebrate the journey we walk side by side.
🇿🇦 Our heritage is not shaped by our differences, but by our shared values and the future we are shaping together.

What does mean for you?

Enjoy .

21/09/2026

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀: 𝟮𝟭 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲

📈 📉 are the focus of this week’s market updates – following interest rate hikes in both the US and Japan.

🇿🇦 On the local front, markets are awaiting announcements from the South African Reserve Bank (SARB), emanating from its next Monetary Policy Committee (MPC) meeting on Wednesday 23 September 2026, when an interest rate decision will be made.

🛢️ The continued energy-price pressures, triggered by the ongoing conflict in the Middle East, keep oil prices high and, in turn, could keep inflation above target for longer. This factor may impact the MPC’s decision on interest rates.

Interest rate hikes or cuts have winners and losers, and our team at PSG Menlyn wants to help you be on the winning side by ensuring your money works for you.

𝗚𝗲𝘁 𝗶𝗻 𝘁𝗼𝘂𝗰𝗵 𝘄𝗶𝘁𝗵 𝗼𝘂𝗿 𝘁𝗲𝗮𝗺 𝘁𝗼 𝗲𝗻𝘀𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗿𝗲𝗳𝗹𝗲𝗰𝘁𝘀 𝘄𝗵𝗮𝘁 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗺𝗼𝘀𝘁 𝘁𝗼 𝘆𝗼𝘂 𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆.

📞: 𝟬𝟭𝟮 𝟯𝟲𝟴 𝟭𝟳𝟳𝟴
📧: 𝗺𝗲𝗻𝗹𝘆𝗻@𝗽𝘀𝗴.𝗰𝗼.𝘇𝗮 𝗼𝗿 𝗿𝗲𝘁𝗶𝗿𝗲@𝗽𝘀𝗴.𝗰𝗼.𝘇𝗮

Address

Indus Building, Menlyn Main Precinct, Waterkloof Glen Ext 2
Pretoria
0181

Opening Hours

Monday	08:00 - 17:00
Tuesday	08:00 - 17:00
Wednesday	08:00 - 17:00
Thursday	08:00 - 17:00
Friday	08:00 - 17:00

Website

http://www.psg.co.za/menlyn

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