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Monday 07:30 - 18:00 Tuesday 07:30 - 18:00 Wednesday 07:30 - 18:00 Thursday 07:30 - 18:00 Friday 07:30 - 18:00 Saturday 07:30 - 18:00 Sunday 07:30 - 18:00

Tamsyn Hartley - Holborn - Associate

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Tamsyn Hartley - Holborn - Associate

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Helping British expats in Africa secure and grow their wealth offshore. With You. With Trust. For Generations - My commitment to your journey.

Assisting clients structure correctly to secure more for themselves and future generations!

29/10/2026

Your retirement income probably isn’t coming from one place. UK State Pension. Company pension. Private pension or SIPP. Investment income. Rental property. Perhaps consulting or part-time work.

For many expats, retirement income is a collection of different sources, often across more than one country.

The job isn’t simply to have enough.

It’s to make those sources work together in a way that supports your lifestyle. For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

28/10/2026

Don’t let two financial systems become two financial plans. One of the challenges of being an expat is that your financial life can become fragmented. A pension adviser in Britain. Investments somewhere else. A bank and accountant in South Africa. And nobody looking at the whole picture.

That’s where specialist expat advice adds value. Different countries. Different currencies. One financial life.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

27/10/2026

What are you saving for?

Retirement? A property? Your children’s education? Or simply more financial freedom in the future? Whatever the goal, it helps to put a number behind it.

Our savings calculator gives you a simple way to see what your money could look like over time. Enter what you already have, how much you plan to save each month, your expected rate of return and your timeframe.

You’ll then see:
• How much you could save
• How much growth your money could generate
• The potential value of your savings at the end

Try changing the monthly contribution or adding another five years. The difference can be surprising.

Because a savings goal becomes much easier to plan for once you know what it could take to reach it. Start with the goal. Then do the maths.

Click here to access our handy calculator https://holbornassets.co.za/financial-tools/savings-calculator/

26/10/2026

What happens to your plan when markets fall? Financial planning isn’t only about what happens in good markets. It’s about what happens when markets fall and you need an income. Selling investments at the wrong time can affect how well a portfolio recovers.

For expats drawing income from offshore assets, currency movements can add another factor. You can’t control markets. But you can plan how you’ll respond to them.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

22/10/2026

How long does your money need to last? Retiring at 60 doesn’t mean planning for ten or fifteen years. Your retirement income may need to support you for 25, 30 or even 35 years.

For expats, there’s another layer. Your cost of living, investment currency and retirement income may not all be in the same country. The question isn’t simply, “How much have I saved?” It’s “How do I make what I’ve saved work for the life I’m now living?” That’s an expat planning question.

For an obligation-free appointment with me to chat about the answers to these questions, click here: https://bit.ly/HolbornFinancialReview

21/10/2026

The biggest expat mistake? Assuming nothing has changed. You moved country. Your spending changed. Your tax position may have changed. Your exposure to currencies changed. Your retirement plans may have changed.

Yet your investments and pensions may still be arranged exactly as they were before you left. Moving countries is a good reason to review your financial plan.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

19/10/2026

Retired doesn’t mean your money can stop growing. One of the natural instincts when you retire is to become very cautious with your investments. But retirement can last decades.

Inflation doesn’t retire when you do. Neither do rising healthcare costs, travel costs or everyday living expenses.

For many retirees, some investment growth remains an important part of making their money last.

The challenge is finding the right balance between growth, income and risk. For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

15/10/2026

You have investments. But do you have a plan? A retirement annuity. A share portfolio. A property. Some offshore investments. Cash in the bank. Perhaps a business. Individually, they may all be good assets.

But the bigger question is whether they’re working together. A collection of investments isn’t automatically a financial plan. Good planning connects what you own today with what you want your money to do tomorrow.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

14/10/2026

The expat financial MOT. When did you last review your finances specifically because you live abroad?

Not an investment review. An expat review. Your pensions. Offshore investments. Currency exposure. Retirement income. Tax position. Future plans. A lot may have changed since you first moved to South Africa. Your financial plan should reflect that.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

13/10/2026

Politics. The rand. Interest rates. Elections. Markets. Load shedding. Global uncertainty.
There will always be a reason to worry about your investments.

But long-term investment decisions shouldn’t change every time the news does. A properly diversified financial plan should already allow for uncertainty. Your investment strategy should be based on your goals, not tonight’s headline.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Address

1 Marindahle Lane
Cape Town
7700

Opening Hours

Monday	07:30 - 18:00
Tuesday	07:30 - 18:00
Wednesday	07:30 - 18:00
Thursday	07:30 - 18:00
Friday	07:30 - 18:00
Saturday	07:30 - 18:00
Sunday	07:30 - 18:00

Telephone

+27812153925

Website

https://holbornassets.com/

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