Rae & Associates

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Rae & Associates We provide various accounting solutions such as bookkeeping services, payroll outsourcing, the instal

Rae & Associates are accounting industry leaders that provide various services such as bookkeeping, full accounting function & payroll outsourcing. SARS, department of labour & CIPC dont have to be scary institutions, Rae & Associates will make sure you are 100% compliant. They also provide implementation, training and systems integration for Payroll and accounting software solutions. Our product range includes Xero Accounting, Quickbooks Online & Quickbooks desktop as well as Payspace cloud payroll

As experienced financial advisers with an interest in the success and financial well-being of your business, our services do not end there. We take great care in providing specialist advice and guidance to ensure your business’s holistic financial health. With a speciality in small to medium-sized enterprises, we have solutions for any type of industry.

Before you race into November, close October properly.Reconcile. Chase debtors. Review actuals against budget. Look at c...
29/10/2026

Before you race into November, close October properly.
Reconcile. Chase debtors. Review actuals against budget. Look at cash through January.
Month-end should tell you what to do next, not simply confirm what already happened.

If your team is still exporting everything to Excel, manually rebuilding reports and relying on one person who “knows ho...
27/10/2026

If your team is still exporting everything to Excel, manually rebuilding reports and relying on one person who “knows how it works”, add systems to your Q4 review.

Don’t carry broken processes into 2027 simply because everyone has learned to live with them.

Before you say yes to another big Q4 expense, check the numbers.Whether it’s a hire, stock purchase, campaign or new sys...
26/10/2026

Before you say yes to another big Q4 expense, check the numbers.
Whether it’s a hire, stock purchase, campaign or new system, affordability is about more than today’s bank balance.

Have a better financial conversation

Planning a Black Friday promotion next month?Start with the margin, not the marketing.A huge discount can create a brill...
22/10/2026

Planning a Black Friday promotion next month?
Start with the margin, not the marketing.
A huge discount can create a brilliant sales graph and a terrible profit line.
Work out your break-even point, stock implications and cash requirement before deciding what “30% OFF” actually costs the business.
Review the numbers before the promotion .

Sales don’t pay salaries.Collected sales do.If your debtor book is getting older while revenue grows, you may be financi...
20/10/2026

Sales don’t pay salaries.
Collected sales do.
If your debtor book is getting older while revenue grows, you may be financing your clients without realising it.
Q4 is the time to tighten collection processes before December shutdowns make recovery even harder.
Review your debtor position

16/10/2026

My business is profitable on paper, so why is there never enough money in the bank?
It’s one of the most frustrating situations for a business owner, and it usually comes down to understanding the difference between profit and cash.
Lauren explains where the disconnect can happen and what you should be looking at before assuming the business isn’t performing.

Get clarity on your cash flow

December-you will be very grateful for October-you.A smooth end of year is almost always the result of work done earlier...
15/10/2026

December-you will be very grateful for October-you.
A smooth end of year is almost always the result of work done earlier.
Here’s what you can start cleaning up now.
Start your year-end clean-up.

December doesn’t suddenly create a cash-flow problem.It usually exposes one that’s been building for months.Bonuses, sup...
14/10/2026

December doesn’t suddenly create a cash-flow problem.
It usually exposes one that’s been building for months.
Bonuses, supplier payments, leave periods, slower collections and January expenses all need to be considered now.
October is the month to map the next 90 days.

You have three months left in 2026.Do you actually know where the business stands?Q4 isn’t the time to coast. It’s the t...
13/10/2026

You have three months left in 2026.
Do you actually know where the business stands?
Q4 isn’t the time to coast. It’s the time to look hard at cash, margins, debtors, tax, budgets and what needs fixing before December arrives. Swipe through your Q4 financial reset.

If your individual tax return is still sitting on the to-do list, this is your reminder.Non-provisional taxpayers have u...
06/10/2026

If your individual tax return is still sitting on the to-do list, this is your reminder.
Non-provisional taxpayers have until 23 October 2026 to file.
Don’t use the remaining weeks to procrastinate.
Use them to make sure your return is complete, accurate and supported.
Book your tax review

Address

43 9TH AVENUE ORANGE GROVE
Johannesburg, Gauteng
2192

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