23/06/2026
I’m writing this from Cape Town this week, sitting on the sidelines of a rugby tour with my 11-year-old. 🏉
The whole family is down here to support him, which meant packing for a week-long trip where we’re trying to split time between work (for me anyway 😂), the matches, and a bit of family holiday time.
When you're trying to balance all of that, it is easy to overthink things and completely overpack the luggage. You end up carrying heavy bags full of stuff you won't even unzip.
It’s interesting how often we do the exact same thing with our finances.
We think that to have a proper plan with our finances, we need to be doing absolutely everything all at once. We think we need a complex investment setup, five different savings structures, and total certainty before we can even begin.
But trying to carry everything at the same time just causes paralysis.
Progress comes from stripping away the noise and looking at your immediate essentials.
What are the actual things your family needs right now? What are the things you need to feel secure in your plan right now?
It might be ensuring that your short-term safety net is secure. Or like for me, simply knowing that if something happened to me tomorrow, my family would be okay.
You don't need a massive, over-complicated checklist to be moving in the right direction. You just need to focus on the core pieces that keep you moving forward. ☕