Malcolm Josephs - Old Mutual Financial Planner

20/08/2024

SARS is going to laugh all the way to the bank with everyone resigning before 1st September. It's a nice way for the state to generate a lot of new revenue.

Seek independent advice before signing those documents.

14/08/2024

What an inspiring South African Story!

Congratulations Bayanda Walaza our youngest Olympian & Medal Winner 🥇

A learner from Curro Hazeldean, Bayanda Walaza, made the South African Olympic team for the 2024 Paris Olympics! In mid-July, the school alongside Cobus Loub...

17/07/2024

As a client, please know that there is a difference between the following:

- Financial Planner
- Financial Advisor
- Insurance Sales Advisor
- Insurance Broker

There are differences in skill level, qualifications, experience, knowledge & expertise. Not every Advisor can meet every need and not every solution can product at times can be provided by the same person.

I'm happy to answer any questions you might have around these different above roles and how it impacts you as a client.

All the best with finding the right person assisting you through the ever-changing world of financial services.

14/06/2024

Student life is taking me back to late nights and long weekends.

The world of Financial Planning is an ever-evolving industry and I'm looking forward to becoming a formal student again!

23/05/2024

I speak the language of Visions, Dreams & Goals.

What is your language?

15/05/2024

"Nobody wants to show you the hours and hours of becoming. They’d rather show the highlight of what they’ve become."

Duckworth, 2016

15/05/2024

Financial Literacy should be compulsory in schools to help students become economically smart from a young age. Waiting till they get to College/ University is too late.

Once you are employed, in the consumer & spending trap it's much too late to change negative habits.

Only teaching kids academics will never be enough.

30/03/2024

Life Insurance Tip:

Many people don't know that you don't need to pay for Bond Cover & Life Cover. Where you could just pay for one cover and save some money.

You can save some money by linking your existing life cover to your current bond as surety without having to pay two life insurance premiums.

Speak to your Advisor or Broker & enquire about linking the two and save some money!

27/08/2022

Apply to buy Bula Tsela shares from Old Mutual, from as little as R2000 and get your profits declared each year. And after 5 years, you can sell them. Apply online at http://ow.ly/q20X50KoXkF or call 087 015 0395 for more information.