Kurt Schultz Certified Financial Planner

25/04/2019

A wealth portfolio is not necessarily all based around retirement – read this great article to get another perspective - https://goo.gl/i1FbHt.

And let your post-retirement savings get to work for you.

23/04/2019

It’s reported in Fin24 that there are many areas that Entrepreneurs can still create wealth in a recession. Just three are security, funerals and Education. Another is astute financial management and planning. Many people make money through savings and investments even in the toughest times!

18/04/2019

The best time to begin to grow wealth is when you are young. Many people wish they had known earlier how the financial decisions you make today will affect tomorrow. Here are some great tips to share with the youth to prevent them from making the mistakes you might have made: https://goo.gl/KAiyGu.

Starting your savings plan the right, less painful way.

16/04/2019

Saving for a holiday or perhaps a deposit on your house or car? What's the best way to save over the short term? We have all heard about the short term options like Endowments and Unit Trusts for eg. But which of these two are the better option? Here is an article that will help you decide.

Unit trusts and endowments are the two most common discretionary investment options and should be made use of, explains an expert.

11/04/2019

Gary Player always said ‘The more I practice the luckier I get.” This article reminds us that good financial practice too never hinges on luck!

Money does not grow on trees, and it is very unlikely that you will win the lotto. Simply put: Financial success comes down to discipline and living within your means.

09/04/2019

The simple reality is that a deceased estate can be tied up in red tape for months or even years if no formal will is in place. Your Financial Advisor can have one drawn up and is an excellent choice as an Executor, as they are generally handling your financial affairs in any case.

04/04/2019

Unforeseen costs are something that beset all of us at some time or another – it is really almost unavoidable. As much as your Financial Advisor will always prompt long term investments, liquidity in estate and short term insurance are also important and can easily be achieved within your financial portfolio.

02/04/2019

It would be wise to "do your homework" before you decide on the financial advisor you will entrust the planning of your future to, says Daphne Rampersad of investment planning at Liberty.

She provides some smart tips on what to ask a financial advisor before you decide which one to use.

It would be wise to "do your homework" before you decide on the financial advisor you will entrust the planning of your future to, suggests an expert.

28/03/2019

South Africans struggle to save...and here's why!

South Africans are indeed debt-laden, but one of the reasons they struggle to save is impulsive buying behaviour, says a debt expert.

26/03/2019

RAs: The best by far!

10 reasons why this is BY FAR the best way to save for retirement!
Here is a great article from a while back that highlights some of the key reasons as to why you should invest in Retirement Annuities.

Is there a single best way to build your wealth so you can retire with dignity? Yes, there is, despite costs and limitations.

21/03/2019

As medical science advances, we tend to live far longer. It is a sobering thought that our retirement age will greatly increase in the future even possible for some of us! This article tells us more.

The financial planning industry faces a challenge: how to factor in ever-increasing life expectancy when it comes to retirement savings.

19/03/2019

Future Debt? Sounds like a paradox right? Why would we be comfortable with debt that we know is 'coming'. Well a classic example is tertiary education for our children. Rather start making small, regular contributions today, than have to pay a lump sum years from now, with interest!