Tanya Jansen Financial Adviser - Consult Randhart

Tanya Jansen Financial Adviser - Consult Randhart Let’s journey together. An authorised representative of Consult.

Financial stress affects far more than just bank accounts.It can affect how people sleep, how they communicate, how they...
12/06/2026

Financial stress affects far more than just bank accounts.

It can affect how people sleep, how they communicate, how they feel at home, and how confident they feel about the future.

Money pressure can affect:
• Relationships
• Mental health
• Sleep
• Confidence
• Overall wellbeing

And honestly, many South Africans are carrying silent financial pressure right now.

The reason we’re sharing this is because people often feel embarrassed talking about money struggles.

But financial pressure has become incredibly common across all income groups.

Sometimes clarity, structure, and proper planning create far more emotional relief than people expect.

SOURCE ARTICLES:
Moneyweb
https://www.moneyweb.co.za/news/south-africa/south-african-households-tighten-budgets-as-financial-strain-rises/

Real financial success usually looks like:• Consistency• Patience• Discipline• Good habits• Long term thinkingNot flashy...
11/06/2026

Real financial success usually looks like:
• Consistency
• Patience
• Discipline
• Good habits
• Long term thinking

Not flashy spending.

One major trend we’re seeing lately?Families are becoming far more intentional financially.People are prioritising:• Eme...
10/06/2026

One major trend we’re seeing lately?

Families are becoming far more intentional financially.

People are prioritising:
• Emergency savings
• Controlled debt
• Better cash flow
• Financial flexibility

What if one of the greatest gifts you could give your child wasn't money today, but time? As parents, we spend years try...
10/06/2026

What if one of the greatest gifts you could give your child wasn't money today, but time?

As parents, we spend years trying to create opportunities for our children.

We save for education.
We save for their first car.
We save to help them buy their first home.

But what if there was another opportunity we could give them? A financial head start.

Most people only begin seriously saving and investing later in life, often when retirement starts appearing on the horizon.

Imagine the difference if that journey started decades earlier. Imagine giving your child or grandchild an investment that has 40, 50 or even 60 years to grow. The reality is that time is one of the most powerful forces in investing. Not because of how much money is invested. But because of how long it has to grow.

A relatively small contribution made early in life can potentially become something meaningful over time through the power of compound growth. The lesson isn't necessarily about money. It's about creating opportunities. It's about thinking beyond today and helping future generations start their financial journey from a stronger position than we did. Because sometimes the greatest gift we can leave our children isn't what we leave behind one day.

It's the head start we give them today.

Source:
Moneyweb
"The Retirement Annuity Gift: How Clever Planning Can Change the Tax Outcome for Your Child"
https://www.moneyweb.co.za/financial-advisor-views/the-retirement-annuity-gift-how-clever-planning-can-change-the-tax-outcome-for-your-child/









Many financial decisions do not feel important in the moment.Skipping a review. Spending a little extra. Delaying saving...
09/06/2026

Many financial decisions do not feel important in the moment.

Skipping a review. Spending a little extra. Delaying savings. Ignoring cover. Leaving planning for another year.

But over time, those small decisions add up.

Good habits like these can quietly protect your future:
• Saving consistently
• Avoiding unnecessary debt
• Reviewing finances regularly
• Protecting income
• Planning ahead properly

The reason we’re sharing this is because financial security is usually built long before people actually need it.

Future you is affected by the decisions you make now.

And honestly, consistency still beats perfection financially almost every time.

SOURCE ARTICLES:
Financial Planning Institute SA
https://www.fpi.co.za/

Many people leave money sitting in a money market or bank investment without realising there may be better opportunities...
08/06/2026

Many people leave money sitting in a money market or bank investment without realising there may be better opportunities available, depending on their goals, time frame and need for access to funds.

This illustration shows how even small differences in return can make a meaningful difference over time.

A good place to start is by reviewing whether:
* your funds are in the right place
* your tax-free investment benefits are being used properly
* your money is aligned with your goals

If you have money sitting in a bank investment or money market account, let’s have a quick chat and review your options.

Send me a message if you’d like to chat.

Past performance is not a guarantee of future returns. This is for illustrative purposes only.

Many people wait for the “perfect time” to:• Save• Invest• Start planningBut honestly, progress usually starts imperfect...
08/06/2026

Many people wait for the “perfect time” to:
• Save
• Invest
• Start planning

But honestly, progress usually starts imperfectly.

One of the biggest retirement mistakes people make is underestimating how long retirement can actually last.Retirement i...
05/06/2026

One of the biggest retirement mistakes people make is underestimating how long retirement can actually last.

Retirement is no longer always a short final phase of life.

Many South Africans may retire around 60 and still live another 25 to 35 years. That means retirement planning needs to carry people through decades, not just a few years.

A modern retirement plan needs to consider:
• Longer lifespans
• Medical inflation
• Rising living costs
• Market volatility
• Sustainable income over time

The reason we’re sharing this is because many people still plan for retirement using outdated assumptions.

A retirement plan should not only focus on surviving financially.

It should focus on dignity, independence, and long term peace of mind.

SOURCE ARTICLES:
Moneyweb
https://www.moneyweb.co.za/financial-advisor-views/how-to-plan-for-a-30-year-retirement-without-running-out-of-money/

Great service starts with putting our clients first. We are grateful for every piece of feedback and remain committed to...
04/06/2026

Great service starts with putting our clients first. We are grateful for every piece of feedback and remain committed to delivering professional, reliable, and exceptional service every step of the way.

More families are choosing:• Stability• Simpler living• Better budgeting• Long term planninginstead of chasing unnecessa...
04/06/2026

More families are choosing:
• Stability
• Simpler living
• Better budgeting
• Long term planning

instead of chasing unnecessary pressure.

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