Credo Financial Advisors

04/11/2026

Use your car for business? Make sure you're on the same page as your insurance carrier.

At what point can you call a personal vehicle commercial?

04/10/2026

Keep These Tips in Mind When Selling a Home

If you are selling your home, you may be able to exclude the sale’s capital gain from your tax return. The first thing to consider is the home’s ownership and use. To claim the exclusion, you must have owned the house and used it as your primary residence for at least two years.

If you are selling your main home, you can exclude up to $250,000 of capital gain for single filers and up to $500,000 for joint filers from your return. If you own more than one home, you can exclude only the gains on selling your primary home. However, the loss is generally not deductible if you sell your home at a loss. You can also choose not to claim exclusion, in which case you must report the gain on your tax return.

Some taxpayers must also report forgiven or canceled debt as income on their tax return, including debt forgiven or canceled through foreclosure or other processes in which a lender cancels mortgage debt on the home.

This information is not a substitute for individualized tax advice. Please consult with a qualified tax professional to discuss your specific tax issues.




Tip adapted from IRS.gov8

04/07/2026

First Quarter Market Update in 2 minutes.

04/07/2026

This Week: Key Economic Data

Tuesday: Durable Goods (Feb). Chicago Fed President Austan Goolsbee speaks. Consumer Credit (Feb).

Wednesday: FOMC March meeting minutes released.

Thursday: Personal Consumption Expenditures (PCE) Index (Feb). Q4 Gross Domestic Product (GDP), second revision. Weekly Jobless Claims. Wholesale Inventories (Feb).

Friday: Consumer Price Index (CPI). Factory Orders (Feb). Consumer Sentiment.




Source: Investors Business Daily - Econoday economic calendar; April 3, 2026. The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to provide accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts are also subject to revision.

04/06/2026

This Week: Companies Reporting Earnings

Wednesday: Delta Airlines, Inc. (DAL)




Source: Zacks, April 3, 2026. Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your goals, time horizon, and risk tolerance. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule their earnings reports without notice.

04/04/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

03/28/2026

What will your family do if you can't earn an income? Here are steps you can take today.

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

03/27/2026

Errors to Avoid When Filing Your Extended Tax Return

If you file an extension of your tax return, it’s essential to avoid the common errors described below to submit a complete and accurate tax return:

● Missing or inaccurate Social Security number (SSN): Make sure your return has your correct SSN, matching what is on your Social Security card.

● Misspelled names: This may be a simple matter to look for, but mistakes happen. If you use a name other than the one on your Social Security card, make sure you use the name on the card.

● Filing status: Claiming the wrong filing status can invalidate your return. Choose the correct option (electronic filing software can prevent mistakes). The interactive tax assistant tool can also help to determine your filing status and any relevant credits you should (or should not) claim.

● Math errors: Simple addition and subtraction mistakes can delay your return. Consider using electronic filing software that does the math automatically to avoid mistakes.

● Incorrect bank account information: If you opt to receive your refund via direct deposit, provide the correct bank account information. Giving an incorrect account number can delay your refund even further.

● Unsigned forms: Lastly, you should double-check that all sections of your forms are signed. Missing signatures can delay your return.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS.gov, September 24, 2025

03/24/2026

This Week: Companies Reporting Earnings

Wednesday: Cintas Corporation (CTAS).

Friday: Carnival Corporation (CCL)




Source: Zacks, March 20, 2026. Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your goals, time horizon, and risk tolerance. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule their earnings reports without notice.

03/23/2026

This Week: Key Economic Data

Monday: Construction Spending* (Jan).

Tuesday: Productivity* (Q4, revised). PMI—Services. PMI—Manufacturing.

Wednesday: Import Prices.

Thursday: Weekly Jobless Claims.

Friday: Consumer Sentiment (final).

* indicates federal data release delayed by the government shutdown




Source: Investors Business Daily - Econoday economic calendar; March 20, 2026. The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to provide accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts are also subject to revision.

03/21/2026

Some firms create a “sources and uses of funds” statement to evaluate operations. What does yours say?

Assess whether you are running “in the black” or “in the red” each month.

03/20/2026

Couples Who Work Together, Tax Together

When a household starts a business, couples learn about the tax responsibilities associated with it. There are some things to consider when working together.

Here are a few items to consider:

● You should first establish whether you have a partnership business (where both spouses have an equal say in the affairs, services, and capital of the business) or an employee/employer relationship (where one spouse substantially controls management decisions); these relationships have different tax situations.

● If there is an employer-employee relationship, the second spouse (the employee) may be subject to income, Social Security, and Medicare taxes.

● You may need to file the U.S. Return of Partnership Income form if there is a partnership relationship.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.




Tip adapted from IRS.gov, June 10, 2025